What is a crypto earn program?

A crypto earn program pays yield (APY) on supported coins when you hold, lend, or stake assets on a platform.

How do I compare crypto earn programs?

Compare supported coins, best APY, average APY, payout policy, and lockup terms. This page groups those details by platform in one table.

Which coins are included in this crypto earn program tracker?

This tracker includes Bitcoin, Ethereum, Solana, XRP, Litecoin, Dogecoin, USDT, and USDC where rates are available.

Earn Programs

Crypto Earn Programs by Supported Coin

Compare 27 platforms by supported coins, APY distribution, and payout terms.

Planning to leave funds for a set period? Compare fixed-term savings by asset, duration and access.

CoinDepo Available in the USDaily payouts	BTC11.00% APYUp to 18.00% ETH11.00% APYUp to 18.00% SOL11.00% APYUp to 18.00% XRP11.00% APYUp to 18.00% LTC9.50% APYUp to 16.50% DOGE9.50% APYUp to 16.50% USDT17.00% APY USDC17.00% APY	Best 17.00% USDT Average 12.13% Across supported coins Lockup None
YouHodler Not available in the US or other restricted jurisdictionsWeekly payouts Loans	BTC7.00% APY ETH11.00% APY SOL11.00% APY XRP11.00% APY LTC5.00% APYUp to 16.00% DOGE11.00% APY USDT12.00% APY USDC12.00% APY	Best 12.00% USDT Average 10.00% Across supported coins Lockup None
Nexo Available in the USDaily payouts Exchange · Lending · Loans	BTC6.00% APY ETH6.00% APY SOL8.00% APY XRP7.75% APY LTC7.50% APY DOGE1.00% APY USDT11.50% APY USDC11.50% APY	Best 11.50% USDT Average 7.41% Across supported coins Lockup None or 1 month
EarnPark Unavailable to new users in the US, UK, Canada and other restricted regions; check country eligibility.Daily payouts Staking	BTC5.00% APY ETH4.00% APY SOL7.00% APY XRP5.00% APY DOGE7.00% APY USDT7.00% APY USDC7.00% APY	Best 7.00% SOL Average 6.00% Across supported coins Lockup Varies by strategy: Maker Core withdrawals may require up to 30 days bonding; Liquidity Providing allows withdrawals anytime.
Nebeus UK, Europe and Latin AmericaDaily payouts Staking · Neobank · Loans	BTC3.50% APYUp to 4.50% ETH3.50% APYUp to 4.50% SOL1.00% APY XRP3.50% APYUp to 4.50% LTC3.50% APYUp to 4.50% DOGE1.00% APY	Best 3.50% BTC Average 2.67% Across supported coins Lockup 1-4 months
Kraken Available in the USWeekly payouts Staking · Exchange · DeFi	BTC0.02% APY SOL4.63% APY XRP0.10% APY USDT4.00% APY USDC4.00% APY	Best 4.63% SOL Average 2.55% Across supported coins Lockup Flexible / varies
Krak Available in the USWeekly payouts Staking · DeFi · App	BTC0.10% APY ETH1.00% APY SOL2.86% APY USDT4.25% APY USDC4.25% APY	Best 4.25% USDT Average 2.49% Across supported coins Lockup None
Phemex Restricted in the U.S., UK, Australia and other listed jurisdictions; Canadian restrictions include Ontario, Quebec, Alberta and Saskatchewan. Exchange	BTC1.00% APYUp to 3.00% ETH1.50% APYUp to 3.00% SOL0.80% APYUp to 3.00% USDT2.00% APYUp to 5.00% USDC2.00% APYUp to 5.00%	Best 2.00% USDT Average 1.46% Across supported coins Lockup Flexible / varies
Crypto.com Available in the USWeekly payouts Staking · DeFi	BTC0.20% APY ETH0.20% APY SOL0.25% APY USDT0.50% APY USDC0.50% APY	Best 0.50% USDT Average 0.33% Across supported coins Lockup None (flexible), 1 month, 3 months
Lune Available in the USDaily payouts Exchange	BTC21.50% APY ETH21.50% APY USDT29.50% APY USDC29.50% APY	Best 29.50% USDT Average 25.50% Across supported coins Lockup 1-360 days
