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Coin Interest Rate Methodology

We independently track and compare crypto rates, product terms, and platform risks to help readers evaluate more than an advertised rate.

How we track and present rates

  • We prioritize generally available base rates and clearly state eligibility, deposit and lockup requirements. We exclude tiered or otherwise promotional rates from base-rate comparisons.
  • We disclose known fees and material product terms, including lockup periods and withdrawal restrictions. “Up to” rates may be listed when the requirements for earning them are clearly available.
  • Our lists and rankings are editorially controlled and are not influenced by partners or advertisers. Coverage is not exhaustive, and inclusion does not constitute an endorsement.
  • Each platform’s Yield Scorecard explains the criteria we use to assess risk. Scores provide context for comparison—not a guarantee of safety or future performance.

Risk context

Your principal may be partially or entirely lost through asset, platform, protocol, or strategy failure. Withdrawals may be delayed, restricted, or suspended. Actual returns may be lower than advertised because of changing rates, eligibility limits, fees, lockup terms, or reward-token volatility. Safeguards such as audits, reserves, or insurance may provide only limited protection. Past or advertised returns do not guarantee future results.

Before choosing a product: verify the current rate, eligibility rules, fees, lockup, and withdrawal terms directly with the provider. Rates and product terms can change after our review.