All Crypto Lending Companies & Platforms
View and filter the top crypto lending platforms
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: | Czech Republic |
Interest Rates
| BTC | 5% UP |
| ETH | 6% UP |
| Stablecoins | 8.2% UP |
Summary
Clapp Finance is a newer Europe-focused crypto fintech platform combining crypto savings accounts, euro banking features, trading, and crypto-backed c...
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: | New York, NY |
Summary
Lava.xyz offers Bitcoin-native financial services that let you borrow, earn, and spend globally.Lava.xyz is a Bitcoin-backed lending platform that let...
| Founded: | 2018 |
| Availability: | Worldwide |
| HQ: | Israel |
Interest Rates
| ETH | 3% DOWN |
Summary
Zengo is a non-custodial wallet app that supports crypto staking and more than 1000+ assets.Zengo EarnZengo Earn is a simple and secure way for Zengo ...
| Founded: | 2018 |
| Availability: | Not available in the US/Canada |
| HQ: | Switzerland, Cyprus |
Interest Rates
| BTC | 8% |
| ETH | 12% |
| Stablecoins | 20% |
| SOL | 12% |
| LTC | 16% |
| DOGE | 12% |
| XRP | 12% |
Summary
YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...
| Founded: | 2024 |
| Availability: | Worldwide |
| HQ: | USA |
Summary
World Liberty Financial Lend ProgramWLFI's Lend program plans to offer competitive interest rates on stablecoin deposits, enabling users to earn y...
| Founded: | 2014 |
| Availability: | Worldwide, excluding NY |
| HQ: | London, UK |
Interest Rates
| Stablecoins | 6% |
Summary
Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...
| Founded: | 2024 |
| Availability: | Worldwide |
| HQ: | Wilmington, DE |
Interest Rates
| BTC | 1.6% |
| Stablecoins | 3.79% DOWN |
Summary
Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...
| Founded: | 2023 |
| Availability: | Worldwide |
| HQ: | Lithuania |
Summary
Trustyfy is a neobank like platform designed to bridge the gap between decentralized digital assets and traditional financial services. It provides us...
| Founded: | 2015 |
| Availability: | Worldwide |
| HQ: | Dominica |
Interest Rates
| Stablecoins | 5.75% |
Summary
The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a c...
| Founded: | 2015 |
| Availability: | Worldwide |
| HQ: | Gibraltar |
Summary
Stoic AI is an automated trading bot designed to make professional hedge-fund style strategies accessible to everyday crypto investors. Instead of man...
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: |
Interest Rates
| Stablecoins | 6.64% UP |
Summary
Solid is a Stablecoin Super-App designed to simplify DeFi yield generation. Users deposit USDC, which is automatically converted into soUSD, a yield-b...
| Founded: | 2013 |
| Availability: | US and select EU countries |
| HQ: | Menlo Park, CA, USA |
Interest Rates
| ETH | 3.15% |
| SOL | 4.55% |
Summary
Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...
| Founded: | 2019 |
| Availability: | US only, excluding NY and NV |
| HQ: | USA |
Summary
River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...
| Founded: | 2024 |
| Availability: | Worldwide |
| HQ: |
Summary
Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...
| Founded: | 2018 |
| Availability: | Worldwide, excluding US |
| HQ: | Seychelles |
Summary
PrimeXBT is a cryptocurrency and trading platform that offers multi-asset trading capabilities and advanced tools for investors.PrimeXBT appeals to tr...
| Founded: | 2019 |
| Availability: | Worldwide, excluding US |
| HQ: | Singapore |
Interest Rates
| BTC | 3% UP |
| ETH | 3% UP |
| Stablecoins | 10% UP |
| SOL | 3% UP |
Summary
Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading.Phemex EarnPhemex Earn is a crypto lending product from Phe...
| Founded: | 1998 |
| Availability: | Worldwide |
| HQ: | San Jose, CA |
Interest Rates
| Stablecoins | 4% UP |
Summary
PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...
| Founded: | 2017 |
| Availability: | Worldwide, some services unavailable in US |
| HQ: | Seychelles |
Interest Rates
| BTC | 1.82% |
| ETH | 7.3% |
| Stablecoins | 9.13% |
| SOL | 18.25% |
| LTC | 3.65% |
| DOGE | 3.65% |
| XRP | 3.65% |
Summary
OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto earn, staking a...
