All Crypto Interest Lending Account Platforms 🪙 Coin Interest Rate

Interest Rates							Sign Up Bonus		Additional Info			Favorable/Unfavorable Factors		About
BTC	ETH	SOL	LTC	DOGE	Stablecoin	Compounds	Bonus		Payouts	Lockups	Withdrawal Fees	Pros	Cons	Founded	HQ/Location	Native Token	Availability
n/a	n/a	n/a	n/a	n/a	n/a	No		Sign up						2024	London, UK	n/a
n/a	n/a	n/a	n/a	n/a	n/a	No		Sign up						2021	New York, USA	n/a	Worldwide
n/a	n/a	n/a	n/a	n/a	n/a	No	Earn more free SATS every hour with referral code: MNGA4WAVIBY	Sign up				Free BTC with daily mining rewards You can earn yield with a variety of “portfolios” offered in app		2018	Los Angeles, USA	n/a	Worldwide
n/a	n/a	n/a	n/a	n/a	n/a	No		Sign up						2021	Hong Kong	n/a
3%	3%	n/a	3%	n/a	5%	Yes	Earn 10%+ bonus for 90 days with promocode on sign up: SKXCNY5K	Sign up	Monthly	None to 365 days	None	Very good rates Wide coin support (including LTC and both USDC and USDT)	Best rates require 360 day lockup	2017	Hong Kong	n/a	Worldwide
3.5%	4%	n/a	n/a	n/a	11%	Yes		Sign up	Weekly	None		Long established player in the crypto space Competitive interest rates for crypto		2014	London, UK	WXT	Worldwide, excluding NY
n/a	n/a	n/a	n/a	n/a	n/a	Yes		Sign up		12/24 hours	Network fees	Dual Investment is innovative, high reward	Requires understanding of market dynamics and DeFi Risks of opportunity cost (rising crypto market value) or loss (falling market with stablecoin as input)	2022		n/a	Worldwide
n/a	n/a	7.9%	n/a	n/a	n/a	Yes		Sign up			Network fees	Simple, easy to use Coins never leave your control		2021		mSOL	Worldwide
3.1%	3%	3%	n/a	1.8%	5.2%	Yes		Sign up	Daily (must be redeemed)	0-360 days	Yes	Competitive interest rates	Lockup required for best rates Earnings must be ‘redeemed’	2023	UAE	MXX	Not available in the US
1%	1%	n/a	n/a	n/a	n/a	No	Use referral code: SoDXjaMP for $5 bonus on sign up	Sign up				Easy to use Lots of banking features and supported coins	$FI required for meaningful rates	2018	Gibraltar	BBANK	Worldwide
15%	6%	10%	n/a	4%	20%	Yes		Sign up	Daily	None	Yes (network fees)	Good interest rates Wide amount of supported assets Clean UI, easy to use service	Interest rates may fluctuate quickly BTC fund may be capped	2017	UK	n/a	Worldwide (services limited in the US)
1%	3%	n/a	n/a	n/a	7%	Yes		Sign up	Weekly	None	Yes	No lock ups	Earn program limited to accredited investors in the US Withdraw fees vary by coin and are relatively high	2021	Utah, United States	SMTF	Worldwide (Earn program available only for accredited investors)
n/a	3.06%	n/a	n/a	n/a	n/a	No		Sign up		None	Yes	Available in NY state No minimums or gas fees		2014	New York, NY	GUSD	All US states and Singapore
n/a	4%	n/a	n/a	n/a	n/a	Yes	$100 BTC for depositing $1000	Sign up	Daily	None	No gas fees	Easy way to stake your ETH Daily payouts No gas fees	Wide range in yield return	2017	London, UK	NEXO	Not available in the US, Canada or Australia
n/a	n/a	n/a	n/a	n/a	n/a	No		Sign up			Yes	Full exchange services Crypto card lets you spend crypto like cash and via Apple Pay	Very limited available to UK and AUS	2013	Melbourne, Australia	n/a	Australia and the United Kingdom (UK)
2%	3.96%	n/a	n/a	n/a	5.9%	No		Sign up				Fixed rates are predictable	Must wrap Bitcoin Best for more technical users	2020	New York, NY	FCASH	Worldwide
1.98%	1.45%	9.3%	n/a	n/a	4.89%	No	6% discount on fees	Sign up	Weekly		Yes	Long running, trust exchange	Rates variable upon market	2012	Taiwan	n/a	Worldwide, excluding US
n/a	n/a	n/a	n/a	n/a	n/a	No		Sign up			No			2021	Signapore	n/a	Global, not available in the US
0.5%	5.8%	n/a	n/a	n/a	12.6%	Yes	$40 in crypto with $500 deposit, hold 30 days	Sign up	Daily	1 business day to unlock funds	Yes	Easy way to engage in defi yield Easy to use platform	Bitcoin rates are low	2017	Canada	n/a	Worldwide
n/a	n/a	n/a	n/a	n/a	n/a	No	$10 BTC with first purchase	Sign up			Yes, flat transaction fee	Instant buy, instant sell Automated recurring purchases EFT, Credit Card and PayID USD withdrawals are free Uses cold storage in a collaborative multi-signature setup for our custodial wallets	Does not currently pay interest on holdings Bitcoin withdrawals incur a flat 0.0003BTC (30,000 sats) transaction fee	2017	Australia	n/a	Australia, majority of USA
