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WhiteBIT logo
CIR score4.2
WhiteBIT is available for US customers.

WhiteBIT Snapshot

Verified: July 1, 2026

Crypto exchange with lending products for flexible yield on major coins and stablecoins.

Pros

  • Flexible long-term lending plans with early exit options that retain partial earned interest
  • Wide variety of coins supported
  • Full exchange services

Cons

  • Rates vary
  • 10 day lockup minimum

WhiteBIT Rates

Earn Rates

Review Yield data below to understand the source of these returns. Click plus to reveal more rate-specific requirements.

Stablecoins are not FDIC insured and earning yield requires lending, deploying or other activities, which involves risk.

USD Coin
LendingShow rate requirements
Lock-up for 360 days
0.25 - 18.64%
Tether
LendingShow rate requirements
Lock-up for 360 days
0.25 - 18.64%
Bitcoin
LendingShow rate requirements
Lock-up for 360 days
0.23 - 16.52%
Ethereum
LendingShow rate requirements
Lock-up for 360 days
0.23 - 17.39%
Solana
LendingShow rate requirements
Lock-up for 360 days
1.01 - 17.39%
Litecoin
LendingShow rate requirements
Lock-up for 360 days
1.01 - 17.39%
Dogecoin
LendingShow rate requirements
Lock-up for 360 days
1.01 - 17.39%

Trading Fees

Maker
0.1%
Taker
0.1%
Rates last verified: July 1, 2026

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WhiteBIT Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on WhiteBIT current APY. Rates are subject to change.

WhiteBIT Yield Scorecard

Yield Mechanics

Exchange
Internal Exchange Business

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2018

Access

Lockups
10–1080 days
Access
Worldwide

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

WhiteBIT Review

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending.

Crypto Lending at WhiteBIT

WhiteBIT FAQ

Is WhiteBIT available in the USA?

Yes, WhiteBIT is available in the USA.

Does WhiteBIT pay compound yield?

No, yield is not compounded at WhiteBIT.

Does WhiteBIT require a lockup period?

Yes, WhiteBIT has a lockup period of 10–1080 days.

Does WhiteBIT pay interest on Bitcoin?

Yes, WhiteBIT pays 0.23 - 16.52% APY on Bitcoin.

Does WhiteBIT pay interest on Ethereum?

Yes, WhiteBIT pays 0.23 - 17.39% APY on Ethereum.

Does WhiteBIT pay rewards on USDC?

Yes, WhiteBIT pays 0.25 - 18.64% APY on USD Coin (USDC).

Does WhiteBIT pay rewards on USDT?

Yes, WhiteBIT pays 0.25 - 18.64% APY on Tether (USDT).

Does WhiteBIT pay interest on Solana?

Yes, WhiteBIT pays 1.01 - 17.39% APY on Solana (SOL).

Does WhiteBIT pay interest on Dogecoin?

Yes, WhiteBIT pays 1.01 - 17.39% APY on Dogecoin.

What are WhiteBIT's trading fees?

WhiteBIT lists a 0.1% maker fee and 0.1% taker fee.

When was WhiteBIT founded?

WhiteBIT was founded in 2018.

Where is WhiteBIT headquartered?

WhiteBIT is headquartered in Lithuania.

Where is WhiteBIT available?

Worldwide

WhiteBIT logo
Compounds
No
Payouts
Varies
Withdraw Fees
Varies
Lockups
10–1080 days
Founded
2018
Headquarters
Lithuania
Availability
Worldwide
WhiteBIT
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