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Figure Markets

All Crypto Lending Companies & Platforms

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Clapp Finance

Clapp Finance

Founded: 2025
Availability: Worldwide
HQ: Czech Republic

Interest Rates

BTC 5% UP
ETH 6% UP
Stablecoins 8.2% UP

Summary

Clapp Finance is a newer Europe-focused crypto fintech platform combining crypto savings accounts, euro banking features, trading, and crypto-backed c...

Lava

Lava

Founded: 2025
Availability: Worldwide
HQ: New York, NY

Summary

Lava.xyz offers Bitcoin-native financial services that let you borrow, earn, and spend globally.Lava.xyz is a Bitcoin-backed lending platform that let...

Zengo

Zengo

Founded: 2018
Availability: Worldwide
HQ: Israel

Interest Rates

ETH 3% DOWN

Summary

Zengo is a non-custodial wallet app that supports crypto staking and more than 1000+ assets.Zengo EarnZengo Earn is a simple and secure way for Zengo ...

YouHodler

YouHodler

Founded: 2018
Availability: Not available in the US/Canada
HQ: Switzerland, Cyprus

Interest Rates

BTC 8%
ETH 12%
Stablecoins 20%
SOL 12%
LTC 16%
DOGE 12%
XRP 12%

Summary

YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...

World Liberty Financial

World Liberty Financial

Founded: 2024
Availability: Worldwide
HQ: USA

Summary

World Liberty Financial Lend ProgramWLFI's Lend program plans to offer competitive interest rates on stablecoin deposits, enabling users to earn y...

Wirex

Wirex

Founded: 2014
Availability: Worldwide, excluding NY
HQ: London, UK

Interest Rates

Stablecoins 6%

Summary

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...

Tuyo

Tuyo

Founded: 2024
Availability: Worldwide
HQ: Wilmington, DE

Interest Rates

BTC 1.6%
Stablecoins 3.79% DOWN

Summary

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

Trustyfy

Trustyfy

Founded: 2023
Availability: Worldwide
HQ: Lithuania

Summary

Trustyfy is a neobank like platform designed to bridge the gap between decentralized digital assets and traditional financial services. It provides us...

The Kingdom Bank

The Kingdom Bank

Founded: 2015
Availability: Worldwide
HQ: Dominica

Interest Rates

Stablecoins 5.75%

Summary

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a c...

Stoic AI

Stoic AI

Founded: 2015
Availability: Worldwide
HQ: Gibraltar

Summary

Stoic AI is an automated trading bot designed to make professional hedge-fund style strategies accessible to everyday crypto investors. Instead of man...

Solid

Solid

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 6.64% UP

Summary

Solid is a Stablecoin Super-App designed to simplify DeFi yield generation. Users deposit USDC, which is automatically converted into soUSD, a yield-b...

Robinhood

Robinhood

Founded: 2013
Availability: US and select EU countries
HQ: Menlo Park, CA, USA

Interest Rates

ETH 3.15%
SOL 4.55%

Summary

Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...

River

River

Founded: 2019
Availability: US only, excluding NY and NV
HQ: USA

Summary

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

Pyra

Pyra

Founded: 2024
Availability: Worldwide
HQ:

Summary

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

PrimeXBT

PrimeXBT

Founded: 2018
Availability: Worldwide, excluding US
HQ: Seychelles

Summary

PrimeXBT is a cryptocurrency and trading platform that offers multi-asset trading capabilities and advanced tools for investors.PrimeXBT appeals to tr...

Phemex

Phemex

Founded: 2019
Availability: Worldwide, excluding US
HQ: Singapore

Interest Rates

BTC 3% UP
ETH 3% UP
Stablecoins 10% UP
SOL 3% UP

Summary

Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading.Phemex EarnPhemex Earn is a crypto lending product from Phe...

PayPal

PayPal

Founded: 1998
Availability: Worldwide
HQ: San Jose, CA

Interest Rates

Stablecoins 4% UP

Summary

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

OKX

OKX

Founded: 2017
Availability: Worldwide, some services unavailable in US
HQ: Seychelles

Interest Rates

BTC 1.82%
ETH 7.3%
Stablecoins 9.13%
SOL 18.25%
LTC 3.65%
DOGE 3.65%
XRP 3.65%

Summary

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto earn, staking a...

Nook

Nook

Founded: 2025
Availability: Worldwide
HQ: Austin, TX

Interest Rates

Stablecoins 7.6% UP

Summary

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

Nexo

Nexo

Founded: 2017
Availability: Worldwide
HQ: Switzerland

Interest Rates

BTC 6.5%
ETH 7.5%
Stablecoins 14%
SOL 8%
LTC 7.75%
DOGE 1%
XRP 12%

Summary

Nexo is one of the most popular crypto earn platforms, calling itself a digital assets wealth platform. A minimum of $5,000 USD worth of assets is req...