n/a	n/a	n/a	n/a	n/a	n/a	Yes	$10 and 1000 JCOIN with deposit of $50 or more	Sign up			Yes (network fees only)	Crypto friendly, traditional banking functionality FDIC insured Debit card with cashback bonuses	No longer pays interest for crypto	2019	India, US, UK	n/a	Worldwide
n/a	4.3%	4%	n/a	n/a	5.3%	Yes		Sign up						2018	Estonia	n/a	Worldwide
n/a	4.5%	3.5%	n/a	n/a	5%	Yes	$12 USDC with $1000 deposit (see table)	Sign up	Daily	None	Yes (network fees only)	No lock up terms No interest rate tiers App design is clean and easy to use	Rates are moderate compared to alternatives	2021	Hong Kong	n/a	Worldwide
n/a	2%	n/a	n/a	n/a	1%	Yes	$100 USDC with $2000 deposit, hold 6 months	Sign up	Daily		Yes	Clean, easy to use website and app Generous sign up bonus Increased rates with FalconX partnership	No longer pays interest on BTC Withdrawal fees: $10 for BTC, $20 for the rest	2022	London, UK	n/a	Not available in US
1.25%	1.25%	3.5%	n/a	n/a	4.5%	Yes	$20 BTC bonus with $200 deposit, hold 30 days	Sign up	Daily	14, 30, 90 days	Yes (network fees only)	No KYC required No rate tiering Ability to earn different coin instead of in-kind	Better rates require lockup duration (14-90 days) Minimum deposit amounts required	2019	Seychelles	n/a	Worldwide
n/a	n/a	n/a	n/a	n/a	7%	No		Sign up	Monthly	None	No	No KYC Competitive interest rates	Focused only on Stablecoins	2020	Seychelles	n/a	Worldwide
1.25%	4%	5%	n/a	n/a	1.6%	No		Sign up	Once or twice a week, depending on coin		Yes	Offers on and off-chain staking Off-chain staking not available in all locations (such as US, Japan, UK) Full exchange services	Interest rate will vary (Kraken takes a flat 15% from staking rewards)	2011	San Francisco, CA	n/a	Worldwide, staking not available in the US
n/a	n/a	5.21%	n/a	n/a	2.73%	No	$50 BTC when you buy $100 of crypto	Sign up			No	Full exchange services Easy to use defi yield products	Limited coins eligible for Earn program Low rates	2013	San Francisco, CA	n/a	Worldwide
2.05%	2.05%	n/a	2.77%	2.25%	7.4%	Yes	$5 in ZOOM when you buy $100 of crypto	Sign up	Monthly on the seventh day	None	Yes	Full featured application 40+ support coins		2018	Salt Lake City, UT	ZOOM	Not available in NY
2%	2%	n/a	n/a	n/a	6%	Yes		Sign up	Monthly	None	Yes	Traditional retirement account tax benefits	Requires 10,000 minimum	2015	Sherman Oaks, CA	n/a	Worldwide
2.5%	2%	4%	7%	2%	6%	Yes		Sign up	Weekly	None	Yes	Good interest rates with compounding interest No lockups Wide coin support	Not available in the US No signup bonus	2018	Switzerland, Cyprus	n/a	Not available in the US, Canada
n/a	n/a	n/a	n/a	n/a	n/a	No	Get $25 BTC when you deposit and buy $100 BTC (use promo code below)	Sign up		7 day withdrawal period	Yes for certain coins	Simple and easy to use app	No longer pays interest as of 2/23	2013	London, UK	n/a	Not available in the US
n/a	n/a	n/a	n/a	n/a	n/a	Yes		Sign up	Monthly	None	None			2017	Estonia	CLT	Worldwide with a few restrictions due to regulations
n/a	2.9%	5.01%	n/a	n/a	5.1%	No	30 day free trial of Coinbase One, $10 off first paid month	Sign up	Varies	None	Yes	Full exchange functionality Popular, highly trusted Publicly traded company	Relatively low rates compared to other Coinbase alternatives Only a few supported assets	2012	Wilmington, DE	n/a	100+ countries
3%	4%	4%	4%	n/a	9%	Yes	Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term	Sign up	Daily	None or 1 month	Limited free withdrawls per month	Fair rates for all coins deposited Popular platform 1-5 free withdrawal per month depending on loyalty tier	Not available in the US Hard to know exactly the rate you are earning	2017	London, UK	NEXO	Worldwide (excluding US and Canada)
1%	3%	n/a	n/a	n/a	9.5%	No		Sign up	Monthly		Yes			2018	Ontario, Canada; Wyoming	n/a	Worldwide, excluding US and Canada
0.2%	0.2%	0.25%	0.1%	n/a	0.4%	No	$25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej	Sign up	Weekly	None (flexible), 1 month, 3 months	Yes		Deposit minimums required to earn interest Tiers are confusing Does not compound Requires CRO to unlock best rates	2016	Hong Kong	CRO	Worldwide, all US states except NY
2.5%	2.5%	n/a	n/a	n/a	6.5%	Yes	$30 after $50 deposit	Sign up	Weekly	None	Yes	Broad array of defi-like products and yield opportunities Fully owned by both co-founders	Products are more complex or require more lockup time than other platforms	2019	Singapore	DFI	Non-us