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Nexo is not available or limited in the US. See USA crypto interest accounts available for US users.

Nexo Interest Rates

BTC Bitcoin


3% - 7%

ETH Ethereum


4% - 8%

USD Stablecoin Any supported USD-based stablecoin, such as USDC/USDT

9% - 16%

SOL Solana

4% - 8%

LTC Litecoin

4% - 8%

Nexo Facts

Nexo Facts

Founded 2017

Compounding interest


Withdrawal fees

Limited free withdrawls per month


Worldwide (excluding US and Canada)

Lockup terms

None or 1 month



Nexo white logo nexo.io
Nexo: Get $500

Conditions/Requirements for max Nexo Interest Rate

Lockup terms for 1 month (adds 1%). Loyalty level based upon holdings in NEXO token. Earn max rate by earning in NEXO (adds +2%).

Nexo New User Bonus

Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term

Nexo Review

Nexo: Get $500

Nexo is one of the most popular crypto interest account platforms, and has withstanded while other centralized platforms have closed.

Nexo Earn is the interest-bearing product for crypto deposits.

Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month term lock up (completely optional and a manual process that needs to be renewed each month)

You also get free withdrawals (1-5 per month), depending on loyalty level.

Nexo also supports and pays interest for popular altcoins like Solana (SOL), Avalanche (AVAX), Fantom (FTM) and Polygon (MATIC).

How does Nexo pay interest?

Nexo pays interest on over 30 cryptocurrencies on a daily basis.

Being a crypto lending company, Nexo pays interest on your deposits that it loans out to other customers (either individuals or institutions).

Nexo has focused on keeping its financial health by focusing on strong fundamentals, including over-collateralization to weather volatile markets, real-time audits by a third-party and market-neutral strategies to keep risks low. However, all crypto lending platforms carry a certain amount of risk that needs to be considered when entrusting your funds to any custodial service.

Is Nexo available in the US?

Nexo does not pay interest on crypto in the United States of America and Canada. See other crypto interest account platforms available in the US.

See also:  M2

Nexo interest rates

Nexo introduced balance limits and variable interest rates depending on:

  • your loyalty tier (the amount of Nexo tokens in your account)
  • type of interest paid out (in kind or in Nexo tokens, which gains more)
  • type of savings term (flex or fixed, which gains more)

Nexo Pros

  • Fair rates for all coins deposited
  • Popular platform
  • 1-5 free withdrawal per month depending on loyalty tier

Nexo Cons

  • Not available in the US
  • Hard to know exactly the rate you are earning

Where does Nexo rank?

Nexo FAQ

Is Nexo interest compounded?

Yes, Nexo compounds interest.

How often do you receive payouts at Nexo?


Where is the Nexo headquartered/located?

Nexo is located in London, UK.

Where is Nexo available (what countries is Nexo available)?

Worldwide (excluding US and Canada).

When was Nexo founded?

Nexo was founded in 2017.

Is Nexo available in the USA?

No, Nexo is not available in the USA.

Does Nexo pay interest on Bitcoin?

Yes, Nexo pays interest on Bitcoin.

Does Nexo pay interest on Ethereum?

Yes, Nexo pays interest on Ethereum.

Does Nexo pay interest on Dogecoin?

No, Nexo does not support Dogecoin.

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Questions or comments about Nexo?

Our team is here to answer them.