Compare

vs.

Select two platforms to compare

See examples: Blockfi vs Nexo, Celsius Network vs Crypto.com, Haru vs Hodlnaut

Bitcoin IRA
Bitcoin IRA Compounds	No
Bitcoin IRA Bitcoin	2%
Bitcoin IRA Ethereum	2.7%
Bitcoin IRA Litecoin	n/a
Bitcoin IRA Doge	n/a
Bitcoin IRA Stablecoin	6%
Bitcoin IRA Withdrawal Fees	Yes
Bitcoin IRA Payouts	Monthly
Bitcoin IRA Lockup Terms	None
Bitcoin IRA Max Rate Conditions
Bitcoin IRA Native Token	n/a
Bitcoin IRA Founded	2015
Bitcoin IRA HQ	Sherman Oaks, CA
Bitcoin IRA Availability	Worldwide
Bitcoin IRA Pros	Traditional retirement account tax benefits
Bitcoin IRA Cons	Requires 10,000 minimum
Bitcoin IRA Bonus/Promo	Sign up
bitrue
bitrue Compounds	No
bitrue Bitcoin	2.3%
bitrue Ethereum	2.6%
bitrue Litecoin	n/a
bitrue Doge	2.5%
bitrue Stablecoin	8.8%
bitrue Withdrawal Fees	Yes
bitrue Payouts
bitrue Lockup Terms	Varies
bitrue Max Rate Conditions
bitrue Native Token	BTR
bitrue Founded	2018
bitrue HQ	Singapore
bitrue Availability	Not available in US or China
bitrue Pros	Wide variety of supported coins
bitrue Cons	Deposits may be capped Lockup period varies by coin
bitrue Bonus/Promo	25% commission discount, chance to win 60,000 XRP Sign up
Blockfi
Blockfi Compounds	Yes
Blockfi Bitcoin	0.1% - 4.5%
Blockfi Ethereum	0.25% - 5%
Blockfi Litecoin	0.1% - 4.75%
Blockfi Doge	n/a
Blockfi Stablecoin	5% - 8%
Blockfi Withdrawal Fees	Yes
Blockfi Payouts	Monthly
Blockfi Lockup Terms	None
Blockfi Max Rate Conditions	Tiered interest rates for quantity of coins.
Blockfi Native Token	n/a
Blockfi Founded	2017
Blockfi HQ	New Jersey, USA
Blockfi Availability	Not available in NY, KY or any country unsanctioned by the U.S., the U.K. or EU
Blockfi Pros	Popular, trusted service
Blockfi Cons	Tiered rates for larger holders are low
Blockfi Bonus/Promo	$10 after $100 deposit Sign up
Cake Defi
Cake Defi Compounds	Yes
Cake Defi Bitcoin	5% - 6%
Cake Defi Ethereum	5% - 6%
Cake Defi Litecoin	n/a
Cake Defi Doge	n/a
Cake Defi Stablecoin	7%
Cake Defi Withdrawal Fees	Yes
Cake Defi Payouts	Weekly
Cake Defi Lockup Terms	None
Cake Defi Max Rate Conditions	Terms vary upon product. Read expected returns/terms.
Cake Defi Native Token	DFI
Cake Defi Founded	2019
Cake Defi HQ	Signapore
Cake Defi Availability	Not available in New York or Balkans, Bangladesh, Belarus, Burundi, Central African Republic, Cuba, Democratic People’s Republic of Korea, Democratic Republic of Congo, Ghana, India, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, Pakistan, Somalia, Sri Lanka, Sudan, South Sudan, Syria, Ukraine, Russia, Venezuela, Vietnam, Yemen, Zimbabwe
Cake Defi Pros	Broad array of DeFi-like products and high interest rates Fully owned by both co-founders
Cake Defi Cons	Products are more complex or require more lockup time than other platforms
Cake Defi Bonus/Promo	$30 after $50 deposit Sign up
Celsius Network
Celsius Network Compounds	Yes
Celsius Network Bitcoin	3.51% - 6.2%
Celsius Network Ethereum	5.05% - 5.35%
Celsius Network Litecoin	4.08%
Celsius Network Doge	n/a
Celsius Network Stablecoin	8.88%
Celsius Network Withdrawal Fees	None
Celsius Network Payouts	Monday
Celsius Network Lockup Terms	None
Celsius Network Max Rate Conditions	Tiered rates: First BTC earns max rate, remainder earn at base rate. First 100 ETH earns max rate, remainder earn at base rate. Additional bonus rates are available by loyalty tiers (holding % of CEL coin relative to account total) and by earning in CEL (not available in the US).
Celsius Network Native Token	CEL
Celsius Network Founded	2017
Celsius Network HQ	NJ, USA
Celsius Network Availability	All countries which the United States, the United Kingdom or the European Union does not impose financial sanctions or embargoes.
Celsius Network Pros	No fees (for withdrawals) No lockup periods or withdrawal limits Generous promos and referral bonuses
Celsius Network Cons	Only one whitelisted withdrawal address per coin (24 hours need to change address) Buying on platform isn’t cost effective (use an exchange instead) No in-app swaps (yet) App requires frequent re-logging in
Celsius Network Bonus/Promo	$50 BTC with $400 deposit. Hold 30 days. Use our custom promo code: CIR Sign up
Coinbase
Coinbase Compounds	No
Coinbase Bitcoin	n/a
Coinbase Ethereum	n/a
Coinbase Litecoin	n/a
Coinbase Doge	n/a
Coinbase Stablecoin	n/a
Coinbase Withdrawal Fees	Yes
Coinbase Payouts	Monthly
Coinbase Lockup Terms	None
Coinbase Max Rate Conditions
Coinbase Native Token	n/a
Coinbase Founded	2012
Coinbase HQ	Wilmington, DE
Coinbase Availability	100+ countries
Coinbase Pros	Full exchange functionality
Coinbase Cons	Only supports interest on USDC
Coinbase Bonus/Promo	$10 BTC when you buy or sell $100 of cryptocurrency Sign up
CoinCircle
CoinCircle Compounds	Yes
CoinCircle Bitcoin	4%
CoinCircle Ethereum	4%
CoinCircle Litecoin	n/a
CoinCircle Doge	n/a
CoinCircle Stablecoin	8%
CoinCircle Withdrawal Fees	None
CoinCircle Payouts	Weekly
CoinCircle Lockup Terms
CoinCircle Max Rate Conditions
CoinCircle Native Token	n/a
CoinCircle Founded	2017
CoinCircle HQ	Santa Monica, CA
CoinCircle Availability	Worldwide
CoinCircle Pros	Way to earn money each day
CoinCircle Cons	Social focus feels unnecessary
CoinCircle Bonus/Promo	$10 for using referral code below Sign up
CoinLoan
CoinLoan Compounds	Yes
CoinLoan Bitcoin	5.2% - 7.2%
CoinLoan Ethereum	5.2% - 7.2%
CoinLoan Litecoin	5.2% - 7.2%
CoinLoan Doge	n/a
CoinLoan Stablecoin	10.3% - 12.3%
CoinLoan Withdrawal Fees	None for deposit or withdrawal
CoinLoan Payouts	Monthly
CoinLoan Lockup Terms	None
CoinLoan Max Rate Conditions	2500 CLT Staked
CoinLoan Native Token	CLT
CoinLoan Founded	2017
CoinLoan HQ	Estonia
CoinLoan Availability	Worldwide with small restrictions due to regulations
CoinLoan Pros	Excellent stablecoin interest rates Very good BTC, ETH interest rates No fees and no lockup periods
CoinLoan Cons	Best rates require CLT token
CoinLoan Bonus/Promo	25% referral sharing lifelong bonus Sign up
CoinRabbit
CoinRabbit Compounds	No
CoinRabbit Bitcoin	n/a
CoinRabbit Ethereum	n/a
