USDC 
USDT 
Bitcoin 
Ethereum 
Crypto Loans vs. Credit Lines: What Matters When Markets Turn Volatile
Borrowing is a strong alternative to selling crypto — you can withdraw cash, keep the upside, and avoid a tax event.
83+ platforms tracked
Earn, borrow and spend crypto with the best rates
Compare the best crypto yield, lending, and crypto card rates side-by-side. Verified from official sources.
Best Rates
Best rates right now
Rates by coin
USDC
Stablecoin earn
Best
29.5%
Average
7.5%
Lune
USDT
Tether earn
Best
29.5%
Average
7.5%
Lune
BTC
Bitcoin yield
Best
15%
Average
3.4%
EarnPark
ETH
Ethereum yield
Best
21.5%
Average
4.7%
Lune
SOL
Solana yield
Best
22%
Average
6.4%
EarnPark
XRP
XRP rewards
Best
12%
Average
6.5%
YouHodler
LTC
Litecoin yield
Best
16%
Average
6.4%
YouHodler
DOGE
Dogecoin yield
Best
12%
Average
5.0%
YouHodler
Explore
Earn
29.5%
Find the highest rates for stablecoins, Bitcoin, Ethereum, Solana, and other supported assets.
Compare earn rates
Borrow
2.9-18.9%
Compare crypto-backed loan APRs, collateral options, and borrowing terms without selling assets.
View loan rates
Spend
4%
Review crypto cards, rewards programs, account perks, and everyday spending options.
Find cards
Research
70+
Read guides, compare platforms side by side, and check current promotions before opening an account.
Browse guides
All Rates
Compare every tracked platform
| Platform | ||||||
|---|---|---|---|---|---|---|
 | 15% | 20% | 20% | 22% | 5% | |
 | 12% | 12% | 17% | 12% | 12% | 12% |
 | 8% | 12% | 20% | 12% | 16% | 12% |
 | 6.5% | 7.5% | 14% | 8% | 7.75% | 1% |
 | 4.5% | 4.5% | 12% | 1% | 4.5% | 1% |
 | 4.2% | 4.2% | 5.2% | |||
 | 3% | 3% | ||||
 | 2% | 2% | 2% | |||
 | 1.98% | 1.45% | 9.3% | |||
 | 1.82% | 7.3% | 9.13% | 18.25% | 3.65% | 3.65% |
 | 1.8% | 2.4% | ||||
 | 1.6% | 3.79% | ||||
 | 1% | 1.5% | 2% | 0.8% | ||
 | 0.35% | 3.14% | ||||
 | 0.3% | 1.2% | 5% | |||
 | 0.2% | 0.2% | 0.5% | 0.25% | ||
 | 0.1% | 1% | 3.6% | 2.86% | ||
 | 0.05% | 2% | 5% | |||
 | 0.03% | 0.24% | 4.76% | |||
 | 0.02% | 2.31% | 4.08% | 6% | ||
 | 0.01% | 0.23% | 0.01% | 0.01% | 0.01% | 0.01% |
 | 3% | |||||
 | 6% | |||||
 | 5.75% | |||||
 | 6.64% | |||||
 | 3.15% | 4.55% | ||||
 | 4% | |||||
 | 6.2% | |||||
 | 21.5% | 29.5% | ||||
 | 3.3% | |||||
 | 2.01% | |||||
 | 2.25% | 2% | 5.37% | |||
 | 1% | 3.85% | 3.63% | |||
 | 10% | |||||
 | 3% | 3% | ||||
 | 1.87% | 0% | 3.91% | |||
 | 2.6% | 5.2% | ||||
 | 6% | |||||
 | 2.02% | 5.13% | 1% | |||
 | 3.42% |
Guides
Latest crypto guides
What Is P2P Lending? A Guide to Peer-to-Peer and Peer-to-Business Crypto Lending
Peer-to-peer (P2P) lending is a form of credit where capital flows directly between participants on an online platform, without a bank sitting in the middle.
Best Stablecoin Banking Apps in 2026
Stablecoin banking is quickly becoming one of the most practical real-world uses for crypto.
Is It Worth Investing in Game Coins?
Nowadays, digital entertainment is much more than just a pastime.
Should You Borrow Against Bitcoin?
Borrowing against Bitcoin can be a highly effective way to unlock liquidity without selling your BTC – but it introduces new variables: interest costs, collateral risk, and market timing. This guide breaks down the decision in practical terms: when it makes sense, when it doesn’t, and how to evaluate the tradeoffs before you commit to…
How New FDIC Rules Impact Stablecoin Yields
If you hold stablecoins to earn interest, you will want to keep an eye on a new set of rules proposed by the U.S. government. In early Apirl 2026, the FDIC released a detailed proposal on how it plans to enforce the GENIUS Act, a new law designed to bring stablecoins into the regulated banking…