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Score4.2
Join KAST
KAST is available in the United States.

KAST Snapshot

Last updated: September 16, 2026

Stablecoin neobank alternative built by fintech veterans for global, borderless saving and spending.

Pros

  • Global access without a traditional bank account
  • Team from Circle, Revolut, Phantom, Wise

Review Yield data below to understand the source of these returns.

Stablecoins are not FDIC insured and earning yield requires lending, deploying or other activities, which involves risk.

Last updated: September 16, 2026

KAST Bonus

20% off first membership subscription

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KAST Calculator

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Start Earning on KASTCompare Alternatives

Estimates are based on KAST current APY. Rates are subject to change.

KAST Yield Scorecard

Yield Mechanics

Lending
DeFi Lending Protocols

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2023

Access

Lockups
Flexible
Access
Available in supported countries; card and features vary by region

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

KAST Review

KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experience at Circle, Phantom, Revolut, and Wise, KAST enables users to hold, send, save, and spend stablecoins like USDC, USDT, and soon USDe—without needing a traditional bank account.

KAST aims to make finance as open, accessible, and borderless as the internet. It serves a global audience, especially those underserved by legacy banking systems.

Key Features

Global Stablecoin Accounts
Users can hold and transact with leading stablecoins. Payments are instant and borderless.

Crypto-Powered Debit Cards
KAST offers virtual and premium metal cards that work at over 150 million merchants and ATMs worldwide. The cards are compatible with Apple Pay and Google Pay. Learn more about KAST Card.

Virtual USD Accounts
Users can receive traditional bank payments through virtual accounts (ACH and Fedwire), which are automatically converted into stablecoins. This feature supports direct deposits like payroll or freelance income.

Native Stablecoin Issuance
KAST is launching its own stablecoins (KAST Dollar) on Solana. There are two types: one optimized for savings and one for spending. Full reserves will be visible on-chain for transparency.

Rewards Program: KAST Points

KAST offers a loyalty points program to reward users. Points are earned through usage, referrals, staking, and long-term loyalty

Benefits of Using KAST

Borderless Access
Available globally and no need for a local bank account.

Speed and Efficiency
Fast, low-cost stablecoin transactions replace traditional banking delays and fees.

High Rewards
Users benefit from cashback and loyalty incentives, especially when using the KAST Card or staking assets.

Transparency
KAST’s native stablecoins come with publicly verifiable reserves.

Who It's For

KAST is ideal for:

  • Remote workers and digital nomads
  • Residents of high-inflation economies
  • Crypto users who want to live fully on stablecoins
  • Freelancers and global contractors who need reliable payments

KAST represents a compelling stablecoin platform. With a focus on transparency, stablecoin utility, and user rewards.

Custody and key risks

KAST users rely on the platform and its custodians for asset access, introducing custody and counterparty risks. Product returns and withdrawal conditions can change. Borrowing can introduce liquidation risk. Confirm the product’s insurance scope directly; crypto earn products are not insured bank deposits.

KAST FAQ

Is KAST available in the USA?

Yes, KAST is available in the USA.

Does KAST pay compound yield?

No, yield is not compounded at KAST.

Does KAST pay interest on Bitcoin?

A current Bitcoin rate is not listed here for KAST. Confirm product availability, rates and eligibility directly with the provider.

Does KAST pay interest on Ethereum?

A current Ethereum rate is not listed here for KAST. Confirm product availability, rates and eligibility directly with the provider.

Does KAST pay rewards on USDC?

Yes, KAST pays 3.3 - 7% APY on USD Coin (USDC).

Does KAST pay rewards on USDT?

Yes, KAST pays 3.3 - 7% APY on Tether (USDT).

Does KAST pay rewards on USDe?

Yes, KAST pays 3.3 - 7% APY on Ethena USDe (USDe).

Does KAST offer a sign-up bonus?

Yes, 20% off first membership subscription

When was KAST founded?

KAST was founded in 2023.

Where is KAST headquartered?

KAST is headquartered in Hong Kong.

Where is KAST available?

Available in supported countries; card and features vary by region

Available Card

KAST Card

View card
KAST Card
KAST logo
Compounds
No
Payouts
Varies
Withdraw Fees
Varies
Lockups
None
Founded
2023
Headquarters
Hong Kong
Availability
Available in supported countries; card and features vary by region
KAST
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