CoinRabbit Litecoin	n/a
CoinRabbit Doge	n/a
CoinRabbit Stablecoin	8%
CoinRabbit Withdrawal Fees	None
CoinRabbit Payouts	Monthly
CoinRabbit Lockup Terms	None
CoinRabbit Max Rate Conditions
CoinRabbit Native Token	n/a
CoinRabbit Founded	2020
CoinRabbit HQ	Seychelles
CoinRabbit Availability	Worldwide
CoinRabbit Pros	No KYC Competitive interest rates
CoinRabbit Cons	Focused only on Stablecoins
CoinRabbit Bonus/Promo	Sign up
CoinZoom Earn
CoinZoom Earn Compounds	Yes
CoinZoom Earn Bitcoin	2.5%
CoinZoom Earn Ethereum	2.25%
CoinZoom Earn Litecoin	3.5%
CoinZoom Earn Doge	7%
CoinZoom Earn Stablecoin	8%
CoinZoom Earn Withdrawal Fees	Yes
CoinZoom Earn Payouts	Monthly on the seventh day
CoinZoom Earn Lockup Terms	None
CoinZoom Earn Max Rate Conditions
CoinZoom Earn Native Token	ZOOM
CoinZoom Earn Founded	2018
CoinZoom Earn HQ	Salt Lake City, UT
CoinZoom Earn Availability	Not available in NY
CoinZoom Earn Pros	Full featured application 40+ support coins
CoinZoom Earn Cons
CoinZoom Earn Bonus/Promo	$10 in ZOOM for single trade of $100 USD and hold balance of $100 USD Sign up
Crypto.com
Crypto.com Compounds	No
Crypto.com Bitcoin	1.5% - 8.5%
Crypto.com Ethereum	3.5% - 8.5%
Crypto.com Litecoin	0.5% - 5%
Crypto.com Doge	0.5% - 5%
Crypto.com Stablecoin	6% - 14%
Crypto.com Withdrawal Fees	Yes
Crypto.com Payouts	Weekly
Crypto.com Lockup Terms	None (flexible), 1 month, 3 months
Crypto.com Max Rate Conditions	3 month lockup, stake $40,000 in CRO. Lower tiers are available.
Crypto.com Native Token	CRO
Crypto.com Founded	2016
Crypto.com HQ	Hong Kong
Crypto.com Availability	All states but New York and 100+ markets
Crypto.com Pros	Very popular, established service Credit card program with unique perks
Crypto.com Cons	Requires deposits into Crypto Earn funds before interest is earned Deposit minimums required for interest Does not compound Requires CRO to unlock better rates
Crypto.com Bonus/Promo	$25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej Sign up
Eco App
Eco App Compounds	No
Eco App Bitcoin	n/a
Eco App Ethereum	n/a
Eco App Litecoin	n/a
Eco App Doge	n/a
Eco App Stablecoin	2.5% - 5%
Eco App Withdrawal Fees	None
Eco App Payouts	Monthly on first business day
Eco App Lockup Terms	None
Eco App Max Rate Conditions	Earn .5% more interest for each referred user
Eco App Native Token	n/a
Eco App Founded	2018
Eco App HQ	San Francisco, CA
Eco App Availability	US only
Eco App Pros	Easy bank integration Easy to earn interest on USD
Eco App Cons	US only Does not support other cryptocurrencies
Eco App Bonus/Promo	Sign up
FTX Earn
FTX Earn Compounds	Yes
FTX Earn Bitcoin	5% - 8%
FTX Earn Ethereum	5% - 8%
FTX Earn Litecoin	5% - 8%
FTX Earn Doge	5% - 8%
FTX Earn Stablecoin	5% - 8%
FTX Earn Withdrawal Fees	Yes for ETH/ERC-20 and small BTC amounts
FTX Earn Payouts	Hourly
FTX Earn Lockup Terms	None
FTX Earn Max Rate Conditions	All funds up to $10,000 earn max rate.
FTX Earn Native Token	n/a
FTX Earn Founded	2014
FTX Earn HQ	Berkeley, CA
FTX Earn Availability	Worldwide, exchange services not available in US
FTX Earn Pros	Full featured application Great interest rates for first $10,000 of any coin
FTX Earn Cons
FTX Earn Bonus/Promo	Free random coin with $10 deposit Sign up
Gemini
Gemini Compounds	Yes
Gemini Bitcoin	1.49%
Gemini Ethereum	2.05%
Gemini Litecoin	2.77%
Gemini Doge	5.03%
Gemini Stablecoin	7.4%
Gemini Withdrawal Fees	Yes (transfer and agent fees)
Gemini Payouts	Must be redeemed
Gemini Lockup Terms	None
Gemini Max Rate Conditions
Gemini Native Token	GUSD
Gemini Founded	2014
Gemini HQ	New York, NY
Gemini Availability	All U.S. states and Singapore
Gemini Pros	Available in NY state No minimums, no transfer or withdrawal fees Supports DOGE
Gemini Cons	BTC and ETH rates are lower than competition
Gemini Bonus/Promo	$10 after $100 trade Sign up
Haru
Haru Compounds	Yes
Haru Bitcoin	6.1% - 15.2%
Haru Ethereum	6% - 14.7%
Haru Litecoin	n/a
Haru Doge	n/a
Haru Stablecoin	7.7% - 15%
Haru Withdrawal Fees	Yes
Haru Payouts	Daily
Haru Lockup Terms	None, or customized between 15 to 365 days (for Haru Earn Plus)
Haru Max Rate Conditions	Lockup for 365 days for max rate (reduced lockup terms are available for reduced rates)
Haru Native Token	n/a
Haru Founded	2019
Haru HQ	Signapore
Haru Availability	Worldwide
Haru Pros	Top interest rates for BTC and ETH Significant rate boosts for locking up for 30-365 days (Haru Interest Plus)
Haru Cons	Newer platform Fees for each withdrawal (see fees)
Haru Bonus/Promo	Bonus 0.2% interest rate for life of account Sign up
hi.com
hi.com Compounds	No
hi.com Bitcoin	n/a
hi.com Ethereum	n/a
hi.com Litecoin	n/a
hi.com Doge	n/a
hi.com Stablecoin	n/a
hi.com Withdrawal Fees
hi.com Payouts
hi.com Lockup Terms
hi.com Max Rate Conditions
hi.com Native Token	HI
hi.com Founded	2019
hi.com HQ	Signapore
hi.com Availability	Worldwide
hi.com Pros	Innovative ideas and whitepaper concepts Generous daily rewards for free
hi.com Cons	Many features still in development
hi.com Bonus/Promo	Daily claimable hi Dollars Sign up
Hodlnaut
Hodlnaut Compounds	Yes
Hodlnaut Bitcoin	1% - 7.46%
Hodlnaut Ethereum	2.02% - 7.46%
Hodlnaut Litecoin	n/a
Hodlnaut Doge	n/a
Hodlnaut Stablecoin	3.04% - 12.73%
Hodlnaut Withdrawal Fees	Yes
Hodlnaut Payouts	Monday
Hodlnaut Lockup Terms	None
Hodlnaut Max Rate Conditions	Hodlnaut tiers their interest rate. For example, Bitcoin is tiered on these values: 2 BTC 2-10 BTC 10-100 BTC over 100 BTC
Hodlnaut Native Token	n/a
Hodlnaut Founded	2019
Hodlnaut HQ	Singapore, Hong Kong
Hodlnaut Availability	Worldwide
Hodlnaut Pros	Global availability Earn interest in coin of choice instead of in-kind
Hodlnaut Cons	Tiered interest rates Fees for withdrawals (vary by coin)
Hodlnaut Bonus/Promo	$20 after $1000 deposit Sign up
Inlock
Inlock Compounds	Yes
Inlock Bitcoin	4.2%
Inlock Ethereum	3.4%
Inlock Litecoin	3.4%
Inlock Doge	n/a
Inlock Stablecoin	8.8%
Inlock Withdrawal Fees	No
Inlock Payouts	Weekly
Inlock Lockup Terms	None
Inlock Max Rate Conditions	Earn in ILK token and/or hold ILK token for increased interest rates.
