Coinbase

All Crypto Lending Companies & Platforms

View and filter the top crypto lending platforms

Sort by:
Aave App

Aave App

Founded:
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 5%

Summary

The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest. Si...

Arch Lending

Arch Lending

Founded: 2022
Availability: US
HQ: New York, NY

Summary

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

AscendEX

AscendEX

Founded: 2018
Availability: Worldwide, excluding US
HQ: Signapore

Interest Rates

Stablecoins 1.95% DOWN
SOL 5.13% DOWN
LTC 1%

Summary

AscendEX is a global cryptocurrency exchange and financial platform that gives users a powerful way to earn, trade, and grow their crypto portfolios. ...

Avici

Avici

Founded: 2025
Availability: Worldwide
HQ: DE, USA

Summary

Avici is an on-chain self-custody crypto app with a Visa-based card. Learn more about the Avici Card. Apple and Google Pay are supported, as well a...

Axal

Axal

Founded: 2023
Availability: Worldwide
HQ: New York, NY

Interest Rates

Stablecoins 6%

Summary

Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. It acts like a smart savings account. Users deposi...

Backpack

Backpack

Founded: 2022
Availability: Worldwide (lending unavailable in US, a few states restricted)
HQ: Tokyo, Japan

Interest Rates

BTC 0.03%
ETH 0.04%
Stablecoins 6.75%
SOL 5.47%

Summary

Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...

Bake

Bake

Founded: 2019
Availability: Non-us
HQ: Singapore

Summary

Bake is a blended staking, lending and yield platform that makes it easy to start experimenting with DeFi products within a centralized platform. Bake...

BetFury

BetFury

Founded: 2019
Availability: Worldwide, excluding the US
HQ: Curaçao

Interest Rates

BTC 6%
ETH 6%
Stablecoins 10%

Summary

BetFury is a crypto betting platform that also offers staking and interest accounts on deposited cryptocurrencies. By leveraging user deposits for int...

Binance

Binance

Founded: 2017
Availability: Worldwide, excluding US
HQ: Malta

Summary

Binance is the largest cryptocurrency exchange globally, offering a robust platform with competitive maker and taker fees that vary based on the user'...

Binance US

Binance US

Founded: 2019
Availability: US only
HQ: CA, USA

Interest Rates

ETH 2.1% DOWN
SOL 4.8% DOWN

Summary

Binance US Staking Binance US (binance.us) offers native staking for ETH and SOL held on its popular exchange platform. Staking rewards are made we...

bitcastle

bitcastle

Founded: 2019
Availability: Worldwide
HQ: Singapore

Interest Rates

BTC 3.5%
ETH 3.5%
Stablecoins 3.5%

Summary

bitcastle is a global cryptocurrency exchange platform that offers a range of trading and earning opportunities for its users. Launched on July 11, 20...

Bitcoin IRA

Bitcoin IRA

Founded: 2015
Availability: Worldwide
HQ: Sherman Oaks, CA

Interest Rates

BTC 2% STEADY
ETH 2% STEADY
SOL 2% UP

Summary

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement...

Bitfinex

Bitfinex

Founded: 2012
Availability: Worldwide, excluding US
HQ: Taiwan

Interest Rates

BTC 1.98%
ETH 1.45%
SOL 9.3%

Summary

Bitfinex offers two unique products to earn yield on deposited crypto. Bitfinex Lending Pro is a crypto lending offering that pays variable rates o...

Bitget

Bitget

Founded: 2018
Availability: Worldwide, excluding US
HQ: Seychelles

Interest Rates

BTC 1.5%
ETH 8%
Stablecoins 12.78%
SOL 10%
LTC 0.3%
DOGE 0.3%

Summary

Bitget, established in 2018, is a cryptocurrency exchange and Web3 company that has rapidly expanded its services to over 45 million users across more...

BitMart

BitMart

Founded: 2017
Availability: Worldwide
HQ: New York

Interest Rates

BTC 1.5%
ETH 1%
Stablecoins 12%
SOL 9% UP

Summary

BitMart is a global cryptocurrency exchange launched in 2017, catering to over 9 million users in 180+ countries. It offers a comprehensive trading pl...

