USDC 
USDT 
Bitcoin 
Ethereum 
Wirex Snapshot
Crypto and fiat spending app with interest-bearing X-Accounts on stablecoins and crypto holdings.
Pros
- Competitive rates for crypto
Cons
- Earn achieved by converting to DAI internally
- X-Account rates vary by coin
Review Yield data below to understand the source of these returns.
- USDT Stablecoin
- 6% APY
Stablecoins are not FDIC insured and earning yield requires lending, deploying or other activities, which involves risk.
Report inaccurate data for Wirex
Rate Alerts
Confirm your email, then choose Wirex, specific coins, or other platforms to watch for rate changes.
Wirex Calculator
Estimates are based on Wirex current APY. Rates are subject to change.
Wirex Yield Scorecard
Yield Mechanics
- Trading
- Trading Strategies
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2014
Flexibility & Access
- Lockups
- None
- Access
- Worldwide, excluding NY
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Wirex Review
Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.
X-Accounts are a unique feature offered by Wirex that allows users to earn interest on their traditional and cryptocurrency holdings.
Wirex achieves these crypto interest rates by converting X-Account funds into DAI or another stablecoin, and placing them in a DeFi protocol. This streamlined process eliminates traditional DeFi complexities and fees, providing users with a straightforward balance that can grow or be withdrawn at any time. By incorporating DeFi for the user, Wirex passes on high returns to users in the form of interest without the technical hassle or burdens required to do it yourself.
More about Wirex
Is Wirex legit?
With a user base of 6 million+, Wirex is an established player in the cryptocurrency industry.
Is Wirex available in US?
Wirex is available to most US-based customers except residents of New York.
Where is Wirex based?
Wirex has its headquarters in London, UK along with offices in Kyiv, Italy and Singapore.
Wirex FAQ
Is Wirex available in the USA?
Yes, Wirex is available in the USA.
Does Wirex pay compound yield?
Yes, Wirex pays compound yield.
How often do you receive payouts?
Weekly
Does Wirex require a lockup period?
No, Wirex does not require a lockup period. You can withdraw your funds at any time.
Does Wirex pay interest on Bitcoin?
No, Wirex does not currently pay interest on Bitcoin.
Does Wirex pay interest on Ethereum?
No, Wirex does not currently pay interest on Ethereum.
Does Wirex pay rewards on stablecoins?
Yes, Wirex pays 6% APY on stablecoins like USDT.
When was Wirex founded?
Wirex was founded in 2014.
Where is Wirex headquartered?
Wirex is headquartered in London, UK.
Where is Wirex available?
Worldwide, excluding NY
Wirex Card
- Compounds
- Yes
- Payouts
- Weekly
- Withdraw Fees
- Varies
- Lockups
- None
- Founded
- 2014
- Headquarters
- London, UK
- Availability
- Worldwide, excluding NY
