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Nexo is not available or limited in the US. See USA crypto interest accounts available for US users.

Nexo Interest Rates


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5% - 7%

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8% - 10%

USDx Stablecoin Any supported USD-based stablecoin, such as USDC/USDT

10% - 12%

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6% - 8%

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6% - 8%

1% - 3%

Interest rates last updated January 27, 2023.

Nexo Facts

Nexo Facts

Founded 2017

Compounding interest


Withdrawal fees

Limited free withdrawls per month


Worldwide, exiting the US market

Lockup terms

None or 1 month



Nexo white logo

Conditions/Requirements for max Nexo Interest Rate

Lockup terms for 1 month adds 1-2%. Loyalty level based upon holdings in NEXO token. Earn max rate by earning in NEXO (normally 2%).

Nexo Review

Haru Invest - Earn up to 12.8%

Nexo is one of the most popular crypto interest account platforms, and one of the first.

Nexo offers a crypto credit card, competitive interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month term lock up (completely optional and a manual process that needs to be renewed each month)

You also get free withdrawals, 1-5 per month, depending on loyalty level.

Nexo also supports and pays interest for popular altcoins like Solana (SOL), Avalanche (AVAX), Fantom (FTM) and Polygon (MATIC).

How does Nexo pay interest?

Nexo pays interest on over 30 cryptocurrencies on a weekly basis.

Being a crypto lending company, Nexo pays interest on your deposits that it loans out to other customers (either individuals or institutions).

Nexo has focused on keeping its financial health by focusing on strong fundamentals, including overcollateralization to weather volatile markets, real-time audits by a third-party and market-neutral strategies to keep risks low. However, all crypto lending platforms carry a certain amount of risk that needs to be considered when entrusting your funds to any custodial service.

Is Nexo available in the US?

Sadly, new users in the US are unable to earn interest on deposits. Users with existing deposits are unaffected by this change. See other crypto interest account platforms available in the US.

Nexo rate changes

In July 2022, Nexo introduced balance limits depending on your loyalty tier.

Nexo base loyalty tiers

Nexo Pros

  • Fair rates for all coins deposited
  • Popular platform
  • 1-5 free withdrawal per month depending on loyalty tier

Nexo Cons

  • Exiting US market due to unclear regulation
  • Hard to know exactly the rate you are earning
  • New balance limits

Where does Nexo rank?

Nexo New User Bonus / Referral Code

$100 BTC for depositing $1000

Nexo Alternatives

Nexo FAQ

Is Nexo interest compounded?

Yes, Nexo compounds interest.

How often do you receive payouts at Nexo?


Where is the Nexo headquartered/located?

Nexo is located in London, UK.

Where is Nexo available (what countries is Nexo available)?

Worldwide, exiting the US market.

When was Nexo founded?

Nexo was founded in 2017.

Is Nexo available in the USA?

No, Nexo is not available in the USA.

Does Nexo pay interest on Bitcoin?

Yes, Nexo pays interest on Bitcoin.

Does Nexo pay interest on Ethereum?

Yes, Nexo pays interest on Ethereum.

Does Nexo pay interest on Dogecoin?

Yes, Nexo pays interest on Dogecoin.

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Questions or comments about Nexo?

Our team is here to answer them.