Bitrue

Bitrue

Founded: 2018
Availability: Not available in US or China
HQ: Singapore

Interest Rates

BTC 1.3% UP
ETH 1.8%
Stablecoins 6.045%
SOL 0.465%
LTC 0.465%
XRP 20%

Summary

Bitrue is a crypto exchange with a variety of earn programs. Bitrue's Power Piggy product is a high-yield investment service focused on helping inv...

Bitunix

Bitunix

Founded: 2021
Availability: Worldwide
HQ: St. Vincent

Summary

Bitunix is a centralized cryptocurrency exchange that focuses on both spot and derivatives trading. It supports over 270 cryptocurrencies, including p...

Bitvavo

Bitvavo

Founded: 2018
Availability: EU only
HQ: Netherlands

Interest Rates

BTC 0.05%
ETH 2.5%
SOL 4%

Summary

Bitvavo is a cryptocurrency exchange founded in 2018, serving over 1.5 million users across the European Union. The platform offers a user-friendly in...

BTSE

BTSE

Founded: 2018
Availability: Worldwide, excluding US
HQ: Taiwan

Interest Rates

BTC 3%
ETH 3%
Stablecoins 6.5% STEADY
SOL 5.01%

Summary

BTSE is a popular crypto exchange with a variety of Earn products. BTSE Earn allows users to earn interest on their crypto assets. It has fixed, fl...

Bybit

Bybit

Founded: 2018
Availability: Worldwide, excluding US
HQ: Signapore

Interest Rates

BTC 0.6%
ETH 0.5%
Stablecoins 8.79%
SOL 1%
LTC 1%
DOGE 1%
XRP 0.8%

Summary

Bybit offers a variety of Earn programs designed to help users maximize their cryptocurrency holdings through flexible and fixed-term savings, staking...

CEX.IO

CEX.IO

Founded: 2013
Availability: Worldwide, earn programs not available in US
HQ: UK

Interest Rates

BTC 0.5%
ETH 3%
Stablecoins 4%
SOL 5%
LTC 1%
DOGE 2.3%

Summary

CEX.IO is a cryptocurrency exchange known for offering a user-friendly experience for buying, trading, and earning crypto. It supports spot trading, s...

Clave

Clave

Founded: 2023
Availability: Worldwide
HQ: London, UK

Interest Rates

ETH 9.75%
Stablecoins 4.22%

Summary

Clave is a self-custodial smart wallet launched in 2023, headquartered in London. It combines DeFi yield opportunities with everyday usability like pa...

Coinbase

Coinbase

Founded: 2012
Availability: 100+ countries
HQ: Wilmington, DE

Interest Rates

ETH 1.89% DOWN
Stablecoins 0% STEADY
SOL 5.08% DOWN

Summary

Coinbase is one of the most popular centralized crypto exchanges. Coinbase Earn is Coinbase's interest-bearing product. They offer staking-as-a-ser...

Coinchange

Coinchange

Founded: 2017
Availability: Worldwide
HQ: Canada

Summary

Coinchange is a custodial crypto interest account platform that uses DeFi to generate yield for its users. Earn: Enjoy APY on stablecoins and other...

CoinDepo

CoinDepo

Founded: 2021
Availability: Worldwide
HQ: Grenadines, Signapore

Interest Rates

BTC 12%
ETH 12%
Stablecoins 18%
SOL 12%
LTC 12%
DOGE 12%
XRP 12%

Summary

CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn passive income on their digital assets. The platform supports...

CoinEx

CoinEx

Founded: 2017
Availability: Worldwide, excluding US
HQ: LA, USA

Interest Rates

ETH 2.75% DOWN
Stablecoins 5.1% DOWN
SOL 5.64% DOWN

Summary

CoinEx is a global crypto exchange founded in 2017. It supports 18 languages and 200+ countries. CoinEx Earn Programs CoinEx provides multiple e...

Coinhold

Coinhold

Founded: 2017
Availability: Worldwide
HQ: Hong Kong

Interest Rates

BTC 3%
ETH 3%
Stablecoins 5%
LTC 3%

Summary

Coinhold, by mining pool company Emcd, is a crypto interest account, supporting BTC, ETH, LTC and stablecoins USDC and USDT. To start earning with ...

