Nexo
Earn Rates
- BTC Bitcoin
- DOWN4 - 5.5% APYTiered up to 1 BTC
- ETH Ethereum
- DOWN5 - 6.5% APYTiered up to 50 ETH
- XRP Ripple
- 5 - 7% APY
- SOL Solana
- 5 - 7% APY
- LTC Litecoin
- 5 - 7% APY
- DOGE Dogecoin
- 1 - 3% APY
- USDC/USDT Stablecoin
- DOWN8 - 11% APY
Max Rate Requirements
Lockup terms for 1 month (adds 1%). Loyalty level based upon holdings in NEXO token. Earn max rate by earning all interest in NEXO (adds +2%).
Loan Rates
- APR Interest Rate
- 2.9-18.9%
- LTV Loan-to-Value
- 50%
- Assets Collateral
- Many
Report inaccurate data for Nexo
Nexo Calculator
Nexo Calculator
How Nexo Generates Yield
Yield Mechanics
- Internal Lending Business
- Dual Investment (Structured Product)
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2017
Flexibility & Access
- Lockups
- None or 1 month
- Access
- Worldwide
Nexo Pros
- Good rates for all coins deposited
- Popular platform
- 1-5 free withdrawal per month depending on loyalty tier
Nexo Cons
- $5,000 minimum deposit
- Best rates require earning in NEXO token
Nexo Review
Nexo is one of the most popular crypto interest account platforms, with Nexo Earn.
In late 2024, Nexo rebranded itself as a "digital assets wealth platform," shifting focus from general crypto lending to serving affluent clients with tailored wealth management services. A minimum of $5,000 USD worth of assets is required to use its Savings products.
Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month term lock up (optional and manual process that needs to be renewed each month).
Nexo pays interest for popular altcoins like Solana (SOL), Ripple (XRP), Avalanche (AVAX), Sonic (S) and Polygon (POL).
Is Nexo available in the US?
Nexo has reopened to US-based customers with its crypto savings/earn accounts. See other crypto interest account platforms available in the US.
How are Nexo rates determined?
Nexo introduced balance limits and variable interest rates depending on:
- your loyalty tier (the amount of Nexo tokens in your account)
- type of interest paid out (in kind or in Nexo tokens, which gains more)
- type of savings term (flexible or fixed, which gains more)
Nexo FAQ
Does Nexo pay compound interest?
Yes, Nexo pays compound interest.
How often do you receive payouts?
Daily
Where is Nexo headquartered?
Nexo is located in Switzerland.
Where is Nexo available?
Worldwide
When was Nexo founded?
Nexo was founded in 2017.
Is Nexo available in the USA?
Yes, Nexo is available in the USA.
Does Nexo pay interest on Bitcoin?
Yes, Nexo pays 4% interest on Bitcoin.
Does Nexo pay interest on Ethereum?
Yes, Nexo pays 5% interest on Ethereum.
Does Nexo pay interest on Dogecoin?
Yes, Nexo pays 1% interest on Dogecoin.
Nexo Card
- Compounding Interest
- Yes
- Payouts
- Daily
- Withdraw Fees
- Limited free withdrawls per month
- Lockup Period
- None or 1 month
- Founded
- 2017
- Headquarters
- Switzerland
- Availability
- Worldwide
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