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Arch Lending is available for US customers.

Arch Lending Rates

Loan Rates

APR
9.5-14%
LTV
Varies
Assets
BTC, ETH, SOL
Rates last verified: October 29, 2025

Rate Alerts

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Arch Lending Review

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digital assets like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) as collateral.

Typical loan terms include:

  • Rates: starting around 9.5–12.5% APR
  • Loan-to-Value (LTV): up to 60% depending on the asset
  • Origination Fee: about 1.5%
  • Loan Terms: up to 24 months

Arch positions itself as a secure, U.S.-based lender focused on transparent, collateralized loans without rehypothecation of customer assets.

Arch Lending FAQ

Is Arch Lending available in the USA?

Yes, Arch Lending is available in the USA.

Does Arch Lending pay compound yield?

No, yield is not compounded at Arch Lending.

Does Arch Lending pay interest on Bitcoin?

No, Arch Lending does not currently pay interest on Bitcoin.

Does Arch Lending pay interest on Ethereum?

No, Arch Lending does not currently pay interest on Ethereum.

Does Arch Lending offer crypto loans?

Yes, Arch Lending offers crypto loans starting at 9.5-14% APR with up to Varies LTV.

When was Arch Lending founded?

Arch Lending was founded in 2022.

Where is Arch Lending headquartered?

Arch Lending is headquartered in New York, NY.

Where is Arch Lending available?

US

Compounds
No
Payouts
Varies
Withdraw Fees
Varies
Lockups
None
Founded
2022
Headquarters
New York, NY
Availability
US
Arch Lending
loans