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Coinbase Snapshot
O.G. and mainstream crypto exchange for US customers.
Pros
- Full exchange services
- Popular, publicly traded
Cons
- Relatively low rates compared to Coinbase alternatives
- Coinbase One required to earn on USDC
Earn Rates
Review Yield data below to understand the source of these returns. Click plus to reveal more rate-specific requirements.
- USDC USD Coin
- 0 - 3.5% APY
LendingShow rate requirements
Coinbase One required for USDC rewards
Stablecoins are not FDIC insured and earning yield requires lending, deploying or other activities, which involves risk.
Trading Fees
- Maker Fee
- 0.5%
- Taker Fee
- 0.5%
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Coinbase Calculator
Estimates are based on Coinbase current APY. Rates are subject to change.
Coinbase Yield Scorecard
Yield Mechanics
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2012
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Coinbase Review
Coinbase is one of the most popular centralized crypto exchanges.
In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with required Coinbase One subscription).
Coinbase Earn
Coinbase Earn is Coinbase's yield bearing product category, containing multiple offerings.
Coinbase Staking is staking-as-a-service on supported stakeable assets like ETH and SOL.
Coinbase Lend is a DeFi earn product, powered by Morpho, specifically designed for USDC.
Coinbase One
Coinbase One is an optional paid subscription. Coinbase One includes lower trading fees, higher withdrawal limits, better staking rewards, enhanced customer support and, most importantly, is required to earn cash rewards on USDC within Coinbase's Cash product.
Learn about the Coinbase One Card, Coinbase's credit card.
Coinbase FAQ
Is Coinbase available in the USA?
Yes, Coinbase is available in the USA.
Does Coinbase pay compound yield?
No, yield is not compounded at Coinbase.
How often do you receive payouts?
Varies
Does Coinbase require a lockup period?
No, Coinbase does not require a lockup period. You can withdraw your funds at any time.
Does Coinbase pay interest on Bitcoin?
No, Coinbase does not currently pay interest on Bitcoin.
Does Coinbase pay interest on Ethereum?
Yes, Coinbase pays 1.76% APY on Ethereum.
Does Coinbase pay rewards on USDC?
Yes, Coinbase pays 0 - 3.5% APY on USD Coin (USDC).
Does Coinbase pay interest on Solana?
Yes, Coinbase pays 3.7% APY on Solana (SOL).
What are Coinbase's withdrawal fees?
Coinbase lists withdrawal or platform fees, but the exact amount can vary by asset, network, product, or transaction type. Check Coinbase's current fee schedule before withdrawing or trading.
What are Coinbase's trading fees?
Coinbase lists a 0.5% maker fee and 0.5% taker fee.
When was Coinbase founded?
Coinbase was founded in 2012.
Where is Coinbase headquartered?
Coinbase is headquartered in Wilmington, DE.
Where is Coinbase available?
100+ countries
Coinbase Card
View card
- Compounds
- No
- Payouts
- Varies
- Withdraw Fees
- Yes
- Lockups
- None
- Founded
- 2012
- Headquarters
- Wilmington, DE
- Availability
- 100+ countries