CoinJar

CoinJar

Founded: 2013
Availability: Australia and the United Kingdom (UK)
HQ: Melbourne, Australia

Summary

CoinJar is an Australian cryptocurrency exchange and platform. It offers a variety of services, like CoinJar Exchange, CoinJar Card and CoinJar Bundle...

CoinRabbit

CoinRabbit

Founded: 2020
Availability: Worldwide
HQ: Seychelles

Interest Rates

BTC 0.3%
ETH 1.2%
Stablecoins 5%

Summary

CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (Tether) and USDC (Circle). With no KYC, no fees,...

Crypto.com

Crypto.com

Founded: 2016
Availability: Worldwide, all US states except NY
HQ: Hong Kong

Interest Rates

BTC 0.2% STEADY
ETH 0.2%
Stablecoins 0.5%
SOL 0.25%

Summary

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...

Cryptomus

Cryptomus

Founded: 2024
Availability: Worldwide
HQ: Canada

Interest Rates

ETH 3%
Stablecoins 3%

Summary

Cryptomus is a globally accessible cryptocurrency platform launched in December 2024. Based in Vancouver, it offers a unified ecosystem that includes ...

Digifinex

Digifinex

Founded: 2017
Availability: Worldwide, excluding US
HQ: Signapore

Interest Rates

BTC 0.1%
ETH 0.5%
Stablecoins 2.5%

Summary

DigiFinex is a cryptocurrency exchange and digital asset platform that offers various financial services, including cryptocurrency trading and wealth ...

EarnPark

EarnPark

Founded: 2017
Availability: Worldwide (services limited in the US)
HQ: UK

Interest Rates

BTC 7% DOWN
ETH 7% DOWN
Stablecoins 7% STEADY
XRP 5%

Summary

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...

Ember Fund

Ember Fund

Founded: 2018
Availability: Worldwide
HQ: Los Angeles, USA

Summary

Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...

ether.fi

ether.fi

Founded: 2022
Availability: Worldwide
HQ: Cayman Islands

Summary

ether.fi offers a suite of products combining staking, restaking, and decentralized finance (DeFi) strategies. This platform provides a way to earn yi...

EXMO

EXMO

Founded: 2017
Availability: Worldwide
HQ: Lithuania

Summary

Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...

Fido

Fido

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 10% STEADY

Summary

Fido is a crypto-yield platform offering 10% APY with a simple, banking-style user experience. Unlike many centralized lenders, Fido emphasizes self-c...

Fierce

Fierce

Founded: 2021
Availability: Worldwide
HQ: New York, USA

Summary

Fierce is a financial super app for managing your portfolio and earning rewards. Fierce helps you manage cash, crypto and stocks in a single app. I...

Figure Markets

Figure Markets

Founded: 2024
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

Stablecoins 3.9%

Summary

Figure Markets is the first company to receive SEC approval for an interest-bearing stablecoin, YLDS, in the United States. Figure Markets offers a...

Gemini

Gemini

Founded: 2014
Availability: All US states and Singapore
HQ: New York, NY

Interest Rates

ETH 2.63% UP
SOL 2.36%

Summary

Gemini Referral Code Join Gemini with referral code (98pxv6a37), and you will earn $50 when you trade $100. Earn 15% back off your trading fee...

HEXN

HEXN

Founded: 2022
Availability: Worldwide
HQ: Canada

Interest Rates

BTC 15%
ETH 15%
Stablecoins 15%
DOGE 4.5%
XRP 6%

Summary

HEXN is a crypto interest account platform, that pays interest on deposited and subscribed to BTC, ETH, USDT, USDC and many other cryptocurrencies. ...

HTX

HTX

Founded: 2013
Availability: Worldwide, excluding US
HQ: China

Interest Rates

ETH 6%
Stablecoins 10%
SOL 6%
XRP 1%

Summary

HTX, formerly known as Huobi Global, is a cryptocurrency exchange that has rebranded to signify a new chapter in its operations. The name HTX reflects...

Ju.com

Ju.com

Founded: 2013
Availability: Worldwide
HQ: Dubai, UAE

Interest Rates

Stablecoins 1.9%

Summary

Ju.com is the rebranded name of JuCoin, a crypto exchange originally established in 2013. It operates globally (100+ countries), with over 50 million ...

KAST

KAST

Founded: 2023
Availability:
HQ:

Summary

KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experi...