Inlock Native Token	ILK
Inlock Founded	2018
Inlock HQ	Budapest, Hungary
Inlock Availability	Worldwide
Inlock Pros	Competitive interest rates In-app swaps
Inlock Cons	Best interest rates require ILK token App needs design updates to match new branding
Inlock Bonus/Promo	$20 BTC with $50 deposit (or more with larger deposit) Sign up
Kraken
Kraken Compounds	No
Kraken Bitcoin	0.25%
Kraken Ethereum	5% - 7%
Kraken Litecoin	n/a
Kraken Doge	n/a
Kraken Stablecoin	2%
Kraken Withdrawal Fees	Yes
Kraken Payouts	Once or twice a week, depending on coin
Kraken Lockup Terms
Kraken Max Rate Conditions	ETH requires lockup until launch of ETH2, non-native (off-chain) staking (BTC and stablecoin) not available in all countries
Kraken Native Token	n/a
Kraken Founded	2011
Kraken HQ	San Francisco, CA
Kraken Availability	Worldwide, all US states except NY and WA
Kraken Pros	Offers on and off-chain staking Off-chain staking not available in all locations (US, Japan, UK, etc) Full exchange services
Kraken Cons	Interest rate will vary (Kraken takes a flat 15% from staking rewards)
Kraken Bonus/Promo	Sign up
Ledn
Ledn Compounds	Yes
Ledn Bitcoin	2.25% - 6.1%
Ledn Ethereum	n/a
Ledn Litecoin	n/a
Ledn Doge	n/a
Ledn Stablecoin	9%
Ledn Withdrawal Fees	Yes
Ledn Payouts
Ledn Lockup Terms
Ledn Max Rate Conditions	Max rate paid for first 2 BTC. See terms.
Ledn Native Token	n/a
Ledn Founded	2018
Ledn HQ	Ontario, Canada; Wyoming
Ledn Availability	Worldwide
Ledn Pros	Competitive stablecoin rates
Ledn Cons	Limited coin support
Ledn Bonus/Promo	$25 after loan taken Sign up
Lido
Lido Compounds	No
Lido Bitcoin	n/a
Lido Ethereum	5.4%
Lido Litecoin	n/a
Lido Doge	n/a
Lido Stablecoin	n/a
Lido Withdrawal Fees	Yes (gas fees)
Lido Payouts	Daily
Lido Lockup Terms	None
Lido Max Rate Conditions
Lido Native Token	LDO
Lido Founded	2020
Lido HQ
Lido Availability	Worldwide
Lido Pros	Decentralized way to earn ETH natively
Lido Cons
Lido Bonus/Promo	Sign up
linus
linus Compounds	Yes
linus Bitcoin	n/a
linus Ethereum	n/a
linus Litecoin	n/a
linus Doge	n/a
linus Stablecoin	4%
linus Withdrawal Fees	None
linus Payouts
linus Lockup Terms	None
linus Max Rate Conditions
linus Native Token	n/a
linus Founded	2019
linus HQ	Nashville, TN
linus Availability	US only except Alaska, Hawaii, Minnesota, or New York
linus Pros	Simple, easy to use service USD deposits only
linus Cons	No native app yet
linus Bonus/Promo	$20 with $100 deposit Sign up
Luno
Luno Compounds	Yes
Luno Bitcoin	4%
Luno Ethereum	4%
Luno Litecoin	n/a
Luno Doge	n/a
Luno Stablecoin	7.6%
Luno Withdrawal Fees	Yes for certain coins
Luno Payouts	First day of each month
Luno Lockup Terms	7 day withdrawal period
Luno Max Rate Conditions
Luno Native Token	n/a
Luno Founded	2013
Luno HQ	London, UK
Luno Availability	Not available in the US
Luno Pros	Simple and easy to use app
Luno Cons	Listed interest rates are targets (and may vary)
Luno Bonus/Promo	Get 0.001 BTC when you deposit and buy 0.02 BTC (use promo code below) Sign up
MyConstant
MyConstant Compounds	Yes
MyConstant Bitcoin	4%
MyConstant Ethereum	4%
MyConstant Litecoin	n/a
MyConstant Doge	n/a
MyConstant Stablecoin	4%
MyConstant Withdrawal Fees	None
MyConstant Payouts	Every Second
MyConstant Lockup Terms	0, 30, 90 or 180 day fixed terms.
MyConstant Max Rate Conditions
MyConstant Native Token	n/a
MyConstant Founded	2018
MyConstant HQ	Redlands, CA
MyConstant Availability	Worldwide
MyConstant Pros	Withdrawl anytime, penalty free
MyConstant Cons	Low stablecoin interest rate Certain coins may be capped and not accept new deposits
MyConstant Bonus/Promo	15-day $4000 trial bonus, keep interest earned during trial Sign up
Nexo
Nexo Compounds	Yes
Nexo Bitcoin	4% - 6%
Nexo Ethereum	4% - 6%
Nexo Litecoin	4% - 6%
Nexo Doge	2% - 3%
Nexo Stablecoin	8%
Nexo Withdrawal Fees	Limited free withdrawls per month
Nexo Payouts	Daily
Nexo Lockup Terms	None or 1 month
Nexo Max Rate Conditions	Lockup terms for 1 month and owning 10% of holdings in NEXO token. Earn 2% extra if earning in NEXO.
