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Best USDT Yields

We track 16 platforms generating yield on USDT. Compare current APY yields.

Calculate Your USDT Yields

Estimate potential earnings using a selected annual rate. The calculator applies annual compounding for illustration and does not reproduce every provider's payout schedule.

%
1Y5Y10Y
Projected Balance--After 5 Years
Total Profit--Earnings
Daily--
Weekly--
Monthly--
Annually--

*Breakdown estimates based on Year 1 earnings. Totals based on annual compounding over duration.

What is a USDT Yield Account?

A USDT yield product can generate returns through lending, platform-funded rewards, fixed savings or a managed vault. The mechanism determines which custody, borrower, liquidity and smart-contract risks apply.

Compare the accessible base rate before a conditional maximum. Confirm whether the provider quotes APR or APY, how rewards are paid, and whether the displayed rate applies to the full balance.

All USDT Yields

Comprehensive list of all tracked platforms.

16 Platforms
Lune

Lune

29.5% APY
YouHodler

YouHodler

20% APY
EarnPark

EarnPark

20% APY
CoinDepo

CoinDepo

17% APYDOWN
Nexo

Nexo

14% APY
AscendEX

AscendEX

10.52% APYUP
Wirex

Wirex

6% APY
CoinRabbit

CoinRabbit

5% APY
Krak

Krak

4.25% APYUP
Figure Markets

Figure Markets

3.85% APYUP
Kraken

Kraken

3.75% APYDOWN
KAST

KAST

3.3% APY
Cryptomus

Cryptomus

3% APY
Ju.com

Ju.com

2.01% APY
Phemex

Phemex

2% APYDOWN
Crypto.com

Crypto.com

0.5% APYDOWN

Checklist: How to choose a USDT yield account

  • Compare Rate Units & TiersCheck whether the quote is APR or APY and whether it applies to your full deposit amount.
  • Check Withdrawal TermsDecide between flexible accounts (withdraw anytime) or fixed lock-ups (higher yields but less liquid).
  • Platform HistoryLook for platforms with a solid track record through multiple market cycles.

How to Calculate USDT Yield

Providers may quote APR or APY. APY includes an assumed compounding effect, while APR does not. This calculator treats the entered percentage as an effective annual rate for illustration; verify the provider's payout schedule before comparing the result.

Risks of Earning Yield on USDT

  • Platform Risk: Centralized platforms hold your private keys. If they go bankrupt, you may lose funds.
  • Smart Contract Risk: In DeFi protocols, bugs in the code could be exploited.
  • Market Volatility: While you earn yield inUSDT, the USD value of your asset can drop significantly.

Frequently Asked Questions

What is the current price of USDT?

The current price of USDT is loading.... Prices fluctuate based on market demand and are updated in real-time.

What risks come with earning yield on USDT?

Crypto yield products can add platform, custody, borrower, liquidity, smart-contract and regulatory risk. They are not insured bank deposits, and spreading funds across platforms does not remove those risks.

Do I need to lock my USDT?

Not always. Flexible accounts allow you to withdraw anytime, though usually at a lower yield. Fixed terms (30, 90 days) typically offer higher APY.