The Kingdom Bank

The Kingdom Bank Interest Rates

Stablecoin: 2 - 3.5% APY

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Max Rate Requirements

Lockup deposit for 365 days

Compounding Interest: No
Lockup Period: 30-365 days
Founded: 2015
Headquarters: Dominica
Availability: Worldwide

neobank

The Kingdom Bank Pros

Simple, bank-like structure for earning on USDT stablecoins
Predictable return based on fixed terms

The Kingdom Bank Cons

Minimum $1,000 USDT deposit
Modest rates with required lockup terms
Tron network only

The Kingdom Bank Review

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn interest over time. This is a custodial product, not DeFi, and functions more like a traditional time deposit.

Crypto Savings Account for Tether (USDT on Tron Network)
30-day term: 2.0% APY
365-day term: 3.5% APY

Interest is calculated based on the term you select at the time of deposit, and funds must remain locked until maturity.

The Kingdom Bank’s crypto savings account offers modest yields for users comfortable parking USDT for fixed periods. While the product may appeal to those seeking a traditional, custodial approach to earning stablecoin interest, it lacks flexibility and offers lower returns than other modern services, non-custodial or on-chain options.