AscendEX Worldwide, excluding USDaily payouts Staking · Exchange	SOL2.02% APY XRP2.02% APY LTC1.00% APY USDT10.52% APY	Best 10.52% USDT Average 3.89% Across supported coins Lockup None
CoinRabbit Available in the USDaily payouts Loans	BTC0.30% APY ETH1.20% APY USDT5.00% APY USDC5.00% APY	Best 5.00% USDT Average 2.88% Across supported coins Lockup None
Figure Markets Available in the USMonthly payouts Loans	ETH1.00% APY SOL3.63% APY USDT3.85% APY USDC3.85% APY	Best 3.85% USDT Average 3.08% Across supported coins Lockup Flexible / varies
Coinbase Available in the USVaries payouts Staking · Exchange	ETH1.70% APY SOL3.18% APY USDC3.75% APY	Best 3.75% USDC Average 2.88% Across supported coins Lockup None
Gemini Available in the US Staking · Exchange	ETH3.00% APY SOL6.00% APY	Best 6.00% SOL Average 4.50% Across supported coins Lockup None
Robinhood Available in the USVaries payouts Staking · DeFi	ETH3.15% APY SOL4.55% APY	Best 4.55% SOL Average 3.85% Across supported coins Lockup Unstaking
Binance US Available in the USWeekly payouts Staking · Exchange	ETH1.50% APY SOL3.90% APY	Best 3.90% SOL Average 2.70% Across supported coins Lockup Flexible / varies
Backpack Available in the US Staking · Exchange · Lending · Loans	ETH0.13% APY SOL3.72% APY	Best 3.72% SOL Average 1.93% Across supported coins Lockup Unbonding period applies
KAST Available in the US DeFi · Neobank	USDT3.30% APYUp to 7.00% USDC3.30% APYUp to 7.00%	Best 3.30% USDT Average 3.30% Across supported coins Lockup Flexible / varies
Cryptomus Available in the US Staking · Exchange	ETH3.00% APY USDT3.00% APY	Best 3.00% ETH Average 3.00% Across supported coins Lockup 30-365 days
ether.fi Available in the USVaries payouts	BTC0.18% APY ETH2.82% APY	Best 2.82% ETH Average 1.50% Across supported coins Lockup Varies
Bitcoin IRA Available in the USMonthly payouts Staking	ETH2.00% APY SOL2.00% APY	Best 2.00% ETH Average 2.00% Across supported coins Lockup None
Solid Available in the US DeFi · Neobank	USDC4.50% APY	Best 4.50% USDC Average 4.50% Across supported coins Lockup None
Ju.com Available in the USAt end of term payouts Exchange	USDT2.01% APYUp to 3.79%	Best 2.01% USDT Average 2.01% Across supported coins Lockup 7-90 days
Axal Available in the USVaries payouts DeFi · App	BTC2.00% APY	Best 2.00% BTC Average 2.00% Across supported coins Lockup None
Bitfinex Worldwide, excluding USWeekly payouts Staking · Exchange	BTC1.98% APY	Best 1.98% BTC Average 1.98% Across supported coins Lockup Flexible / varies
Bitvavo EU onlyWeekly payouts Staking · Exchange · Lending	BTC0.01% APY	Best 0.01% BTC Average 0.01% Across supported coins Lockup None

Best Crypto Earn Programs for Supported Coins

This crypto earn program table helps you compare platforms that pay yield on major coins, including BTC, ETH, SOL, XRP, LTC, DOGE, USDT, and USDC. Instead of checking each provider individually, you can evaluate supported assets, APY range, and program details in one view.

How to Choose a Platform

The best crypto earn platform depends on your asset mix and risk tolerance. Use supported coin coverage first, then compare APY range and average rates. Finally, review payout cadence, lockup requirements, and account eligibility before depositing funds.