Stablecoin Interest Rates

Compare stablecoin interest rates (USDC/USDT) across lending/savings account platforms. Sorted by best stablecoin interest rate.

Stablecoin Interest Rates By Platform	Interest Rate APY Base Rate	Max Rate APY Conditions Apply
	20%
	12.6%●
	11%	12%
	9%	16%
	7.4%●
	7% ●
	7%●	7.5%
	6.5% STEADY
	6% ●
	6% STEADY
	5.9%
	5.3% STEADY
	5.2%	11%
	5.1%●	6%
	5%	12%
	5% ●
	4.89%
	4.5%	7.5%
	2.73% ●
	1.6% ●
	1%	10%
	0.4% STEADY	7.2%

Compare Top Stablecoin Interest Rates

Coin Interest Rate lists and compares current stablecoin interest rates (for USDC and USDT) APY/APR across custodial lending platforms (interest-bearing accounts), making it simple to ensure you’re getting a competitive rate.

Find crypto lending services available in the USA.

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Bitcoin Interest Rate
15%

ETH Interest Rate
6%

Stablecoin Interest Rate
20%

Compounding interest

Yes

Lockups

None

Payouts

Daily

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Bitcoin Interest Rate
3.5% – 8.5%

ETH Interest Rate
4% – 5.5%

Stablecoin Interest Rate
11% – 12%

Compounding interest

Yes

Lockups

None

Payouts

Weekly

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Bitcoin Interest Rate
3.1% – 10.5%

ETH Interest Rate
3% – 10.5%

Stablecoin Interest Rate
5.2% – 11%

Compounding interest

Yes

Lockups

0-360 days

Payouts

Daily (must be redeemed)

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Bitcoin Interest Rate
3% – 7%

ETH Interest Rate
4% – 8%

Stablecoin Interest Rate
9% – 16%

Compounding interest

Yes

Lockups

None or 1 month

Payouts

Daily

How we list stablecoin interest rates

We list base and max interest rates for crypto lending services on our site. The base rate is available for all holdings on a particular service, while max rates have conditions that you must meet to apply (such as tiers based on quantity or holding a certain % of a token relative to your entire balance). We recommend you DYOR (do your own research) and check with each platform individually.

Stablecoin benefits

Stablecoins such as USDT (Tether) and USDC (Circle) are pegged to the USD and are beneficial for many purposes, such as price stability when compared to other coins (like Bitcoin). This makes stablecoins an excellent medium for taking loans, payments or money transfers where the United States Dollar is the primary currency.

List of popular stablecoins

• USD Coin (USDC)
• Tether (USDT)
• Gemini Dollar (GUSD)
• Binance USD (BUSD)
• DAI (DAI)
• True USD (TUSD)

Browse list of all stablecoins at Coin Market Cap.