Nexo Native Token	NEXO
Nexo Founded	2017
Nexo HQ	London, UK
Nexo Availability	Worldwide excluding Afghanistan, Bulgaria, Burma (Myanmar), Central African Republic, Cote d’Ivoire, Cuba, Democratic Republic of Congo, Eritrea, Estonia, Iran, Iraq, Lebanon, Libya, North Korea, Republic of the Congo, Sierra Leone, Somalia, South Sudan, Sudan, Syria, Yemen, Zimbabwe
Nexo Pros	Competitive rates for all coins deposited No lockup periods Very popular platform
Nexo Cons	Limited to 1-5 free withdrawal per month depending on verification
Nexo Bonus/Promo	$10 BTC for depositing $100 Sign up
Okcoin
Okcoin Compounds	No
Okcoin Bitcoin	n/a
Okcoin Ethereum	n/a
Okcoin Litecoin	n/a
Okcoin Doge	n/a
Okcoin Stablecoin	4.22% - 7.61%
Okcoin Withdrawal Fees	No
Okcoin Payouts
Okcoin Lockup Terms
Okcoin Max Rate Conditions
Okcoin Native Token	n/a
Okcoin Founded	2013
Okcoin HQ	San Francisco, CA
Okcoin Availability	Worldwide
Okcoin Pros	Full exchange services Easy to use defi yield products
Okcoin Cons	Few supported coins for Earn program
Okcoin Bonus/Promo	$50 BTC when you buy $100 of crypto Sign up
Outlet
Outlet Compounds	Yes
Outlet Bitcoin	n/a
Outlet Ethereum	n/a
Outlet Litecoin	n/a
Outlet Doge	n/a
Outlet Stablecoin	6%
Outlet Withdrawal Fees	None
Outlet Payouts	First day of each month
Outlet Lockup Terms	None
Outlet Max Rate Conditions
Outlet Native Token	n/a
Outlet Founded	2019
Outlet HQ	NJ, USA
Outlet Availability	Worldwide, excluding the following US States: New York, New Hampshire, Connecticut, Hawaii, Vermont, Virginia, Texas
Outlet Pros	Very simple process for non-crypto users interested in high interest rates Automatic stablecoin purchase, interest generation No fees or lockups
Outlet Cons	No support for other cryptocurrencies such as bitcoin Cannot send stablecoin directly to account, bank transfers only 5 days before deposits settle and earn interest
Outlet Bonus/Promo	$5 bonus with any deposit Sign up
Pei
Pei Compounds	Yes
Pei Bitcoin	4% - 8%
Pei Ethereum	n/a
Pei Litecoin	n/a
Pei Doge	n/a
Pei Stablecoin	n/a
Pei Withdrawal Fees	No
Pei Payouts	Monthly
Pei Lockup Terms	None
Pei Max Rate Conditions	Up to 8% is offered on certain promotional terms.
Pei Native Token	n/a
Pei Founded	2017
Pei HQ	Austin, TX
Pei Availability	US only
Pei Pros	Earn free Bitcoin by simply linking existing cards and making purchases at supported vendors
Pei Cons	Focused only on BTC Cashback is the focus over being a pure wallet US only
Pei Bonus/Promo	$10 by using invite code/link, complete 1 transaction within 14 days Sign up
Vauld
Vauld Compounds	Yes
Vauld Bitcoin	4.6% - 6.7%
Vauld Ethereum	4.6% - 6.7%
Vauld Litecoin	n/a
Vauld Doge	n/a
Vauld Stablecoin	9.41% - 12.68%
Vauld Withdrawal Fees	None
Vauld Payouts	Weekly or at end of deposit term
Vauld Lockup Terms	None, 1 month, 6 months
Vauld Max Rate Conditions	Must lock deposit for 1-6 months.
Vauld Native Token	n/a
Vauld Founded	2018
Vauld HQ	Signapore
Vauld Availability	Worldwide
Vauld Pros	Great stablecoin rates Competitive BTC and ETH rates
Vauld Cons
Vauld Bonus/Promo	1.25% bonus interest rate Sign up
Voyager
Voyager Compounds	Yes
Voyager Bitcoin	5.75% - 7.25%
Voyager Ethereum	4.6% - 6.10%
Voyager Litecoin	5%
Voyager Doge	2%
Voyager Stablecoin	9% - 10.5%
Voyager Withdrawal Fees	Yes
Voyager Payouts	Monthly on the fifth business day
Voyager Lockup Terms	None
Voyager Max Rate Conditions	Must hold 20,000 VGX in your account.
Voyager Native Token	n/a
Voyager Founded	2017
Voyager HQ	NJ, USA
Voyager Availability	US only, excluding NY state.
