Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessing features that blend stablecoin yield opportunities with everyday payment convenience.

Tuyo referral code: CIR

Earn Interest on USDC

Tuyo integrates with select DeFi protocols and vaults to let users earn yield on idle USDC balances. Interest accrues automatically, with no need to move funds into separate platforms. Yields vary based on market conditions and the chosen vault or staking option.

Spend with the Tuyo Card

Tuyo offers a payment card that works with Apple Pay and can be used at millions of merchants worldwide. Transactions settle from USDC balances, with automatic conversion to local currency at the point of sale. This allows users to spend crypto directly without pre-loading a traditional bank account.

• Self-custody: Users hold their own private keys and maintain full control of funds.
• Stablecoin focus: All yields and payments are based on USDC, offering a dollar-denominated experience.
• Global usability: Earn yield, then spend your balance anywhere Apple Pay or standard card payments are accepted.