USDC Interest Rates

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Index and ranking of the best USDC Interest Rates (Circle) APY across crypto accounts, making it easy to compare and find the best rate.

USDC at Coin Interest

Circle Interest Rates sorted by best rate

What is USDC?

Circle (USDC) is a leading stablecoin that’s value is linked to the US dollar. It is stable & regulated, settles quickly and is available across many platforms and services. It is created by Circle Internet Financial, LLC. Learn more at

See also: Stablecoin Interest Calculator

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Stablecoins are useful and in-demand for many purposes, but because their price is stable and predictable they are especially useful for traders and holders. You should compare interest rates often to ensure you’re earning your fair share for USDC (Circle). Interest rates change, so knowing where and who is paying the most is critical.

Stablecoins are a type of digital currency designed to minimize the volatility typically associated with Bitcoin or Ethereum. Unlike those coins, stablecoins are designed to maintain a stable value over time. This stability is achieved by pegging the value to a more stable fiat currency like USD, EUR or GBP. In the case of USDC, it is pegged to the United States Dollar (USD).

Some uses of stablecoins in the crypto markets include:

  1. Medium of Exchange: Stablecoins provide a more stable medium of exchange than volatile cryptocurrencies, making them ideal for daily transactions, remittances and commerce. This stability encourages their use for buying and selling goods and services without the risk of significant price changes. For example, most people would rather spend their USD than their BTC, since the value is steady and predictable.
  2. Store of Value: Because of their stability, stablecoins can serve as a safe haven for investors during periods of high volatility, like bear markets. Investors may convert their holdings into stablecoins to preserve their capital when the market is dropping, and use those reserves to buy “dips.”
  3. CeFi/DeFi Applications: Stablecoins are integral to the crypto finance ecosystem, which includes lending, borrowing, yield farming, and liquidity mining.
  4. Trading Pairs: In cryptocurrency exchanges, stablecoins are commonly used as trading pairs against other cryptocurrencies. This usage simplifies the trading process, as traders can easily calculate the fiat equivalent of their trades without converting back to traditional currencies, reducing transaction fees and complexity.

Why should you be comparing rates?

Understanding and comparing USDC interest rates is key for investors looking to maximize returns. Choosing platforms with the best Circle APY interest rates is crucial and allows you to earn more for your holdings.

Where can you earn interest on USDC?

You can earn interest on USDC on a variety of crypto platforms, such as Coinbase, EarnPark, YouHolder or Wirex.

M2: Earn interest on Your Crypto