Voyager Pros	Full exchange services Competitive rates Broad coin support
Voyager Cons	Not available outside US Variable fee applies for withdrawing coins (see fees) App interface can be confusing, overloaded Minimum balances required to earn interest
Voyager Bonus/Promo	$25 BTC bonus with $100 deposit and $100 in trades Sign up
YouHodler
YouHodler Compounds	Yes
YouHodler Bitcoin	4.8%
YouHodler Ethereum	5.5%
YouHodler Litecoin	5.5%
YouHodler Doge	3%
YouHodler Stablecoin	12%
YouHodler Withdrawal Fees	Yes
YouHodler Payouts	Weekly
YouHodler Lockup Terms	None
YouHodler Max Rate Conditions
YouHodler Native Token	n/a
YouHodler Founded	2018
YouHodler HQ	Switzerland, Cyprus
YouHodler Availability	Not available in the US
YouHodler Pros	Great interest rates with compounding interest Withdrawal anytime Wide coin support
YouHodler Cons	Not available in the US No user signup bonus
YouHodler Bonus/Promo	Sign up
Zipmex
Zipmex Compounds	Yes
Zipmex Bitcoin	2% - 5%
Zipmex Ethereum	2% - 5.5%
Zipmex Litecoin	2% - 5.5%
Zipmex Doge	n/a
Zipmex Stablecoin	5% - 6%
Zipmex Withdrawal Fees	Yes
Zipmex Payouts	Daily
Zipmex Lockup Terms	None or 45 days
Zipmex Max Rate Conditions	Lock up for 45 days with Ziplock
Zipmex Native Token	ZMT
Zipmex Founded	2019
Zipmex HQ	Signapore
Zipmex Availability	Not available in the US
Zipmex Pros	Easy to start earning on desposits Full exchange services
Zipmex Cons
Zipmex Bonus/Promo	2.5 ZMT by locking 250 ZMT or 25 ZMT by locking 5,000 ZMT plus special gift Sign up

Bitcoin IRA
Bitcoin IRA Compounds	No
Bitcoin IRA Bitcoin	2%
Bitcoin IRA Ethereum	2.7%
Bitcoin IRA Litecoin	n/a
Bitcoin IRA Doge	n/a
Bitcoin IRA Stablecoin	6%
Bitcoin IRA Withdrawal Fees	Yes
Bitcoin IRA Payouts	Monthly
Bitcoin IRA Lockup Terms	None
Bitcoin IRA Max Rate Conditions
Bitcoin IRA Native Token	n/a
Bitcoin IRA Founded	2015
Bitcoin IRA HQ	Sherman Oaks, CA
Bitcoin IRA Availability	Worldwide
Bitcoin IRA Pros	Traditional retirement account tax benefits
Bitcoin IRA Cons	Requires 10,000 minimum
Bitcoin IRA Bonus/Promo	Sign up
bitrue
bitrue Compounds	No
bitrue Bitcoin	2.3%
bitrue Ethereum	2.6%
bitrue Litecoin	n/a
bitrue Doge	2.5%
bitrue Stablecoin	8.8%
bitrue Withdrawal Fees	Yes
bitrue Payouts
bitrue Lockup Terms	Varies
bitrue Max Rate Conditions
bitrue Native Token	BTR
bitrue Founded	2018
bitrue HQ	Singapore
bitrue Availability	Not available in US or China
bitrue Pros	Wide variety of supported coins
bitrue Cons	Deposits may be capped Lockup period varies by coin
bitrue Bonus/Promo	25% commission discount, chance to win 60,000 XRP Sign up
Blockfi
Blockfi Compounds	Yes
Blockfi Bitcoin	0.1% - 4.5%
Blockfi Ethereum	0.25% - 5%
Blockfi Litecoin	0.1% - 4.75%
Blockfi Doge	n/a
Blockfi Stablecoin	5% - 8%
Blockfi Withdrawal Fees	Yes
Blockfi Payouts	Monthly
Blockfi Lockup Terms	None
Blockfi Max Rate Conditions	Tiered interest rates for quantity of coins.
Blockfi Native Token	n/a
Blockfi Founded	2017
Blockfi HQ	New Jersey, USA
Blockfi Availability	Not available in NY, KY or any country unsanctioned by the U.S., the U.K. or EU
Blockfi Pros	Popular, trusted service
Blockfi Cons	Tiered rates for larger holders are low
Blockfi Bonus/Promo	$10 after $100 deposit Sign up
Cake Defi
Cake Defi Compounds	Yes
Cake Defi Bitcoin	5% - 6%
Cake Defi Ethereum	5% - 6%
Cake Defi Litecoin	n/a
Cake Defi Doge	n/a
Cake Defi Stablecoin	7%
Cake Defi Withdrawal Fees	Yes
Cake Defi Payouts	Weekly
Cake Defi Lockup Terms	None
Cake Defi Max Rate Conditions	Terms vary upon product. Read expected returns/terms.
Cake Defi Native Token	DFI
Cake Defi Founded	2019
Cake Defi HQ	Signapore
Cake Defi Availability	Not available in New York or Balkans, Bangladesh, Belarus, Burundi, Central African Republic, Cuba, Democratic People’s Republic of Korea, Democratic Republic of Congo, Ghana, India, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, Pakistan, Somalia, Sri Lanka, Sudan, South Sudan, Syria, Ukraine, Russia, Venezuela, Vietnam, Yemen, Zimbabwe
Cake Defi Pros	Broad array of DeFi-like products and high interest rates Fully owned by both co-founders
Cake Defi Cons	Products are more complex or require more lockup time than other platforms
Cake Defi Bonus/Promo	$30 after $50 deposit Sign up
Celsius Network
Celsius Network Compounds	Yes
Celsius Network Bitcoin	3.51% - 6.2%
Celsius Network Ethereum	5.05% - 5.35%
Celsius Network Litecoin	4.08%
Celsius Network Doge	n/a
Celsius Network Stablecoin	8.88%
Celsius Network Withdrawal Fees	None
Celsius Network Payouts	Monday
Celsius Network Lockup Terms	None
Celsius Network Max Rate Conditions	Tiered rates: First BTC earns max rate, remainder earn at base rate. First 100 ETH earns max rate, remainder earn at base rate. Additional bonus rates are available by loyalty tiers (holding % of CEL coin relative to account total) and by earning in CEL (not available in the US).
Celsius Network Native Token	CEL
Celsius Network Founded	2017
Celsius Network HQ	NJ, USA
Celsius Network Availability	All countries which the United States, the United Kingdom or the European Union does not impose financial sanctions or embargoes.
Celsius Network Pros	No fees (for withdrawals) No lockup periods or withdrawal limits Generous promos and referral bonuses
Celsius Network Cons	Only one whitelisted withdrawal address per coin (24 hours need to change address) Buying on platform isn’t cost effective (use an exchange instead) No in-app swaps (yet) App requires frequent re-logging in
Celsius Network Bonus/Promo	$50 BTC with $400 deposit. Hold 30 days. Use our custom promo code: CIR Sign up
Coinbase
Coinbase Compounds	No
Coinbase Bitcoin	n/a
Coinbase Ethereum	n/a
Coinbase Litecoin	n/a
Coinbase Doge	n/a
Coinbase Stablecoin	n/a
Coinbase Withdrawal Fees	Yes
Coinbase Payouts	Monthly
Coinbase Lockup Terms	None
Coinbase Max Rate Conditions
Coinbase Native Token	n/a
Coinbase Founded	2012
Coinbase HQ	Wilmington, DE
Coinbase Availability	100+ countries
Coinbase Pros	Full exchange functionality
Coinbase Cons	Only supports interest on USDC
Coinbase Bonus/Promo	$10 BTC when you buy or sell $100 of cryptocurrency Sign up
CoinCircle
CoinCircle Compounds	Yes
CoinCircle Bitcoin	4%
CoinCircle Ethereum	4%
CoinCircle Litecoin	n/a
CoinCircle Doge	n/a
CoinCircle Stablecoin	8%
CoinCircle Withdrawal Fees	None
CoinCircle Payouts	Weekly
CoinCircle Lockup Terms
CoinCircle Max Rate Conditions
CoinCircle Native Token	n/a
CoinCircle Founded	2017
CoinCircle HQ	Santa Monica, CA
CoinCircle Availability	Worldwide
CoinCircle Pros	Way to earn money each day
CoinCircle Cons	Social focus feels unnecessary
CoinCircle Bonus/Promo	$10 for using referral code below Sign up
CoinLoan
CoinLoan Compounds	Yes
CoinLoan Bitcoin	5.2% - 7.2%
CoinLoan Ethereum	5.2% - 7.2%
CoinLoan Litecoin	5.2% - 7.2%