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: | Austin, TX |
Interest Rates
| Stablecoins | 7.6% UP |
Summary
Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...
| Founded: | 2017 |
| Availability: | Worldwide |
| HQ: | Switzerland |
Interest Rates
| BTC | 6.5% |
| ETH | 7.5% |
| Stablecoins | 14% |
| SOL | 8% |
| LTC | 7.75% |
| DOGE | 1% |
| XRP | 12% |
Summary
Nexo is one of the most popular crypto earn platforms, calling itself a digital assets wealth platform. A minimum of $5,000 USD worth of assets is req...
| Founded: | 2014 |
| Availability: | UK, Europe and Latin America |
| HQ: | Spain |
Interest Rates
| BTC | 4.5% |
| ETH | 4.5% |
| Stablecoins | 16.5% |
| SOL | 1% |
| LTC | 4.5% |
| DOGE | 1% |
| XRP | 4.5% |
Summary
Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins.Nebeus Crypto RentingRent (lend) your crypto to Ne...
| Founded: | 2021 |
| Availability: | Worldwide |
| HQ: | Grenadines |
Interest Rates
| ETH | 21.5% |
| Stablecoins | 29.5% |
Summary
Lune.fi positions itself as a crypto exchange and liquidity aggregator with a focus on delivering competitive trading rates and high-yield income oppo...
| Founded: | 2025 |
| Availability: | Worldwide excluding US and Ontario |
| HQ: | Delaware, US |
Summary
Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...
| Founded: | 2018 |
| Availability: | Worldwide, Growth accounts unavailable in certain countries and states |
| HQ: | Ontario |
Summary
Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...
| Founded: | 2023 |
| Availability: | Worldwide |
| HQ: | Las Vegas, NV |
Summary
Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...
| Founded: | 2011 |
| Availability: | Worldwide |
| HQ: | San Francisco, CA |
Interest Rates
| BTC | 0.02% DOWN |
| ETH | 2.31% DOWN |
| Stablecoins | 4.08% DOWN |
| SOL | 6% |
| XRP | 1% |
Summary
Kraken is a leading digital asset exchange platform that was founded in 2011 and is headquartered in San Francisco, California.The platform allows use...
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: | San Francisco, CA |
Interest Rates
| BTC | 0.1% UP |
| ETH | 1% DOWN |
| Stablecoins | 3.6% DOWN |
| SOL | 2.86% DOWN |
Summary
Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...
| Founded: | 2023 |
| Availability: | |
| HQ: | Hong Kong |
Interest Rates
| Stablecoins | 3.3% |
Summary
KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experi...
| Founded: | 2013 |
| Availability: | Worldwide |
| HQ: | Dubai, UAE |
Interest Rates
| Stablecoins | 3.79% |
Summary
Ju.com is the rebranded name of JuCoin, a crypto exchange originally established in 2013. It operates globally (100+ countries), with over 50 million ...
| Founded: | 2018 |
| Availability: | USA |
| HQ: | Irvine, CA |
Interest Rates
| ETH | 2.25% |
| Stablecoins | 2% UP |
| SOL | 5.37% UP |
Summary
iTrustCapital is a U.S.-based platform that allows individuals to buy, sell, and hold cryptocurrencies and precious metals within self-directed retire...
| Founded: | 2014 |
| Availability: | All US states and Singapore |
| HQ: | New York, NY |
Interest Rates
| BTC | 0.01% |
| ETH | 0.01% |
| Stablecoins | 0.01% |
| SOL | 0.01% |
| LTC | 0.01% |
| DOGE | 0.01% |
Summary
Gemini is a long-running centralized crypto exchange located in the United States. It offers staking and earn programs.Gemini StakingGemini Staking is...
| Founded: | 2022 |
| Availability: | Worldwide |
| HQ: | Slovakia |
Summary
Firefish is a Bitcoin-backed lending marketplace that connects borrowers and lenders directly, using Bitcoin as collateral and stablecoins as the loan...
| Founded: | 2018 |
| Availability: | Worldwide |
| HQ: | San Francisco, CA |
Interest Rates
| ETH | 1% |
| Stablecoins | 3.85% UP |
| SOL | 3.63% |
Summary
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: |
Interest Rates
| Stablecoins | 10% |
Summary
Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...
| Founded: | 2014 |
| Availability: | Worldwide |
| HQ: | London, UK |
Interest Rates
| BTC | 3% |
| ETH | 3% |
Summary
Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...
| Founded: | 2022 |
| Availability: | Worldwide |
| HQ: | Cayman Islands |
Interest Rates
| BTC | 0.33% UP |
| ETH | 2.32% DOWN |
Summary
ether.fi offers a suite of products combining staking, restaking, and decentralized finance (DeFi) strategies. This platform provides a way to earn yi...
| Founded: | 2018 |
| Availability: | Worldwide |
| HQ: | Los Angeles, USA |
Summary
Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...
| Founded: | 2022 |
| Availability: | Worldwide (services limited in the US) |
| HQ: | UK |
Interest Rates
| BTC | 15% |
| ETH | 20% |
| Stablecoins | 20% |
| SOL | 22% |
| DOGE | 5% |
| XRP | 5% |
Summary
EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...
| Founded: | 2022 |
| Availability: | Worldwide |
| HQ: | Canada |
Interest Rates
| ETH | 3% |
| Stablecoins | 3% |
Summary
Cryptomus is a globally accessible cryptocurrency platform launched in December 2024. Based in Vancouver, it offers a unified ecosystem that includes ...
| Founded: | 2016 |
| Availability: | Worldwide, all US states except NY |
| HQ: | Hong Kong |
Interest Rates
| BTC | 0.2% DOWN |
| ETH | 0.2% DOWN |
| Stablecoins | 0.5% DOWN |
| SOL | 0.25% DOWN |
Summary
Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...
