Bitcoin Interest Rates

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Maximize your earnings and boost your crypto investment with the best Bitcoin interest rate comparison. Learn where and how to earn interest on Bitcoin.

Best Bitcoin Interest Rates (APR/APY)

Sorted by best Bitcoin interest rate.

Bitcoin Interest Rates
By Platform

Interest Rate APY
Base Rate

Max Rate APY
Conditions Apply

15%

3.5%

8.5%

3.1%

10.5%

3%

8%

3%

7%

2.5% STEADY

5%

2.5%

2.05%

2%

2% STEADY

1.98%

1.25%

1.25% STEADY

4%

1%

2%

1%

3%

0.5% STEADY

0.2%

4.4%

Best Bitcoin Interest Rates

Bitcoin logo Bitcoin Interest Rate
15%

Ethereum logo ETH Interest Rate
6%

USDC logo Stablecoin Interest Rate
20%

Compounding interest

Yes

Lockups

None

Payouts

Daily

Bitcoin logo Bitcoin Interest Rate
3.5% – 8.5%

Ethereum logo ETH Interest Rate
4% – 5.5%

USDC logo Stablecoin Interest Rate
11% – 12%

Compounding interest

Yes

Lockups

None

Payouts

Weekly

Bitcoin logo Bitcoin Interest Rate
3.1% – 10.5%

Ethereum logo ETH Interest Rate
3% – 10.5%

USDC logo Stablecoin Interest Rate
5.2% – 11%

Compounding interest

Yes

Lockups

0-360 days

Payouts

Daily (must be redeemed)

Bitcoin logo Bitcoin Interest Rate
3% – 7%

Ethereum logo ETH Interest Rate
4% – 8%

USDC logo Stablecoin Interest Rate
9% – 16%

Compounding interest

Yes

Lockups

None or 1 month

Payouts

Daily

Bitcoin stats (symbol, creation date, supply, version, block time and algorithm)
Bitcoin Technical Specs
Stylized blue 'bitcoin' graphic, captioned 'Bitcoin Interest Rates Compared'
Bitcoin Interest Rates Compared

The simplest way to earn the maximum yield on your Bitcoin is to compare the interest rates of other competing lending platforms often. Our website makes this easy to do.

Since these rates are constantly changing, and these platforms compete for your business, they often offer bonuses or incentives to new users to move over their Bitcoin. Don’t miss out on these incentives. They are a great way to earn additional money just for testing out a new account. In addition to the higher interest, you may enjoy the app experience or other platform products.

It’s up to you to make the most of your Bitcoin. To do that, we highly recommend you keep an eye on interest rates and promotions on lending platforms.

Read the WSJ article about crypto interest accounts. Their take is “if you aren’t troubled by the extraordinary volatility of virtual money, you might as well earn some interest on it.

Interest-generating Bitcoin Savings Accounts

If you’re looking to compare the best Bitcoin interest rates by platform, you’re in the right spot. We list the top BTC savings account platforms (see comparison chart above) by their current interest rates (APY if they compound interest, APR if they don’t) and all the vital details so you can select the best one (including deposit terms, withdrawal fees and compounding interest details).

Bitcoin Savings and Interest Accounts

Interest-bearing digital currency accounts are a great way to hold long-term and generate constant yield without any work on your end. Just keep the funds in the account, and enjoy the interest rewards.

Top Bitcoin Interest Rates

2

Wirex 3.5% – 8.5%

3

M2 3.1% – 10.5%

5

Nexo 3% – 7%

View all Bitcoin interest rates

The best interest rates can be beneficial for both savers and borrowers, depending on your specific financial goals. Here are several reasons why favorable (high) interest rates are considered a good thing:

For Holders and Investors

  1. Higher Returns on Savings: Higher interest rates offer better returns on their deposits over time. This encourages saving, as individuals earn more from their existing holdings and can watch them grow without making any financial moves or trades.
  2. Incentive for Investing: Higher interest rates can also make certain investments more attractive, typically as investors are consistently looking for positive returns.

About Bitcoin

Bitcoin, the first and most widely recognized cryptocurrency, was by an anonymous entity known as Satoshi Nakamoto. Beyond its revolutionary design, Bitcoin has emerged as a significant financial asset, with many individuals choosing to hold it for the long term. This strategy, often referred to as “HODLing” (an intentional misspelling), underscores the belief in Bitcoin’s long-term value proposition.

The appeal to hold Bitcoin long-term by many investors is driven by a combination of its revolutionary technology, limited supply, increasing adoption, uncorrealation to the stock market and potential as a hedge against inflation.

About Coin Interest Rate

Coin Interest Rate ranks and compares the best lending/savings/interest account platforms so you earn the best rates on your Bitcoin, ETH, Stablecoins and other top cryptocurrencies.


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