Looking for the best crypto wallet that can earn you interest on your holdings? Below you will find our definitive listing of custodial wallet services below, ranked by best interest rate and sorted by type of crypto. Learn more about custodial crypto savings wallets.
By Cryptocurrency
Best Bitcoin interest-earning wallet
1
15%
2
3.5%
3
3.1%
4
3%
5
3%
6
2.5%
7
2.5%
8
2.05%
9
2%
10
2%
11
1.98%
12
1.25%
13
1.25%
14
1%
15
1%
16
0.5%
17
0.2%
18
Best Ethereum interest-earning wallet
1
6%
2
5.8%
3
4.5%
4
4.3%
5
4%
7
4%
8
4%
9
3.96%
10
3.06%
11
3%
12
3%
13
3%
14
2.9%
15
2.5%
16
2.05%
17
2%
18
2%
19
2%
20
1.45%
21
1.25%
22
1%
23
0.2%
Best Stablecoin (USDC/USDT) interest-earning wallet
1
20%
2
12.6%
3
11%
4
9%
5
7.4%
6
7%
7
7%
8
6.5%
9
6%
10
6%
11
5.9%
12
5.3%
13
5.2%
14
5.1%
15
5%
16
5%
17
4.89%
18
4.5%
19
2.73%
20
1.6%
21
1%
22
0.4%
23
There are a number of reasons why holding crypto in a savings/lending wallet is a good idea. First, crypto savings accounts tend to offer higher interest rates than traditional savings accounts. This means that you can grow your holdings more quickly simply by keeping them in a crypto savings account. Second, crypto wallets offer a great deal of flexibility when it comes to how you can use your funds. You can easily send and receive crypto payments without having to go through a bank or other financial institution, swap between crypto assets and secure them with a variety of protection methods, such as 2FA and FaceID.
In conclusion, what is the best crypto wallet to use to earn interest? We’ve listed a few of the most popular options and found that each has its own benefits and drawbacks. You may or may not decide based solely on the interest rate as there are many other pros and cons to consider. And sometimes, it’s just about which wallet you find personally to be the best. Whichever crypto wallet you decide to use, make sure to you are earning a competitive interest rate. The rest is up to you.