Krak

Krak

Founded: 2025
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.1%
ETH 1%
Stablecoins 4.25%
SOL 4%
XRP 1%

Summary

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

Kraken

Kraken

Founded: 2011
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.15% STEADY
ETH 2.25% DOWN
Stablecoins 6.5% STEADY
SOL 8% STEADY
XRP 1% STEADY

Summary

Kraken is a digital asset exchange platform that was founded in 2011 and is headquartered in San Francisco, California. UK Residents: Don’t invest ...

KuCoin

KuCoin

Founded: 2017
Availability: Worldwide, excluding US
HQ: Seychelles

Summary

KuCoin is a leading crypto exchange platform that offers savings, staking and lending programs.

Ledn

Ledn

Founded: 2018
Availability: Worldwide, Growth accounts unavailable in certain countries and states
HQ: Ontario

Summary

Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...

Liquid

Liquid

Founded: 2025
Availability: Worldwide excluding US and Ontario
HQ: Delaware, US

Summary

Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...

LUCA

LUCA

Founded: 2024
Availability: Worldwide
HQ: Buenos Aires, Argentina

Summary

LUCA, formerly Yield Millionaire, is a platform that makes it easy to earn interest on USDC. The process is straightforward: connect your wallet or em...

Lulo

Lulo

Founded: 2024
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 5.98% DOWN

Summary

Lulo is a stablecoin-focused savings platform that enables users to earn yield via DeFi on Solana. It automatically allocates deposited funds across s...

Nexo

Nexo

Founded: 2017
Availability: Worldwide
HQ: Switzerland

Interest Rates

BTC 4%
ETH 5%
Stablecoins 8% DOWN
SOL 5%
LTC 5%
DOGE 1%
XRP 5%

Summary

Nexo is one of the most popular crypto interest account platforms, with Nexo Earn. In late 2024, Nexo rebranded itself as a "digital assets wealth ...

Nook

Nook

Founded: 2025
Availability: Worldwide
HQ: Austin, TX

Interest Rates

Stablecoins 7.6% DOWN

Summary

Nook is a crypto-native savings platform designed to make earning interest on stablecoins simple, safe, and transparent. Built for U.S. users, Nook ab...

Okcoin

Okcoin

Founded: 2013
Availability: Worldwide
HQ: San Francisco, CA

Summary

Okcoin is rebranding to OKX.

OKX

OKX

Founded: 2017
Availability: Worldwide, some services unavailable in US
HQ: Seychelles

Interest Rates

BTC 1%
ETH 1.88%
Stablecoins 6.6%
SOL 7.86% UP
LTC 1% STEADY
DOGE 1% STEADY

Summary

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto savings account...

OneKey Earn

OneKey Earn

Founded: 2019
Availability: Worldwide
HQ: Hong Kong

Interest Rates

ETH 2.93%
SOL 5.86%

Summary

OneKey App: Earn & Staking Guide Maximize your crypto with confidence using OneKey’s Earn feature — seamlessly integrated into both the OneKey ...

Pairs

Pairs

Founded: 2018
Availability: Worldwide
HQ: Gibraltar

Summary

Pairs, formerly Fideum/blockbank, is an all-in-one crypto banking super app, with crypto support. Pairs pays interest on crypto deposits. Pairs com...

PayPal

PayPal

Founded: 1998
Availability: Worldwide
HQ: San Jose, CA

Interest Rates

Stablecoins 4% UP

Summary

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

Phemex

Phemex

Founded: 2019
Availability: Worldwide
HQ: Singapore

Interest Rates

BTC 1% UP
ETH 1.5% UP
Stablecoins 2% DOWN
SOL 0.8% UP

Summary

Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading. Phemex Earn Phemex Earn is a crypto lending product ...

Poloniex

Poloniex

Founded: 2014
Availability: Worldwide, excluding US
HQ: Boston, USA

Interest Rates

BTC 0.06% DOWN
ETH 3%
Stablecoins 4%
SOL 6%
DOGE 2%

Summary

Poloniex is a cryptocurrency exchange that offers both staking and savings programs under its "Polo Earn" feature. Users can participate in flexible a...

PrimeXBT

PrimeXBT

Founded: 2018
Availability: Worldwide, excluding US
HQ: Seychelles

Summary

PrimeXBT is a cryptocurrency and trading platform that offers multi-asset trading capabilities and advanced tools for investors. PrimeXBT appeals t...

