We compare platforms & may earn a commission. Learn more.

Email Newsletter
Arch Lending is available for US customers.

Get our monthly email with the latest interest rate changes.

Arch Lending logo

Arch Lending

Arch Lending Rates

No current rates or earn program.

Rate Updates

Get notified when Arch Lending rates change.

Arch Lending Review

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digital assets like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) as collateral.

Typical loan terms include:

  • Rates: starting around 9.5–12.5% APR
  • Loan-to-Value (LTV): up to 60% depending on the asset
  • Origination Fee: about 1.5%
  • Loan Terms: up to 24 months

Arch positions itself as a secure, U.S.-based lender focused on transparent, collateralized loans without rehypothecation of customer assets.

Arch Lending vs Competitors

Arch Lending FAQ

Does Arch Lending pay compound interest?

No, interest is not compounded at Arch Lending.

Where is Arch Lending headquartered?

Arch Lending is located in New York, NY.

Where is Arch Lending available?

US

When was Arch Lending founded?

Arch Lending was founded in 2022.

Is Arch Lending available in the USA?

Yes, Arch Lending is available in the USA.

Does Arch Lending pay interest on Bitcoin?

No, Arch Lending does not pay interest on Bitcoin.

Does Arch Lending pay interest on Ethereum?

No, Arch Lending does not pay interest on Ethereum.

Does Arch Lending pay interest on Dogecoin?

No, Arch Lending does not pay interest on Dogecoin.

Compounding Interest
No
Payouts
Varies
Withdraw Fees
Varies
Lockup Period
None
Founded
2022
Headquarters
New York, NY
Availability
US
Arch Lending
loans

Loan Terms

Rate
9.5-14%
LTV
Varies
Collateral
BTC, ETH, SOL

Top Alternatives to Arch Lending


Earn Interest on Crypto