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Blockfi is not available or limited in the US. See USA crypto interest accounts available for US users.

Blockfi Interest Rates

TIERED RATE FOR FIRST 0.1

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UP

3.5%

TIERED RATE FOR FIRST 1.5

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UP

3.5%

TIERED RATE FOR FIRST 20000

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UP

7.5%

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STEADY

2%

2%

Rates last updated June 24, 2022.

Blockfi Facts

Blockfi Facts

Founded 2017

Compounding interest

Yes

Withdrawal fees

Yes

Availability

Worldwide, new US users unable to earn interest

Lockup terms

None

Payouts

Monthly

Join Blockfi blockfi.com

Conditions/Requirements for max Blockfi Interest Rate

For all assets Blockfi tiers:

For example, if you hold 10 Ethereum (ETH):

  • 1.5 ETH would earn the Tier 1 rate of 3% APY
  • 3.5 ETH would earn the Tier 2 rate of 1.5%, and
  • The remaining 5 ETH would earn the Tier 3 rate of 0.25% APY.

Blockfi Review

Blockfi Pros

  • Popular, trusted service

Blockfi Cons

  • Interest accounts unavailable for US users
  • Tiered rates for larger holders are low
Nexo: The Right Place

Blockfi is a long-running, trusted platform. The Blockfi Interest Account supports many cryptocurrencies and stablecoins.

Blockfi Interest/Lending Rates

Blockfi has tiered interest rates (up to 3 tiers for some coins), meaning the different quantities of coins in your account will earn different interest rates.

Blockfi pays fairly competitive rates for low quantities, but for larger quantities, other crypto interest accounts may be better.

Blockfi supports the following stablecoins: USDT, USDC, GUSD, PAX, DAI, BUSD.

Blockfi offers a crypto credit card, called surprisingly enough, Blockfi Rewards Credit Card.

Blockfi rate updates for July 1, 2022

Blockfi Alternatives

Blockfi FAQ

Is Blockfi interest compounded?

Yes, Blockfi compounds interest.

How often do you receive payouts at Blockfi?

Monthly.

Where is the Blockfi headquartered/located?

Blockfi is located in New Jersey, USA.

Where is Blockfi available (what countries is Blockfi available)?

Worldwide, new US users unable to earn interest.

When was Blockfi founded?

Blockfi was founded in 2017.

Is Blockfi available in the USA?

No, Blockfi is not available in the USA.

Is Blockfi legitimate?

Yes, Blockfi is legitimate. Located in New Jersey, USA, they follow local regulations and only serve customers in areas ruled by those jurisdictions. Blockfi has been in business since 2017.

Does Blockfi pay interest on Bitcoin?

Yes, Blockfi pays interest on Bitcoin.

Does Blockfi pay interest on Ethereum?

Yes, Blockfi pays interest on Ethereum.

Does Blockfi pay interest on Dogecoin?

Yes, Blockfi pays interest on Dogecoin.

Questions or comments about Blockfi?

Our team is here to answer them.