Nebeus

Nebeus

Founded: 2014
Availability: UK, Europe and Latin America
HQ: Spain

Interest Rates

BTC 4.5%
ETH 4.5%
Stablecoins 16.5%
SOL 1%
LTC 4.5%
DOGE 1%
XRP 4.5%

Summary

Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins.Nebeus Crypto RentingRent (lend) your crypto to Ne...

Lune

Lune

Founded: 2021
Availability: Worldwide
HQ: Grenadines

Interest Rates

ETH 21.5%
Stablecoins 29.5%

Summary

Lune.fi positions itself as a crypto exchange and liquidity aggregator with a focus on delivering competitive trading rates and high-yield income oppo...

Liquid

Liquid

Founded: 2025
Availability: Worldwide excluding US and Ontario
HQ: Delaware, US

Summary

Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...

Ledn

Ledn

Founded: 2018
Availability: Worldwide, Growth accounts unavailable in certain countries and states
HQ: Ontario

Summary

Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...

Lantern Finance

Lantern Finance

Founded: 2023
Availability: Worldwide
HQ: Las Vegas, NV

Summary

Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...

Kraken

Kraken

Founded: 2011
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.02% DOWN
ETH 2.31% DOWN
Stablecoins 4.08% DOWN
SOL 6%
XRP 1%

Summary

Kraken is a leading digital asset exchange platform that was founded in 2011 and is headquartered in San Francisco, California.The platform allows use...

Krak

Krak

Founded: 2025
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.1% UP
ETH 1% DOWN
Stablecoins 3.6% DOWN
SOL 2.86% DOWN

Summary

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

KAST

KAST

Founded: 2023
Availability:
HQ: Hong Kong

Interest Rates

Stablecoins 3.3%

Summary

KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experi...

Ju.com

Ju.com

Founded: 2013
Availability: Worldwide
HQ: Dubai, UAE

Interest Rates

Stablecoins 3.79%

Summary

Ju.com is the rebranded name of JuCoin, a crypto exchange originally established in 2013. It operates globally (100+ countries), with over 50 million ...

iTrustCapital

iTrustCapital

Founded: 2018
Availability: USA
HQ: Irvine, CA

Interest Rates

ETH 2.25%
Stablecoins 2% UP
SOL 5.37% UP

Summary

iTrustCapital is a U.S.-based platform that allows individuals to buy, sell, and hold cryptocurrencies and precious metals within self-directed retire...

Gemini

Gemini

Founded: 2014
Availability: All US states and Singapore
HQ: New York, NY

Interest Rates

BTC 0.01%
ETH 0.01%
Stablecoins 0.01%
SOL 0.01%
LTC 0.01%
DOGE 0.01%

Summary

Gemini is a long-running centralized crypto exchange located in the United States. It offers staking and earn programs.Gemini StakingGemini Staking is...

Firefish

Firefish

Founded: 2022
Availability: Worldwide
HQ: Slovakia

Summary

Firefish is a Bitcoin-backed lending marketplace that connects borrowers and lenders directly, using Bitcoin as collateral and stablecoins as the loan...

Figure Markets

Figure Markets

Founded: 2018
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

ETH 1%
Stablecoins 3.85% UP
SOL 3.63%

Summary

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

Fido

Fido

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 10%

Summary

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

EXMO

EXMO

Founded: 2014
Availability: Worldwide
HQ: London, UK

Interest Rates

BTC 3%
ETH 3%

Summary

Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...

ether.fi

ether.fi

Founded: 2022
Availability: Worldwide
HQ: Cayman Islands

Interest Rates

BTC 0.33% UP
ETH 2.32% DOWN

Summary

ether.fi offers a suite of products combining staking, restaking, and decentralized finance (DeFi) strategies. This platform provides a way to earn yi...

Ember Fund

Ember Fund

Founded: 2018
Availability: Worldwide
HQ: Los Angeles, USA

Summary

Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...

EarnPark

EarnPark

Founded: 2022
Availability: Worldwide (services limited in the US)
HQ: UK

Interest Rates

BTC 15%
ETH 20%
Stablecoins 20%
SOL 22%
DOGE 5%
XRP 5%

Summary

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...

Cryptomus

Cryptomus

Founded: 2022
Availability: Worldwide
HQ: Canada

Interest Rates

ETH 3%
Stablecoins 3%

Summary

Cryptomus is a globally accessible cryptocurrency platform launched in December 2024. Based in Vancouver, it offers a unified ecosystem that includes ...

Crypto.com

Crypto.com

Founded: 2016
Availability: Worldwide, all US states except NY
HQ: Hong Kong

Interest Rates

BTC 0.2% DOWN
ETH 0.2% DOWN
Stablecoins 0.5% DOWN
SOL 0.25% DOWN

Summary

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...