| Founded: | 2020 |
| Availability: | Worldwide |
| HQ: | Seychelles |
Interest Rates
| BTC | 0.3% |
| ETH | 1.2% |
| Stablecoins | 5% |
Summary
CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (Tether) and USDC (Circle).With no KYC, no fees, and...
| Founded: | 2017 |
| Availability: | Worldwide |
| HQ: | Tallinn, Estonia |
Interest Rates
| BTC | 6% |
| ETH | 4% |
| XRP | 6% |
Summary
Coinmetro is a regulated, user-friendly centralized cryptocurrency exchange founded in 2017. The platform focuses on making crypto accessible through ...
| Founded: | 2013 |
| Availability: | Australia and the United Kingdom (UK) |
| HQ: | Melbourne, Australia |
Summary
CoinJar is an Australian cryptocurrency exchange and platform. It offers a variety of services, like CoinJar Exchange, CoinJar Card and CoinJar Bundle...
| Founded: | 2021 |
| Availability: | Worldwide |
| HQ: | Grenadines |
Interest Rates
| BTC | 12.75% UP |
| ETH | 12.75% UP |
| Stablecoins | 18.5% UP |
| SOL | 12.75% UP |
| LTC | 12% |
| DOGE | 12.75% UP |
| XRP | 12.75% UP |
Summary
CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn yield on their digital assets. The platform supports both sta...
| Founded: | 2012 |
| Availability: | 100+ countries |
| HQ: | Wilmington, DE |
Interest Rates
| ETH | 1.85% DOWN |
| Stablecoins | 3.5% |
| SOL | 3.87% DOWN |
Summary
Coinbase is one of the most popular centralized crypto exchanges.In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with required Co...
| Founded: | 2020 |
| Availability: | Worldwide |
| HQ: | Singapore |
Summary
BYDFi is a global cryptocurrency exchange offering spot trading, perpetual futures, and simplified crypto products aimed at both beginner and advanced...
| Founded: | 2018 |
| Availability: | EU only |
| HQ: | Netherlands |
Interest Rates
| BTC | 0.05% |
| ETH | 2% DOWN |
| SOL | 5% |
Summary
Bitvavo is a cryptocurrency exchange founded in 2018, serving over 1.5 million users across the European Union. The platform offers a user-friendly in...
| Founded: | 2021 |
| Availability: | Worldwide, excluding US |
| HQ: | St. Vincent |
Summary
Bitunix is a centralized cryptocurrency exchange that focuses on both spot and derivatives trading. It supports over 270 cryptocurrencies, including p...
| Founded: | 2012 |
| Availability: | Worldwide, excluding US |
| HQ: | British Virgin Islands |
Interest Rates
| BTC | 1.98% |
| ETH | 1.45% |
| SOL | 9.3% |
Summary
Bitfinex offers two unique products to earn yield on deposited crypto.Bitfinex Lending Pro is a crypto lending offering that pays variable rates on yo...
| Founded: | 2015 |
| Availability: | Worldwide |
| HQ: | Sherman Oaks, CA |
Interest Rates
| BTC | 2% |
| ETH | 2% |
| SOL | 2% UP |
Summary
BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement...
| Founded: | 2019 |
| Availability: | US only |
| HQ: | CA, USA |
Interest Rates
| ETH | 2.6% |
| SOL | 3.9% DOWN |
Summary
Binance US (binance.us) offers native staking for ETH and SOL held on its popular exchange platform. Staking rewards are made weekly.Binance US Stakin...
| Founded: | 2022 |
| Availability: | Worldwide (lending unavailable in US, a few states restricted) |
| HQ: | Tokyo, Japan |
Interest Rates
| BTC | 0.03% |
| ETH | 0.24% UP |
| SOL | 4.76% DOWN |
Summary
Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...
| Founded: | 2023 |
| Availability: | Worldwide |
| HQ: | New York, NY |
Interest Rates
| Stablecoins | 6% |
Summary
Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. Users deposit stablecoins, and Axal’s system autom...
| Founded: | 2024 |
| Availability: | Worldwide |
| HQ: | Delaware, USA |
Summary
Avici is an on-chain self-custody crypto app with a Visa-based card. Learn more about the Avici Card.Apple and Google Pay are supported, as well as vi...
| Founded: | 2018 |
| Availability: | Worldwide, excluding US |
| HQ: | Singapore |
Interest Rates
| Stablecoins | 2.02% UP |
| SOL | 5.13% |
| LTC | 1% |
| XRP | 2.02% |
Summary
AscendEX is a global cryptocurrency exchange and financial platform that gives users a powerful way to earn, trade, and grow their crypto portfolios.A...
| Founded: | 2022 |
| Availability: | US |
| HQ: | New York, NY |
Summary
Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...
| Founded: | 2022 |
| Availability: | US and Canada |
| HQ: | Toronto, Canada |
Summary
APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...
| Founded: | 2017 |
| Availability: | Worldwide |
| HQ: | London, UK |
Interest Rates
| Stablecoins | 3.42% |
Summary
The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest.Simple,...