CoinLoan Doge	n/a
CoinLoan Stablecoin	10.3% - 12.3%
CoinLoan Withdrawal Fees	None for deposit or withdrawal
CoinLoan Payouts	Monthly
CoinLoan Lockup Terms	None
CoinLoan Max Rate Conditions	2500 CLT Staked
CoinLoan Native Token	CLT
CoinLoan Founded	2017
CoinLoan HQ	Estonia
CoinLoan Availability	Worldwide with small restrictions due to regulations
CoinLoan Pros	Excellent stablecoin interest rates Very good BTC, ETH interest rates No fees and no lockup periods
CoinLoan Cons	Best rates require CLT token
CoinLoan Bonus/Promo	25% referral sharing lifelong bonus Sign up
CoinRabbit
CoinRabbit Compounds	No
CoinRabbit Bitcoin	n/a
CoinRabbit Ethereum	n/a
CoinRabbit Litecoin	n/a
CoinRabbit Doge	n/a
CoinRabbit Stablecoin	8%
CoinRabbit Withdrawal Fees	None
CoinRabbit Payouts	Monthly
CoinRabbit Lockup Terms	None
CoinRabbit Max Rate Conditions
CoinRabbit Native Token	n/a
CoinRabbit Founded	2020
CoinRabbit HQ	Seychelles
CoinRabbit Availability	Worldwide
CoinRabbit Pros	No KYC Competitive interest rates
CoinRabbit Cons	Focused only on Stablecoins
CoinRabbit Bonus/Promo	Sign up
CoinZoom Earn
CoinZoom Earn Compounds	Yes
CoinZoom Earn Bitcoin	2.5%
CoinZoom Earn Ethereum	2.25%
CoinZoom Earn Litecoin	3.5%
CoinZoom Earn Doge	7%
CoinZoom Earn Stablecoin	8%
CoinZoom Earn Withdrawal Fees	Yes
CoinZoom Earn Payouts	Monthly on the seventh day
CoinZoom Earn Lockup Terms	None
CoinZoom Earn Max Rate Conditions
CoinZoom Earn Native Token	ZOOM
CoinZoom Earn Founded	2018
CoinZoom Earn HQ	Salt Lake City, UT
CoinZoom Earn Availability	Not available in NY
CoinZoom Earn Pros	Full featured application 40+ support coins
CoinZoom Earn Cons
CoinZoom Earn Bonus/Promo	$10 in ZOOM for single trade of $100 USD and hold balance of $100 USD Sign up
Crypto.com
Crypto.com Compounds	No
Crypto.com Bitcoin	1.5% - 8.5%
Crypto.com Ethereum	3.5% - 8.5%
Crypto.com Litecoin	0.5% - 5%
Crypto.com Doge	0.5% - 5%
Crypto.com Stablecoin	6% - 14%
Crypto.com Withdrawal Fees	Yes
Crypto.com Payouts	Weekly
Crypto.com Lockup Terms	None (flexible), 1 month, 3 months
Crypto.com Max Rate Conditions	3 month lockup, stake $40,000 in CRO. Lower tiers are available.
Crypto.com Native Token	CRO
Crypto.com Founded	2016
Crypto.com HQ	Hong Kong
Crypto.com Availability	All states but New York and 100+ markets
Crypto.com Pros	Very popular, established service Credit card program with unique perks
Crypto.com Cons	Requires deposits into Crypto Earn funds before interest is earned Deposit minimums required for interest Does not compound Requires CRO to unlock better rates
Crypto.com Bonus/Promo	$25 after reserving credit card (requires CRO purchase). Use referral code: hmbqqfpsej Sign up
Eco App
Eco App Compounds	No
Eco App Bitcoin	n/a
Eco App Ethereum	n/a
Eco App Litecoin	n/a
Eco App Doge	n/a
Eco App Stablecoin	2.5% - 5%
Eco App Withdrawal Fees	None
Eco App Payouts	Monthly on first business day
Eco App Lockup Terms	None
Eco App Max Rate Conditions	Earn .5% more interest for each referred user
Eco App Native Token	n/a
Eco App Founded	2018
Eco App HQ	San Francisco, CA
Eco App Availability	US only
Eco App Pros	Easy bank integration Easy to earn interest on USD
Eco App Cons	US only Does not support other cryptocurrencies
Eco App Bonus/Promo	Sign up
FTX Earn
FTX Earn Compounds	Yes
FTX Earn Bitcoin	5% - 8%
FTX Earn Ethereum	5% - 8%
FTX Earn Litecoin	5% - 8%
FTX Earn Doge	5% - 8%
FTX Earn Stablecoin	5% - 8%
FTX Earn Withdrawal Fees	Yes for ETH/ERC-20 and small BTC amounts
FTX Earn Payouts	Hourly
FTX Earn Lockup Terms	None
FTX Earn Max Rate Conditions	All funds up to $10,000 earn max rate.
FTX Earn Native Token	n/a
FTX Earn Founded	2014
FTX Earn HQ	Berkeley, CA
FTX Earn Availability	Worldwide, exchange services not available in US
FTX Earn Pros	Full featured application Great interest rates for first $10,000 of any coin
FTX Earn Cons
FTX Earn Bonus/Promo	Free random coin with $10 deposit Sign up
Gemini
Gemini Compounds	Yes
Gemini Bitcoin	1.49%
Gemini Ethereum	2.05%
Gemini Litecoin	2.77%
Gemini Doge	5.03%
Gemini Stablecoin	7.4%
Gemini Withdrawal Fees	Yes (transfer and agent fees)
Gemini Payouts	Must be redeemed
Gemini Lockup Terms	None
Gemini Max Rate Conditions
Gemini Native Token	GUSD
Gemini Founded	2014
Gemini HQ	New York, NY
Gemini Availability	All U.S. states and Singapore
Gemini Pros	Available in NY state No minimums, no transfer or withdrawal fees Supports DOGE
Gemini Cons	BTC and ETH rates are lower than competition
Gemini Bonus/Promo	$10 after $100 trade Sign up
Haru
Haru Compounds	Yes
Haru Bitcoin	6.1% - 15.2%
Haru Ethereum	6% - 14.7%
Haru Litecoin	n/a
Haru Doge	n/a
Haru Stablecoin	7.7% - 15%
Haru Withdrawal Fees	Yes
Haru Payouts	Daily
Haru Lockup Terms	None, or customized between 15 to 365 days (for Haru Earn Plus)
Haru Max Rate Conditions	Lockup for 365 days for max rate (reduced lockup terms are available for reduced rates)
Haru Native Token	n/a
Haru Founded	2019
Haru HQ	Signapore
Haru Availability	Worldwide
Haru Pros	Top interest rates for BTC and ETH Significant rate boosts for locking up for 30-365 days (Haru Interest Plus)
Haru Cons	Newer platform Fees for each withdrawal (see fees)
Haru Bonus/Promo	Bonus 0.2% interest rate for life of account Sign up
hi.com
hi.com Compounds	No
hi.com Bitcoin	n/a
hi.com Ethereum	n/a
hi.com Litecoin	n/a
hi.com Doge	n/a
hi.com Stablecoin	n/a
hi.com Withdrawal Fees
hi.com Payouts
hi.com Lockup Terms
hi.com Max Rate Conditions
hi.com Native Token	HI
hi.com Founded	2019
hi.com HQ	Signapore
hi.com Availability	Worldwide
hi.com Pros	Innovative ideas and whitepaper concepts Generous daily rewards for free
hi.com Cons	Many features still in development
hi.com Bonus/Promo	Daily claimable hi Dollars Sign up
Hodlnaut
Hodlnaut Compounds	Yes
Hodlnaut Bitcoin	1% - 7.46%
Hodlnaut Ethereum	2.02% - 7.46%
Hodlnaut Litecoin	n/a
Hodlnaut Doge	n/a
Hodlnaut Stablecoin	3.04% - 12.73%
Hodlnaut Withdrawal Fees	Yes
Hodlnaut Payouts	Monday
Hodlnaut Lockup Terms	None
Hodlnaut Max Rate Conditions	Hodlnaut tiers their interest rate. For example, Bitcoin is tiered on these values: 2 BTC 2-10 BTC 10-100 BTC over 100 BTC
Hodlnaut Native Token	n/a
Hodlnaut Founded	2019
Hodlnaut HQ	Singapore, Hong Kong
Hodlnaut Availability	Worldwide
Hodlnaut Pros	Global availability Earn interest in coin of choice instead of in-kind
Hodlnaut Cons	Tiered interest rates Fees for withdrawals (vary by coin)
Hodlnaut Bonus/Promo	$20 after $1000 deposit Sign up
Inlock
Inlock Compounds	Yes
Inlock Bitcoin	4.2%
Inlock Ethereum	3.4%
Inlock Litecoin	3.4%
Inlock Doge	n/a
Inlock Stablecoin	8.8%
Inlock Withdrawal Fees	No
Inlock Payouts	Weekly
Inlock Lockup Terms	None
Inlock Max Rate Conditions	Earn in ILK token and/or hold ILK token for increased interest rates.
