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Current Crypto Loan Rates

Crypto Loan Calculator

Use our crypto loan calculator—also called a crypto lending calculator—to estimate LTV, APR, fees, monthly payments and total borrowing costs.

Loan Configuration

$
Total Est.--
Loan Principal$0
Interest & Fees$0

Annual Cost Breakdown

YearDetailsCostCumulative

Loan Platform

--

Interest Rate
--%
APR Fixed
Est. Fees
$0
--

You Receive (Net)

$0

Max -- LTV

Monthly Interest

$0

Total Cost of Capital$0
Term: 1 YrIncludes Fees
Get This Loan

Rates are indicative and subject to change by the provider.
We may earn a commission from affiliate links.

How This Crypto Lending Calculator Works

Some borrowers search for a crypto lending calculator when they want to model a collateral-backed loan. This tool is for that borrowing use case: choose a provider and collateral value to estimate LTV, APR, origination fees, monthly payments, and total cost. Yield or interest calculators serve depositors who want to estimate earnings instead.

LTV Ratio

Loan-to-Value determines how much collateral you need. Lower LTV = safer loan.

APR

Annual Percentage Rate is the yearly interest you pay on the borrowed principal.

Fees

Origination fees are deducted upfront. Always factor this into the total cost.

Note: Interest rates vary by platform and market conditions. This tool provides estimates to help you compare the cost of capital between different lending providers.

Compare Lenders

Explore the market's leading crypto lending platforms.

Billz Logo

Billz

Interest Rate2-15%
Max LTV30-80%
Origination Fee0%

Billz helps users pay real-world bills without selling their crypto.Users can deposit supported cryp...

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Nexo Logo

Nexo

Interest Rate2.9-18.9%
Max LTV50%
Origination Fee0%

Quick takeNexo is a custodial crypto platform combining interest accounts, fixed-term savings, borro...

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Nebeus Logo

Nebeus

Interest Rate4-16.5%
Max LTV95%
Origination Fee2%

Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins....

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Lantern Finance Logo

Lantern Finance

Interest Rate8-13%
Max LTV50%
Origination Fee2%

Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured ...

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Figure Markets Logo

Figure Markets

Interest Rate8.91%
Max LTV50-75%
Origination Fee1-1.5%

Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital securit...

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Ledn Logo

Ledn

Interest Rate9.9-11.49%
Max LTV50%
Origination Fee2%

Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral t...

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Firefish Logo

Firefish

Interest Rate10.9%
Max LTV60%
Origination Fee1.5%

Firefish is a Bitcoin-backed lending marketplace that connects borrowers and lenders directly, using...

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CoinRabbit Logo

CoinRabbit

Interest Rate11.95%
Max LTV90%
Origination Fee0%

CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (T...

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LendProtocol Logo

LendProtocol

Interest Rate12.7%
Max LTV120%
Origination Fee0.7%

LendProtocol is a centralized crypto lending platform built around the XRP Ledger ecosystem. It offe...

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APX Lending Logo

APX Lending

Interest Rate12.99%
Max LTV60%
Origination Fee0%

APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlo...

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