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Best Bitcoin Yields

We track 20 platforms generating yield on Bitcoin. Compare current APY yields.

Calculate Your BTC Yields

Estimate potential earnings using a selected annual rate. The calculator applies annual compounding for illustration and does not reproduce every provider's payout schedule.

%
1Y5Y10Y
Projected Balance--After 5 Years
Total Profit--Earnings
Daily--
Weekly--
Monthly--
Annually--

*Breakdown estimates based on Year 1 earnings. Totals based on annual compounding over duration.

What is a Bitcoin Yield Account?

A Bitcoin yield product can generate returns through lending, platform-funded rewards, fixed savings or a managed vault. The mechanism determines which custody, borrower, liquidity and smart-contract risks apply.

Compare the accessible base rate before a conditional maximum. Confirm whether the provider quotes APR or APY, how rewards are paid, and whether the displayed rate applies to the full balance.

All Bitcoin Yields

Comprehensive list of all tracked platforms.

20 Platforms
Lune

Lune

21.5% APY
Nebeus

Nebeus

12% APY
CoinDepo

CoinDepo

12% APYDOWN
EarnPark

EarnPark

10% APY
YouHodler

YouHodler

7% APY
Nexo

Nexo

6.5% APY
Clapp Finance

Clapp Finance

5% APY
Bitfinex

Bitfinex

1.98% APY
Coinmetro

Coinmetro

1.8% APY
Tuyo

Tuyo

1.6% APY
Phemex

Phemex

1% APYUP
ether.fi

ether.fi

0.62% APYUP
CoinRabbit

CoinRabbit

0.3% APY
EXMO

EXMO

0.2% APYDOWN
Crypto.com

Crypto.com

0.2% APYDOWN
Krak

Krak

0.1% APY
Kraken

Kraken

0.02% APYDOWN
Bitvavo

Bitvavo

0.02% APYDOWN
Backpack

Backpack

0.02% APYDOWN

Checklist: How to choose a BTC yield account

  • Compare Rate Units & TiersCheck whether the quote is APR or APY and whether it applies to your full deposit amount.
  • Check Withdrawal TermsDecide between flexible accounts (withdraw anytime) or fixed lock-ups (higher yields but less liquid).
  • Platform HistoryLook for platforms with a solid track record through multiple market cycles.

How to Calculate BTC Yield

Providers may quote APR or APY. APY includes an assumed compounding effect, while APR does not. This calculator treats the entered percentage as an effective annual rate for illustration; verify the provider's payout schedule before comparing the result.

Risks of Earning Yield on Bitcoin

  • Platform Risk: Centralized platforms hold your private keys. If they go bankrupt, you may lose funds.
  • Smart Contract Risk: In DeFi protocols, bugs in the code could be exploited.
  • Market Volatility: While you earn yield inBTC, the USD value of your asset can drop significantly.

Frequently Asked Questions

What is the current price of Bitcoin?

The current price of Bitcoin is loading.... Prices fluctuate based on market demand and are updated in real-time.

What risks come with earning yield on BTC?

Crypto yield products can add platform, custody, borrower, liquidity, smart-contract and regulatory risk. They are not insured bank deposits, and spreading funds across platforms does not remove those risks.

Do I need to lock my BTC?

Not always. Flexible accounts allow you to withdraw anytime, though usually at a lower yield. Fixed terms (30, 90 days) typically offer higher APY.