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Highest Litecoin APY

Find the best APY for your LTC. Compare top verified platforms offering the most competitive Annual Percentage Yield on Litecoin today.

Finding the best Litecoin APY allows you to rapidly grow your crypto holdings. The average APY is currently 4.07%, but top platforms offer up to 12%.

APY Data updated: February 2026

All Litecoin APY Rates

7 Platforms Ranked
CoinDepo Litecoin APY
12%

LTC APY

CoinDepo

USA + Global

High APYs on top coins with daily compounded payouts.

Payouts: Daily
Get 12% APY
LTC APY Verified
Nexo Litecoin APY
5%

LTC APY

Nexo

USA + Global

Well-known crypto finance platform combining stablecoin rewards, lending, and borrowing in one account.

Payouts: Daily
Get 5% APY
LTC APY Verified
YouHodler Litecoin APY
5%

LTC APY

STEADY

YouHodler

Global

YouHodler offers a flexible Yield Account that allows users to earn interest on select cryptocurrencies and stablecoins without lockups.

Payouts: Weekly
Get 5% APY
LTC APY Verified
Nebeus Litecoin APY
3.5%

LTC APY

Nebeus

Global

Wide variety of supported tokens Flexible terms

Payouts: Daily
Get 3.5% APY
LTC APY Verified
WhiteBIT Litecoin APY
1.01%

LTC APY

DOWN

WhiteBIT

USA + Global

Great rates for most coins if you lockup for 360 days Full exchange services Wide variety of coins supported

Payouts: Varies
Get 1.01% APY
LTC APY Verified
AscendEX Litecoin APY
1%

LTC APY

AscendEX

Global

Wide variety of coins

Payouts: Daily
Get 1% APY
LTC APY Verified
OKX Litecoin APY
1%

LTC APY

STEADY

OKX

USA + Global

Major global exchange providing earn products alongside deep liquidity and advanced trading tools.

Payouts: Varies
Get 1% APY
LTC APY Verified

Understanding Litecoin APY

Annual Percentage Yield (APY) represents the real rate of return earned on your Litecoin investments, taking into account the powerful effect of compounding interest. Unlike standard interest rates, APY gives you a highly accurate picture of exactly how much your LTC holdings will grow over the course of a year.

What is a good LTC APY?

Currently, the top platforms in the market offer up to 12% APY on Litecoin. The average yield across all tracked and verified platforms is currently sitting at 4.07%. A "good" APY typically meets or exceeds this average, but experienced investors know it's crucial to balance absolute yield against factors such as platform security reputation, required lockup periods, and hidden fee structures.

How to Maximize Your Litecoin Returns

  • 1
    Compare Top Rates Frequently: Crypto platform liquidity needs change constantly. The table above provides real-time comparisons so you always know who is offering the highest LTC yields today.
  • 2
    Look for Daily Compounding: Ensure the platform compounds daily or weekly rather than monthly. More frequent compounding leads to a significantly higher effective APY over a multi-year timeline.
  • 3
    Understand Terms & Conditions: Some of the absolute highest advertised LTC APY rates require locking your funds entirely for 30, 90, or even 365 days. If you require deep liquidity or flexibility, look for "Flexible Terms" despite marginally lower APYs.

Frequently Asked Questions

What is APY in crypto?

APY, or Annual Percentage Yield, is the projected rate of return earned on an investment over a year, taking into account the effect of compounding interest. In crypto, APY represents the amount you earn by staking, lending, or holding your assets in a yield-generating account.

APR vs. APY: What's the difference?

APR (Annual Percentage Rate) is the simple interest rate you earn over a year without accounting for compounding. APY includes compounding interest, meaning your earned interest is added to your principal balance—generating even more interest.

Is Litecoin APY guaranteed?

No. Most crypto yield rates fluctuate based on market conditions, platform liquidity, and the overall supply and demand for LTC. Rates can change dynamically, so it's important to monitor your yields across multiple platforms.

How safe are top APY platforms?

Crypto platforms fall into different categories such as CeFi (Centralized Finance) and DeFi (Decentralized Finance). Each carries specific risks including smart contract bugs, platform insolvency, and custodial risk. Always research a platform's reputation and security history.