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Introducing MyConstant

While the banks continue to offer low interest rates on savings, there are huge opportunities to beat inflation in the world of crypto. Read on to learn how you can earn up to 15% APY on your USDT or USDC.

MyConstant’s homepage

Founded in 2019, MyConstant began as a straightforward stablecoin project. However, the team quickly realized there was a demand for a way to use the value of crypto assets without having to sell them.

The answer was crypto-backed peer-to-peer lending. 

For customers, it provided the follow:

  1. Provide liquidity for crypto assets: If you have cryptocurrency, the chances are you’re holding on to them (HODL) as an investment, hoping it would go up in value. But this means your assets are locked in – until you’re ready to sell. A crypto-backed loan helps you circumvent this issue by using your crypto as collateral in exchange for USD or other cryptocurrencies.
  2. A new way to invest: At the other end of the process, crypto lending offers new investment opportunities and an alternative to more conventional methods. Today, lenders can earn up to 15% APY on the MyConstant platform – which beats any savings account.

In this post, we’ll focus on how you can maximize your earnings through crypto lending and staking with MyConstant.

Max rates with MyConstant

There are several crypto lending options with MyConstant. You can earn up to 4.8% APY on BTC, ETH, BNB and other major cryptocurrencies. But, with with USDT and USDC you could earn up to 15% APY – and that rate is compounded every second. 

Earning interesting on USDT on MyConstant

To enjoy the full 15% APY, you’ll need to buy and hold MyConstant’s native token, MCT, on the platform. This enrolls you to the MCT membership program.

If you’re not a member or don’t hold any MCT, then you’ll still earn 12.5% APY up to the value of $5,000. After that $5,000 cap – you will be able to earn 8% APY.

MCT Membership

You can boost your crypto lending earnings by buying and holding MyConstant’s native token. Since its launch in May 2022, MCT has soared in value, rising by over 30% by August 2022. 

MCT chart

MCT’s price has risen steadily since May 2022. (Source: CoinMarketCap)

So what makes this token special?

First of all, it offers real and tangible benefits for its holders using MyConstant. 

  • Crypto Lend: Earn up to 15% APY.
  • Fixed-term investments: Earn up to 9.6% APR.
  • Lending Lottery: Earn up to 1.2% and up to 4 extra tickets for every $2,000 invested.
  • Crypto-backed loans: Pay from just 3.6% APR.
  • Crypto Swap: Up to 90% discount on swapping fees.

You can also earn up to 18% APR by staking MCT for a fixed term of up to 180 days. As an early-stage alt-coin, this could prove to be a lucrative program as you build up your MCT holdings in anticipation of a powerful bull market.

MCT Membership Tiers

There are four levels of MCT membership which depends on the proportion of MCT to your other assets on MyConstant:

#Membership TierMCT Threshold (Proportion of MCT to other assets held on MyConstant)
1BaseUp to 3%
2Gold3% to 7.5%
3Platinum7.5% to 15%
4Diamond15% and above

As you can see, the higher the proportion of MCT, the higher your membership level. If you have $1,000 worth of assets on MyConstant, and $200 of that is in MCT – then 20% of your assets are in MCT, entitling you to Diamond membership.

And here’s how it can impact your USDT/USDC earnings:

#Membership TierCapInterestExceed CapPost-cap Interest
1Base0 – $5,00012.500%$5,000+8.0%
2Gold0 – $20,00013.125%$20,000+8.4%
3Platinum0 – $50,00013.750%$50,000+8.8%
4Diamond0 – $100,00015.000%$100,000+9.6%

How to Buy MCT

Right now, if you’re based outside the US, you can buy MCT directly in the MyConstant app.

However, if you’re in the US – then you’ll need to buy MCT from PancakeSwap. 

How to Get Started with MyConstant

If you haven’t already, the first step is to sign up with MyConstant using our invitation code and earn 10 USDT sign-up bonus when you deposit $100 worth of USDT or USDC and hold for 30 consecutive days. You’ll need to complete the “know-your-customer” (KYC) check as part of the sign-up process. Make sure to have your ID, proof of address, and card details ready. Allow yourself a few minutes to complete – and while most of you will pass KYC within hours – on rare occasions, it can take a few days.

Once you complete KYC, you’ll be able to fully utilize all of MyConstant’s services.

Use MyConstant to Achieve Financial Freedom

During these turbulent times in the crypto market, MyConstant offers a path for you to make financial gains whatever the market does. If you’re outside the US, you can take full advantage of the platform’s short-selling and Futures products, where you can profit from predicting the market. 

It’s important to note that all lending platforms should be considered high-risk products, and you should only invest what you can afford to lose.