USDC 
USDT 
Bitcoin 
Ethereum 
Best Stablecoin Banking Apps in 2026
Stablecoin banking is quickly becoming one of the most practical real-world uses for crypto.
82+ platforms tracked
Earn, borrow and spend crypto with the best rates
Compare the best crypto yield, lending, and crypto card rates side-by-side. Verified from official sources.
Best Rates
Best rates right now
Rates by coin
USDC
Stablecoin earn
Best
29.5%
Average
7.9%
Lune
USDT
Tether earn
Best
29.5%
Average
7.9%
Lune
BTC
Bitcoin yield
Best
16.52%
Average
4.0%
WhiteBIT
ETH
Ethereum yield
Best
21.5%
Average
5.1%
Lune
SOL
Solana yield
Best
22%
Average
6.9%
EarnPark
XRP
XRP rewards
Best
12%
Average
6.5%
YouHodler
LTC
Litecoin yield
Best
17.39%
Average
7.8%
WhiteBIT
DOGE
Dogecoin yield
Best
17.39%
Average
6.5%
WhiteBIT
Explore
Earn
29.5%
Find the highest rates for stablecoins, Bitcoin, Ethereum, Solana, and other supported assets.
Compare earn rates
Borrow
2.9-18.9%
Compare crypto-backed loan APRs, collateral options, and borrowing terms without selling assets.
View loan rates
Spend
4%
Review crypto cards, rewards programs, account perks, and everyday spending options.
Find cards
Research
70+
Read guides, compare platforms side by side, and check current promotions before opening an account.
Browse guides
All Rates
Compare every tracked platform
| Platform | ||||||
|---|---|---|---|---|---|---|
 | 15% | 20% | 20% | 22% | 5% | |
 | 12% | 12% | 17% | 12% | 12% | 12% |
 | 8% | 12% | 20% | 12% | 16% | 12% |
 | 6.5% | 7.5% | 14% | 8% | 7.75% | 1% |
 | 4.5% | 4.5% | 12% | 1% | 4.5% | 1% |
 | 3% | 3% | ||||
 | 2% | 2% | 2% | |||
 | 1.98% | 1.45% | 9.3% | |||
 | 1.82% | 7.3% | 9.13% | 18.25% | 3.65% | 3.65% |
 | 1.8% | 2.4% | ||||
 | 1.6% | 3.79% | ||||
 | 1% | 1.5% | 2% | 0.8% | ||
 | 0.36% | 2.1% | ||||
 | 0.3% | 1.2% | 5% | |||
 | 0.23% | 0.23% | 0.25% | 1.01% | 1.01% | 1.01% |
 | 0.2% | 0.2% | 0.5% | 0.25% | ||
 | 0.1% | 1% | 3.6% | 2.86% | ||
 | 0.05% | 2% | 5% | |||
 | 0.03% | 0.24% | 4.76% | |||
 | 0.02% | 2.31% | 4.08% | 6% | ||
 | 0.01% | 0.23% | 0.01% | 0.01% | 0.01% | 0.01% |
 | 3% | |||||
 | 6% | |||||
 | 5.75% | |||||
 | 6.64% | |||||
 | 3.15% | 4.55% | ||||
 | 4% | |||||
 | 6.2% | |||||
 | 21.5% | 29.5% | ||||
 | 3.3% | |||||
 | 2.01% | |||||
 | 2.25% | 2% | 5.37% | |||
 | 1% | 3.85% | 3.63% | |||
 | 10% | |||||
 | 3% | 3% | ||||
 | 1.87% | 0% | 3.91% | |||
 | 2.6% | 5.2% | ||||
 | 6% | |||||
 | 2.02% | 5.13% | 1% | |||
 | 3.42% |
Guides
Latest crypto guides
Is It Worth Investing in Game Coins?
Nowadays, digital entertainment is much more than just a pastime.
Should You Borrow Against Bitcoin?
Borrowing against Bitcoin can be a highly effective way to unlock liquidity without selling your BTC – but it introduces new variables: interest costs, collateral risk, and market timing. This guide breaks down the decision in practical terms: when it makes sense, when it doesn’t, and how to evaluate the tradeoffs before you commit to…
How New FDIC Rules Impact Stablecoin Yields
If you hold stablecoins to earn interest, you will want to keep an eye on a new set of rules proposed by the U.S. government. In early Apirl 2026, the FDIC released a detailed proposal on how it plans to enforce the GENIUS Act, a new law designed to bring stablecoins into the regulated banking…
Top 10 Crypto Staking Platforms in 2026
Staking runs smoother in 2026 after Ethereum and Solana upgrades settled validator costs and block production. Yields track between 5% and 8% on major PoS networks—steady enough to draw delegators who once chased higher but riskier plays. Platforms sort themselves out by how they handle liquidity alongside those returns, plus security setups that hold up…
Earn on Stablecoins with Lune.fi Earn Pools
For crypto investors looking to generate yield without relying on token incentives or complex DeFi strategies, Lune offers a streamlined alternative through its Earn Pools product. Rather than paying inflationary rewards, Lune structures returns around revenue generated from platform trading activity. How Lune Earn Pools Work Lune allows users to deposit supported stablecoins (USDC and…