CoinRabbit

CoinRabbit

Founded: 2020
Availability: Worldwide
HQ: Seychelles

Interest Rates

BTC 0.3%
ETH 1.2%
Stablecoins 5%

Summary

CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (Tether) and USDC (Circle).With no KYC, no fees, and...

Coinmetro

Coinmetro

Founded: 2017
Availability: Worldwide
HQ: Tallinn, Estonia

Interest Rates

BTC 6%
ETH 4%
XRP 6%

Summary

Coinmetro is a regulated, user-friendly centralized cryptocurrency exchange founded in 2017. The platform focuses on making crypto accessible through ...

CoinJar

CoinJar

Founded: 2013
Availability: Australia and the United Kingdom (UK)
HQ: Melbourne, Australia

Summary

CoinJar is an Australian cryptocurrency exchange and platform. It offers a variety of services, like CoinJar Exchange, CoinJar Card and CoinJar Bundle...

CoinDepo

CoinDepo

Founded: 2021
Availability: Worldwide
HQ: Grenadines

Interest Rates

BTC 12.75% UP
ETH 12.75% UP
Stablecoins 18.5% UP
SOL 12.75% UP
LTC 12%
DOGE 12.75% UP
XRP 12.75% UP

Summary

CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn yield on their digital assets. The platform supports both sta...

Coinbase

Coinbase

Founded: 2012
Availability: 100+ countries
HQ: Wilmington, DE

Interest Rates

ETH 1.85% DOWN
Stablecoins 3.5%
SOL 3.87% DOWN

Summary

Coinbase is one of the most popular centralized crypto exchanges.In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with required Co...

BYDFi

BYDFi

Founded: 2020
Availability: Worldwide
HQ: Singapore

Summary

BYDFi is a global cryptocurrency exchange offering spot trading, perpetual futures, and simplified crypto products aimed at both beginner and advanced...

Bitvavo

Bitvavo

Founded: 2018
Availability: EU only
HQ: Netherlands

Interest Rates

BTC 0.05%
ETH 2% DOWN
SOL 5%

Summary

Bitvavo is a cryptocurrency exchange founded in 2018, serving over 1.5 million users across the European Union. The platform offers a user-friendly in...

Bitunix

Bitunix

Founded: 2021
Availability: Worldwide, excluding US
HQ: St. Vincent

Summary

Bitunix is a centralized cryptocurrency exchange that focuses on both spot and derivatives trading. It supports over 270 cryptocurrencies, including p...

Bitfinex

Bitfinex

Founded: 2012
Availability: Worldwide, excluding US
HQ: British Virgin Islands

Interest Rates

BTC 1.98%
ETH 1.45%
SOL 9.3%

Summary

Bitfinex offers two unique products to earn yield on deposited crypto.Bitfinex Lending Pro is a crypto lending offering that pays variable rates on yo...

Bitcoin IRA

Bitcoin IRA

Founded: 2015
Availability: Worldwide
HQ: Sherman Oaks, CA

Interest Rates

BTC 2%
ETH 2%
SOL 2% UP

Summary

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement...

Binance US

Binance US

Founded: 2019
Availability: US only
HQ: CA, USA

Interest Rates

ETH 2.6%
SOL 3.9% DOWN

Summary

Binance US (binance.us) offers native staking for ETH and SOL held on its popular exchange platform. Staking rewards are made weekly.Binance US Stakin...

Backpack

Backpack

Founded: 2022
Availability: Worldwide (lending unavailable in US, a few states restricted)
HQ: Tokyo, Japan

Interest Rates

BTC 0.03%
ETH 0.24% UP
SOL 4.76% DOWN

Summary

Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...

Axal

Axal

Founded: 2023
Availability: Worldwide
HQ: New York, NY

Interest Rates

Stablecoins 6%

Summary

Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. Users deposit stablecoins, and Axal’s system autom...

Avici

Avici

Founded: 2024
Availability: Worldwide
HQ: Delaware, USA

Summary

Avici is an on-chain self-custody crypto app with a Visa-based card. Learn more about the Avici Card.Apple and Google Pay are supported, as well as vi...

AscendEX

AscendEX

Founded: 2018
Availability: Worldwide, excluding US
HQ: Singapore

Interest Rates

Stablecoins 2.02% UP
SOL 5.13%
LTC 1%
XRP 2.02%

Summary

AscendEX is a global cryptocurrency exchange and financial platform that gives users a powerful way to earn, trade, and grow their crypto portfolios.A...

Arch Lending

Arch Lending

Founded: 2022
Availability: US
HQ: New York, NY

Summary

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

APX Lending

APX Lending

Founded: 2022
Availability: US and Canada
HQ: Toronto, Canada

Summary

APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...

Aave App

Aave App

Founded: 2017
Availability: Worldwide
HQ: London, UK

Interest Rates

Stablecoins 3.42%

Summary

The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest.Simple,...