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Bitcoin IRA vs AQRU

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

AQRU Logo

AQRU

AQRU is a custodial interest account platform offering interest for some cryptocurrencies. AQRU has begun to add crypto exchange services to its platform.

Platform
Bitcoin IRA Platform
AQRU Platform
Website
Bonus
$100 USDC with $2000 deposit, hold 6 months
Token
Founded
2015
2022
Headquarters
Sherman Oaks, CA
London, UK
Availability
Worldwide
Not available in US

Cryptocurrency Rates

BTC Rate
2%
BTC Max
ETH Rate
2%
2%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
1%
Stablecoin Max
10%

Fees & Financial

Compounding
Yes
Yes
Payouts
Monthly
Daily
Fees
Yes
Yes
Lockup
None
Maker Fee
0.35
Taker Fee
0.35
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
AQRU Logo

AQRU Pros

    • Clean, easy to use website and app
    • Generous sign up bonus
    • Increased rates with FalconX partnership

AQRU Cons

    • No longer pays interest on BTC
    • Withdrawal fees: $10 for BTC, $20 for the rest

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether