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Crypto.com
Crypto.com Snapshot
Cons
- Deposit minimums required to earn interest
- Does not compound
- Requires CRO to unlock best rates
Check Yield data below to understand the source of these returns.
- BTC Bitcoin
- STEADY0.2 - 5% APY
- ETH Ethereum
- 0.2 - 5.5% APY
- SOL Solana
- 0.25 - 7.6% APY
- USDC/USDT Stablecoin
- 0.5 - 8% APY
Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.
Max Rate Requirements
3-month lockup and stake $40,000+ in CRO. Lower tiers are available.
Report inaccurate data for Crypto.com
Rate Alerts
Get notified when Crypto.com and other rates change. Delivered monthly.
Crypto.com Calculator
Estimates are based on Crypto.com current APY. Rates are subject to change.
How Crypto.com Generates Yield
Yield Mechanics
- Trading
- Trading Strategies
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2016
Flexibility & Access
- Lockups
- None (flexible), 1 month, 3 months
- Access
- Worldwide, all US states except NY
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Crypto.com Review
Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypto.com token.
Crypto.com (CDC) Referral Code
Enter hmbqqfpsej during sign-up.
Crypto.com Earn Account
Earn interest on 21+ crypto and stablecoins, in 2 account types: standard and private. Private members earn an additional 2% in rewards in CRO, the apps native token. Interest rates are significantly impacted by the amount of CRO tokens you stake in your account.
Flexible, 1 month or 3 months lockup terms are available.
Tiered Earn Rates (Crypto.com Tier 1 and Tier 2)
Crypto.com has a tiered Rewards Structure (for all earn allocations, excluding USDC):
- Tier 1 (Full Rate):
- Earn full rewards for allocations up to $3,000.
- This tier is filled first, based on the value of your cryptocurrency at the time of allocation.
- Tier 2 (0.5x Rate):
- After Tier 1 is filled, the next $27,000 in allocations earns half the Tier 1 rate.
- Tier 3 (0.3x Rate):
- Once Tiers 1 and 2 (totaling $30,000) are filled, further allocations earn 30% of the Tier 2 rate.
Crypto.com Earn Plus
A simpler, easier to understand earn account is now available, however it only supports USDT and USDC and at a very low rate of 0.4% and 0.5%, respectively.
Crypto.com Screenshots
Crypto.com FAQ
Is Crypto.com available in the USA?
Yes, Crypto.com is available in the USA.
Does Crypto.com pay compound yield?
No, yield is not compounded at Crypto.com.
How often do you receive payouts?
Weekly
Does Crypto.com require a lockup period?
Yes, Crypto.com has a lockup period of None (flexible), 1 month, 3 months.
Does Crypto.com pay interest on Bitcoin?
Yes, Crypto.com pays 0.2% APY on Bitcoin.
Does Crypto.com pay interest on Ethereum?
Yes, Crypto.com pays 0.2% APY on Ethereum.
Does Crypto.com pay rewards on stablecoins?
Yes, Crypto.com pays 0.5% APY on stablecoins like USDC and USDT.
Does Crypto.com pay interest on Solana?
Yes, Crypto.com pays 0.25% APY on Solana (SOL).
What are Crypto.com's withdrawal fees?
Yes
Does Crypto.com offer a sign-up bonus?
Yes, $25 after reserving credit card (requires CRO purchase)
When was Crypto.com founded?
Crypto.com was founded in 2016.
Where is Crypto.com headquartered?
Crypto.com is headquartered in Hong Kong.
Where is Crypto.com available?
Worldwide, all US states except NY
Crypto.com Card
- Compounds
- No
- Payouts
- Weekly
- Withdraw Fees
- Yes
- Lockups
- None (flexible), 1 month, 3 months
- Founded
- 2016
- Headquarters
- Hong Kong
- Availability
- Worldwide, all US states except NY