Probit

Probit

Founded: 2018
Availability: Worldwide
HQ: South Korea

Summary

Probit Global is a top 20 global cryptocurrency exchange, featuring 500+ trading pairs. It has limited interest-bearing options. Probit referral co...

Pyra

Pyra

Founded: 2024
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 7%
SOL 5.07%

Summary

Spend Crypto Without Selling, Earn While You Hold Pyra is a self-custodial platform and Visa crypto card solution that lets you spend the value of ...

River

River

Founded: 2019
Availability: US only, excluding NY and NV
HQ: USA

Summary

River is a Bitcoin-focused savings platform. You can buy and hold BTC alongside traditional USD deposits. It serves only customers in the US. Earn ...

Robinhood

Robinhood

Founded: 2013
Availability: Worldwide
HQ: Menlo Park, CA, USA

Interest Rates

ETH 2.8%
SOL 7.41%

Summary

Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...

SALT

SALT

Founded: 2016
Availability: Worldwide
HQ: Denver, USA

Summary

SALT enables individual investors and businesses with crypto assets to generate and preserve long-term wealth. SALT LEND offers attractive rates o...

Solid

Solid

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 8.7%

Summary

Solid is a Stablecoin Super-App designed to simplify DeFi yield generation. Users deposit USDC, which is automatically converted into soUSD, a yield-b...

Stable

Stable

Founded: 2023
Availability: Worldwide
HQ: San Francisco, CA

Summary

Stable has been acquired by Aave. Stable was a next-generation stablecoin savings platform that helps users earn meaningful yield on their idle USD...

stables

stables

Founded: 2021
Availability: Worldwide
HQ:

Summary

Stables is a crypto-native wallet and prepaid Mastercard that enables users to buy, hold, send, and spend stablecoins like USDC, USDT, DAI, and PYUSD....

Stoic AI

Stoic AI

Founded: 2015
Availability: Worldwide
HQ:

Summary

Stoic AI is an automated trading bot designed to make professional hedge-fund style strategies accessible to everyday crypto investors. Instead of man...

The Kingdom Bank

The Kingdom Bank

Founded: 2015
Availability: Worldwide
HQ: Dominica

Interest Rates

Stablecoins 2%

Summary

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn interest over time. Th...

Tuyo

Tuyo

Founded: 2024
Availability: Worldwide
HQ: Wilmington, DE

Interest Rates

BTC 1.99% UP
ETH 4.47%
Stablecoins 11.23% UP

Summary

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

Uphold

Uphold

Founded: 2014
Availability: Worldwide
HQ: NY, USA

Interest Rates

Stablecoins 5%

Summary

Uphold is a versatile and user-friendly digital asset platform that allows individuals to buy, sell, trade, and hold a variety of assets, including cr...

WhiteBIT

WhiteBIT

Founded: 2018
Availability: Worldwide
HQ: Estonia

Interest Rates

BTC 0.23% DOWN
ETH 0.23% DOWN
Stablecoins 0.25% DOWN
SOL 1.01% DOWN
LTC 1.01% DOWN
DOGE 1.01% DOWN

Summary

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT

Wirex

Wirex

Founded: 2014
Availability: Worldwide, excluding NY
HQ: London, UK

Summary

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...

World Liberty Financial

World Liberty Financial

Founded: 2024
Availability: Worldwide
HQ: USA

Summary

World Liberty Financial Lend Program WLFI's Lend program plans to offer competitive interest rates on stablecoin deposits, enabling users to earn p...

YouHodler

YouHodler

Founded: 2018
Availability: Not available in the US, Canada
HQ: Switzerland, Cyprus

Interest Rates

BTC 4%
Stablecoins 6%
SOL 4%
LTC 5%
DOGE 4%
XRP 4%

Summary

YouHodler offers crypto saving accounts (Yield/Gwoth Account) for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) ...

Zengo

Zengo

Founded: 2018
Availability: Worldwide
HQ: Isreal

Interest Rates

ETH 3.18% DOWN

Summary

Zengo is a non-custodial wallet app that supports crypto staking and more than 1000+ assets. Zengo Earn Zengo Earn is a simple and secure way fo...


Earn Interest on Crypto