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Compare stablecoin interest rates (USDC/USDT) across lending/savings account platforms. Sorted by best stablecoin interest rate.

Stablecoin Interest Rates
By Platform

Interest Rate APY
Base Rate

Max Rate APY
Conditions Apply

RECOMMENDED

13.0%

10.42%

10.3% STEADY

12.3%

10%

10%

10% STEADY

10% STEADY

9% STEADY

10%

8%

8%

8%

8%

7% STEADY

8.5%

7%

6.5% STEADY

6.35% STEADY

14.5%

6.2%

RECOMMENDED

6%

13%

6% STEADY

6% STEADY

8%

5% STEADY

4.89%

4.5%

7.5%

4.5%

12%

4.03%

4%

8%

3.2%

3%

2.5%

5%

2.39%

1.5%

1.01%

0.4%

7.2%

0.4%

30%

Compare the top stablecoin interest rates

Coin Interest Rate lists and compares current stablecoin interest rates (for USDC and USDT) APY/APR across custodial lending platforms (interest-bearing accounts), making it simple to verify you’re getting a competitive rate.

Find crypto lending services available in the USA.

How we list stablecoin interest rates

We list base and max interest rates for crypto lending services on our site. The base rate is available for all holdings on a particular service, while max rates have conditions that you must meet to apply (such as tiers based on quantity or holding a certain % of a token relative to your entire balance). We recommend you DYOR (do your own research) and check with each platform individually.

Stablecoin interest rates visualized
Stablecoin prices stay stable compared to other crypto assets over time

Stablecoin benefits

Stablecoins such as USDT (Tether) and USDC (Circle) are pegged to the USD and are beneficial for many purposes, such as price stability when compared to other coins (such as Bitcoin). This makes stablecoins an excellent medium for taking loans, payments or money transfers where the United States Dollar is the primary currency.

  • USD Coin (USDC)
  • Tether (USDT)
  • Gemini Dollar (GUSD)
  • Binance USD (BUSD)
  • DAI (DAI)
  • True USD (TUSD)

Browse list of all stablecoins at Coin Market Cap.