Inlock Native Token	ILK
Inlock Founded	2018
Inlock HQ	Budapest, Hungary
Inlock Availability	Worldwide
Inlock Pros	Competitive interest rates In-app swaps
Inlock Cons	Best interest rates require ILK token App needs design updates to match new branding
Inlock Bonus/Promo	$20 BTC with $50 deposit (or more with larger deposit) Sign up
Kraken
Kraken Compounds	No
Kraken Bitcoin	0.25%
Kraken Ethereum	5% - 7%
Kraken Litecoin	n/a
Kraken Doge	n/a
Kraken Stablecoin	2%
Kraken Withdrawal Fees	Yes
Kraken Payouts	Once or twice a week, depending on coin
Kraken Lockup Terms
Kraken Max Rate Conditions	ETH requires lockup until launch of ETH2, non-native (off-chain) staking (BTC and stablecoin) not available in all countries
Kraken Native Token	n/a
Kraken Founded	2011
Kraken HQ	San Francisco, CA
Kraken Availability	Worldwide, all US states except NY and WA
Kraken Pros	Offers on and off-chain staking Off-chain staking not available in all locations (US, Japan, UK, etc) Full exchange services
Kraken Cons	Interest rate will vary (Kraken takes a flat 15% from staking rewards)
Kraken Bonus/Promo	Sign up
Ledn
Ledn Compounds	Yes
Ledn Bitcoin	2.25% - 6.1%
Ledn Ethereum	n/a
Ledn Litecoin	n/a
Ledn Doge	n/a
Ledn Stablecoin	9%
Ledn Withdrawal Fees	Yes
Ledn Payouts
Ledn Lockup Terms
Ledn Max Rate Conditions	Max rate paid for first 2 BTC. See terms.
Ledn Native Token	n/a
Ledn Founded	2018
Ledn HQ	Ontario, Canada; Wyoming
Ledn Availability	Worldwide
Ledn Pros	Competitive stablecoin rates
Ledn Cons	Limited coin support
Ledn Bonus/Promo	$25 after loan taken Sign up
Lido
Lido Compounds	No
Lido Bitcoin	n/a
Lido Ethereum	5.4%
Lido Litecoin	n/a
Lido Doge	n/a
Lido Stablecoin	n/a
Lido Withdrawal Fees	Yes (gas fees)
Lido Payouts	Daily
Lido Lockup Terms	None
Lido Max Rate Conditions
Lido Native Token	LDO
Lido Founded	2020
Lido HQ
Lido Availability	Worldwide
Lido Pros	Decentralized way to earn ETH natively
Lido Cons
Lido Bonus/Promo	Sign up
linus
linus Compounds	Yes
linus Bitcoin	n/a
linus Ethereum	n/a
linus Litecoin	n/a
linus Doge	n/a
linus Stablecoin	4%
linus Withdrawal Fees	None
linus Payouts
linus Lockup Terms	None
linus Max Rate Conditions
linus Native Token	n/a
linus Founded	2019
linus HQ	Nashville, TN
linus Availability	US only except Alaska, Hawaii, Minnesota, or New York
linus Pros	Simple, easy to use service USD deposits only
linus Cons	No native app yet
linus Bonus/Promo	$20 with $100 deposit Sign up
Luno
Luno Compounds	Yes
Luno Bitcoin	4%
Luno Ethereum	4%
Luno Litecoin	n/a
Luno Doge	n/a
Luno Stablecoin	7.6%
Luno Withdrawal Fees	Yes for certain coins
Luno Payouts	First day of each month
Luno Lockup Terms	7 day withdrawal period
Luno Max Rate Conditions
Luno Native Token	n/a
Luno Founded	2013
Luno HQ	London, UK
Luno Availability	Not available in the US
Luno Pros	Simple and easy to use app
Luno Cons	Listed interest rates are targets (and may vary)
Luno Bonus/Promo	Get 0.001 BTC when you deposit and buy 0.02 BTC (use promo code below) Sign up
MyConstant
MyConstant Compounds	Yes
MyConstant Bitcoin	4%
MyConstant Ethereum	4%
MyConstant Litecoin	n/a
MyConstant Doge	n/a
MyConstant Stablecoin	4%
MyConstant Withdrawal Fees	None
MyConstant Payouts	Every Second
MyConstant Lockup Terms	0, 30, 90 or 180 day fixed terms.
MyConstant Max Rate Conditions
MyConstant Native Token	n/a
MyConstant Founded	2018
MyConstant HQ	Redlands, CA
MyConstant Availability	Worldwide
MyConstant Pros	Withdrawl anytime, penalty free
MyConstant Cons	Low stablecoin interest rate Certain coins may be capped and not accept new deposits
MyConstant Bonus/Promo	15-day $4000 trial bonus, keep interest earned during trial Sign up
Nexo
Nexo Compounds	Yes
Nexo Bitcoin	4% - 6%
Nexo Ethereum	4% - 6%
Nexo Litecoin	4% - 6%
Nexo Doge	2% - 3%
Nexo Stablecoin	8%
Nexo Withdrawal Fees	Limited free withdrawls per month
Nexo Payouts	Daily
Nexo Lockup Terms	None or 1 month
Nexo Max Rate Conditions	Lockup terms for 1 month and owning 10% of holdings in NEXO token. Earn 2% extra if earning in NEXO.
