Nebeus Review 2026 | Nebeus Rates

Disclosure: This review may contain affiliate links

Score4.2

Nebeus is not available in the United States. Find US platforms.

Nebeus Snapshot

Last updated: October 18, 2026

European crypto finance platform with renting, staking, and loans across 25+ coins.

Pros

Wide variety of supported tokens
Flexible terms

Cons

Limited availability beyond Europe

Nebeus Rates

Earn Rates

Review Yield data below to understand the source of these returns. Click plus to reveal more rate-specific requirements.

USDC USD Coin: Lending PromotionalShow rate requirements
Baobab stablecoin renting offer advertised up to 15% APR. Promoted as a limited-time new-user offer; confirm current eligibility, minimum deposit, payout currency and selected lockup in account. Separate from lower-rate flexible programs.
Up to 15% APR
EURC Euro Coin: LendingShow rate requirements
Lockup for 4 months
4 - 12% APY
BTC Bitcoin: LendingShow rate requirements
Lockup for 4 months
3.5 - 4.5% APY
ETH Ethereum: LendingShow rate requirements
Lockup for 4 months
3.5 - 4.5% APY

SOL Solana: LendingShow rate requirements
Lockup for 4 months
1% APY
XRP Ripple: LendingShow rate requirements
Lockup for 4 months
3.5 - 4.5% APY
LTC Litecoin: LendingShow rate requirements
Lockup for 4 months
3.5 - 4.5% APY
DOGE Dogecoin: LendingShow rate requirements
Lockup for 4 months
1% APY

Loan Rates

Rate unverified — check date unavailable

APR Interest Rate: 4-16.5%
LTV Loan-to-Value: 95%
Assets Collateral: BTC, ETH, USDC, XRP, LTC + more

Last updated: October 18, 2026

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Nebeus Calculator

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Estimates are based on Nebeus current APY. Rates are subject to change.

Nebeus Yield Scorecard

Yield Mechanics

Lending: Internal Lending Business
Customer yield is funded by interest paid on loans originated or managed by the platform’s internal lending business.
Staking: Proof-of-Stake Rewards
Rewards earned for helping secure the blockchain network and validate transactions.

Risk & Custody

Custody Model: Custodial / Third Party
Track Record: Operational since 2014

Access

Lockups: 1-4 months
Access: UK, Europe and Latin America

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

Nebeus Review

Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins.

Nebeus Crypto Renting

Rent (lend) your crypto to Nebeus with their crypto renting program. Nebeus advertises up to 15% APR on stablecoins through its Baobab Crypto Renting program, with up to 12% on BTC, ETH and XRP. The 15% offer is promoted for new users for a limited time; eligible assets, minimum deposits, reward currency and lockup terms vary by program. Confirm the current offer and account eligibility before subscribing. Source: https://nebeus.com/crypto-renting (checked October 5, 2026).

Nebeus Staking

Earn monthly rewards on your crypto with staking on Nebeus. Instantly unstake at any time with no penalties.

Nebeus Card

Nebeus offers a crypto credit card.

Nebeus Loans

Nebeus offers crypto-backed loans.

Custody and key risks

Nebeus users rely on the platform and its custodians for asset access, introducing custody and counterparty risks. Product returns and withdrawal conditions can change. Borrowing can introduce liquidation risk. Confirm the product’s insurance scope directly; crypto earn products are not insured bank deposits.