Compare the Best Crypto Credit Cards


If you’re looking for a way to earn crypto rewards with your next credit card, where do you even start your research?

We’re doing all the research to help you find the best crypto credit card. We focus on the rewards, breaking down the spending categories, and other important details to help you pick the best one.

Credit Card Crypto Rewards by Spending Category

By spending categories

Best crypto rewards credit card for Any spending category


Wirex Card 2% back

Nexo Card 0.5% back

Best crypto rewards credit card for Dining


Best crypto rewards credit card for Groceries


 

All crypto reward cards

A handy list of all the currently available crypto reward credit and debit cards.

 

 

Type

Network

Any

Dining

Groceries

Entertaiment

Fuel

Travel

How You Earn

Annual Fee

Annual Max Spend

Material

Colors

Availability

 

Bitpay Debit Card

Debit

Mastercard

None

Plastic

Blue

Now

Apply

Coinbase Card

Debit

Visa

1%

Earn crypto back on your purchases (select from USDC, BTC, ETH, DOGE, DAI, XLM or others).

None

Plastic

Blue

Now

Apply

CoinJar Card

Debit

Mastercard

1 point per 1 dollar spent, redeem in the CoinJar store for crypto or gift cards

None

Plastic

White

Now (Aus and UK only)

Apply

Crypto.com Card

Credit

Visa

Earn 0-5% cash back in CRO, depending on card

None

Plastic

Blue, Ruby, Indigo/Green, White/Rose Gold, Black

Now

Apply

Fold Card

Debit

Visa

Each time you use Fold card, you earn a spin. Each spin gives you a chance for Bitcoin.

None, $150

Plastic

Yellow, Black

Now

Apply

Gemini Credit Card

Credit

Mastercard

1%

2%

3%

Choose from over 60 cryptocurrencies to earn, rewards are paid out immediately

None

$6000

Metal

Black, Silver, Rose Gold

Now

Apply

Nexo Card

Credit

Mastercard

0.5%

Earn 0.5% back in Bitcoin, or 2% back in NEXO coin

None

Plastic

Blue

Now (unavailable in the US)

Apply

Sofi Credit Card

Credit

Mastercard

2%

Earn "SoFi Reward Points" that can be redeemed for crypto in app

None

Plastic

Blue

Now

Apply

Unbanked Blockcard

Debit

Visa

Earn 1-6% back in UNBNK, requires UNBNK staking (see chart below)

$60

Plastic

White

Now

Apply

Upgrade Bitcoin Rewards Card

Credit

Visa

1.5%

Earn unlimited 1.5% back in Bitcoin

None

Plastic

Black

Now

Apply

Wirex Card

Credit

Visa

2%

Earn X-Points on each transaction, redeemable for Bitcoin

None

Plastic

Green

Now

Apply

Dive into the world of crypto rewards credit cards and start earning more crypto

Using a crypto rewards credit card to make your everyday purchases is a great way to increase your crypto holdings and slowly move into a stronger position.

These reviews have been written by our in-house credit card and crypto lending experts, who study and research everything from interest rates, reward structures and spending categories to help you figure out the best ways to use each credit card to earn the most. A lot of people think getting rewarded with credit cards is just about earning cash-back points. However, turning your rewards into a long-term investment with cryptocurrency can be a much more rewarding opportunity.

Researching the best crypto and debit card reward programs

Finding the most rewarding crypto card program can be pretty time-intensive, but our site, reviews and comparisons help make it easier.

Deciding on a crypto rewards credit card

First, you’ll want to be sure you’d rather earn your cash back style rewards in cryptocurrency moving forward in place of any bill credits or reward points, which are the most common in typical credit card programs (non-crypto). Chances are, you’ve already made that decision!

Paying with crypto

You may also want the ability to pay your credit card debt with your crypto assets. This is possible, but only a select few programs do this, and you might incur a taxable event (not tax advice, contact your tax professional for your locale) if they “sell” your crypto at the time of payment for your base currency.

Reward programs vary greatly in their percent of rewards, spending categories and other perks (such as free streaming services).

We recommend assessing your top spending categories across dining, vacation, groceries, shopping and fuel. Whichever top category you typically use, you’ll want to grab a card with the best percent back in those categories.

Figure out your top spending categories

You’ll also want to know which crypto you want to earn back as the reward. We recommend Bitcoin or Ethereum, but you may want to grow your bags in something else, so check with each card program to see what crypto you can earn your rewards in to see if they offer it. Usually, you can change this on a monthly basis, in case you do change your mind later.

Crypto credit cards

After you know your top spending categories and what crypto you want to earn back, it’s time to find the best credit card with the highest % reward in that category.

For example, if you spend a lot on eating out each month, you may want to apply for the Voyager Credit Card, which currently pays 2% crypto back for dining and restaurants. That way, when it comes time to pay, you know to go to your Voyager Card.

Keeping it simple (or I don’t care about categories)

If you’re not into the hassle of knowing which card to use at particular businesses, finding the best crypto rewards card in the “all” category would be your best bet. That way, you just have a single go-to card that you use for all your purchases. All or any categories mean just that; all the purchases you make (and pay off) are rewarded back at the same rate, although some might have upper monthly or annual limits you’ll need to stay inside of.

You’ve found the one

So, there you have it, a quick overview of how to pick out the best crypto rewards credit card program for your style of spending. Holding a well-aligned crypto credit card is a powerful way to earn crypto and grow your bags over time and really is a unique DCA (dollar-cost averaging) technique that improves your time in market and accumulation.

Have any tips or resources? Please let us know, as we’re expanding this section with more programs, cards and how-to guides.