Nexo Native Token	NEXO
Nexo Founded	2017
Nexo HQ	London, UK
Nexo Availability	Worldwide excluding Afghanistan, Bulgaria, Burma (Myanmar), Central African Republic, Cote d’Ivoire, Cuba, Democratic Republic of Congo, Eritrea, Estonia, Iran, Iraq, Lebanon, Libya, North Korea, Republic of the Congo, Sierra Leone, Somalia, South Sudan, Sudan, Syria, Yemen, Zimbabwe
Nexo Pros	Competitive rates for all coins deposited No lockup periods Very popular platform
Nexo Cons	Limited to 1-5 free withdrawal per month depending on verification
Nexo Bonus/Promo	$10 BTC for depositing $100 Sign up
Okcoin
Okcoin Compounds	No
Okcoin Bitcoin	n/a
Okcoin Ethereum	n/a
Okcoin Litecoin	n/a
Okcoin Doge	n/a
Okcoin Stablecoin	4.22% - 7.61%
Okcoin Withdrawal Fees	No
Okcoin Payouts
Okcoin Lockup Terms
Okcoin Max Rate Conditions
Okcoin Native Token	n/a
Okcoin Founded	2013
Okcoin HQ	San Francisco, CA
Okcoin Availability	Worldwide
Okcoin Pros	Full exchange services Easy to use defi yield products
Okcoin Cons	Few supported coins for Earn program
Okcoin Bonus/Promo	$50 BTC when you buy $100 of crypto Sign up
Outlet
Outlet Compounds	Yes
Outlet Bitcoin	n/a
Outlet Ethereum	n/a
Outlet Litecoin	n/a
Outlet Doge	n/a
Outlet Stablecoin	6%
Outlet Withdrawal Fees	None
Outlet Payouts	First day of each month
Outlet Lockup Terms	None
Outlet Max Rate Conditions
Outlet Native Token	n/a
Outlet Founded	2019
Outlet HQ	NJ, USA
Outlet Availability	Worldwide, excluding the following US States: New York, New Hampshire, Connecticut, Hawaii, Vermont, Virginia, Texas
Outlet Pros	Very simple process for non-crypto users interested in high interest rates Automatic stablecoin purchase, interest generation No fees or lockups
Outlet Cons	No support for other cryptocurrencies such as bitcoin Cannot send stablecoin directly to account, bank transfers only 5 days before deposits settle and earn interest
Outlet Bonus/Promo	$5 bonus with any deposit Sign up
Pei
Pei Compounds	Yes
Pei Bitcoin	4% - 8%
Pei Ethereum	n/a
Pei Litecoin	n/a
Pei Doge	n/a
Pei Stablecoin	n/a
Pei Withdrawal Fees	No
Pei Payouts	Monthly
Pei Lockup Terms	None
Pei Max Rate Conditions	Up to 8% is offered on certain promotional terms.
Pei Native Token	n/a
Pei Founded	2017
Pei HQ	Austin, TX
Pei Availability	US only
Pei Pros	Earn free Bitcoin by simply linking existing cards and making purchases at supported vendors
Pei Cons	Focused only on BTC Cashback is the focus over being a pure wallet US only
Pei Bonus/Promo	$10 by using invite code/link, complete 1 transaction within 14 days Sign up
Vauld
Vauld Compounds	Yes
Vauld Bitcoin	4.6% - 6.7%
Vauld Ethereum	4.6% - 6.7%
Vauld Litecoin	n/a
Vauld Doge	n/a
Vauld Stablecoin	9.41% - 12.68%
Vauld Withdrawal Fees	None
Vauld Payouts	Weekly or at end of deposit term
Vauld Lockup Terms	None, 1 month, 6 months
Vauld Max Rate Conditions	Must lock deposit for 1-6 months.
Vauld Native Token	n/a
Vauld Founded	2018
Vauld HQ	Signapore
Vauld Availability	Worldwide
Vauld Pros	Great stablecoin rates Competitive BTC and ETH rates
Vauld Cons
Vauld Bonus/Promo	1.25% bonus interest rate Sign up
Voyager
Voyager Compounds	Yes
Voyager Bitcoin	5.75% - 7.25%
Voyager Ethereum	4.6% - 6.10%
Voyager Litecoin	5%
Voyager Doge	2%
Voyager Stablecoin	9% - 10.5%
Voyager Withdrawal Fees	Yes
Voyager Payouts	Monthly on the fifth business day
Voyager Lockup Terms	None
Voyager Max Rate Conditions	Must hold 20,000 VGX in your account.
Voyager Native Token	n/a
Voyager Founded	2017
Voyager HQ	NJ, USA
Voyager Availability	US only, excluding NY state.
Voyager Pros	Full exchange services Competitive rates Broad coin support
Voyager Cons	Not available outside US Variable fee applies for withdrawing coins (see fees) App interface can be confusing, overloaded Minimum balances required to earn interest
Voyager Bonus/Promo	$25 BTC bonus with $100 deposit and $100 in trades Sign up
YouHodler
YouHodler Compounds	Yes
YouHodler Bitcoin	4.8%
YouHodler Ethereum	5.5%
YouHodler Litecoin	5.5%
YouHodler Doge	3%
YouHodler Stablecoin	12%
YouHodler Withdrawal Fees	Yes
YouHodler Payouts	Weekly
YouHodler Lockup Terms	None
YouHodler Max Rate Conditions
YouHodler Native Token	n/a
YouHodler Founded	2018
YouHodler HQ	Switzerland, Cyprus
YouHodler Availability	Not available in the US
YouHodler Pros	Great interest rates with compounding interest Withdrawal anytime Wide coin support
YouHodler Cons	Not available in the US No user signup bonus
YouHodler Bonus/Promo	Sign up
Zipmex
Zipmex Compounds	Yes
Zipmex Bitcoin	2% - 5%
Zipmex Ethereum	2% - 5.5%
Zipmex Litecoin	2% - 5.5%
Zipmex Doge	n/a
Zipmex Stablecoin	5% - 6%
Zipmex Withdrawal Fees	Yes
Zipmex Payouts	Daily
Zipmex Lockup Terms	None or 45 days
Zipmex Max Rate Conditions	Lock up for 45 days with Ziplock
Zipmex Native Token	ZMT
Zipmex Founded	2019
Zipmex HQ	Signapore
Zipmex Availability	Not available in the US
Zipmex Pros	Easy to start earning on desposits Full exchange services
Zipmex Cons
Zipmex Bonus/Promo	2.5 ZMT by locking 250 ZMT or 25 ZMT by locking 5,000 ZMT plus special gift Sign up

Use our powerful comparison tool to directly compare two crypto interest account platforms head to head. Directly compare features, interest rates, functionality as well as pros & cons.

Compare

vs.

Select two platforms to compare

See these popular comparisons