WhiteBIT Snapshot
Crypto exchange with lending products for flexible yield on major coins and stablecoins.
Pros
- Flexible long-term lending plans with early exit options that retain partial earned interest
- Wide variety of coins supported
- Full exchange services
Cons
- Rates vary
- 10 day lockup minimum
Earn Rates
Review Yield data below to understand the source of these returns. Click plus to reveal more rate-specific requirements.
- ETH Ethereum
- 0.23 - 17.39% APY
LendingShow rate requirements
Lock-up for 360 days
Stablecoins are not FDIC insured and earning yield requires lending, deploying or other activities, which involves risk.

- SOL Solana
- 1.01 - 17.39% APY
LendingShow rate requirements
Lock-up for 360 days - LTC Litecoin
- 1.01 - 17.39% APY
LendingShow rate requirements
Lock-up for 360 days - DOGE Dogecoin
- 1.01 - 17.39% APY
LendingShow rate requirements
Lock-up for 360 days



Trading Fees
- Maker Fee
- 0.1%
- Taker Fee
- 0.1%
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WhiteBIT Calculator
Estimates are based on WhiteBIT current APY. Rates are subject to change.
WhiteBIT Yield Scorecard
Yield Mechanics
- Exchange
- Internal Exchange BusinessYield paid from the platform's operational revenue, including trading fees, market-making spreads, and interest charged to margin traders.
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2018
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
WhiteBIT Review
WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending.
Crypto Lending at WhiteBIT
WhiteBIT FAQ
Is WhiteBIT available in the USA?
Yes, WhiteBIT is available in the USA.
Does WhiteBIT pay compound yield?
No, yield is not compounded at WhiteBIT.
Does WhiteBIT require a lockup period?
Yes, WhiteBIT has a lockup period of 10–1080 days.
Does WhiteBIT pay interest on Bitcoin?
Yes, WhiteBIT pays 0.23 - 16.52% APY on Bitcoin.
Does WhiteBIT pay interest on Ethereum?
Yes, WhiteBIT pays 0.23 - 17.39% APY on Ethereum.
Does WhiteBIT pay rewards on USDC?
Yes, WhiteBIT pays 0.25 - 18.64% APY on USD Coin (USDC).
Does WhiteBIT pay rewards on USDT?
Yes, WhiteBIT pays 0.25 - 18.64% APY on Tether (USDT).
Does WhiteBIT pay interest on Solana?
Yes, WhiteBIT pays 1.01 - 17.39% APY on Solana (SOL).
Does WhiteBIT pay interest on Dogecoin?
Yes, WhiteBIT pays 1.01 - 17.39% APY on Dogecoin.
What are WhiteBIT's trading fees?
WhiteBIT lists a 0.1% maker fee and 0.1% taker fee.
When was WhiteBIT founded?
WhiteBIT was founded in 2018.
Where is WhiteBIT headquartered?
WhiteBIT is headquartered in Lithuania.
Where is WhiteBIT available?
Worldwide
- Compounds
- No
- Payouts
- Varies
- Withdraw Fees
- Varies
- Lockups
- 10–1080 days
- Founded
- 2018
- Headquarters
- Lithuania
- Availability
- Worldwide





















