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Gemini is available for US customers.

Gemini Snapshot

Verified: January 23, 2026

O.G. crypto exchange focused on US with staking and earn programs for ETH and SOL.

Pros

  • Full exchange services available
  • No minimums

Gemini Rates

Earn Rates

Check Yield data below to understand the source of these returns.

Ethereum
ETH
STEADY
3% APY
Solana
SOL
DOWN
4.27% APY

Trading Fees

Maker
0.35%
Taker
0.35%
Rates last verified: January 23, 2026
Exclusive Offer

New User Bonus

$15 in BTC when you trade $100

Claim Bonus

Rate Alerts

Get notified when Gemini and other rates change. Delivered monthly.

Gemini Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on Gemini current APY. Rates are subject to change.

How Gemini Generates Yield

Yield Mechanics

Staking
Proof-of-Stake Rewards
Exchange
Internal Exchange Business

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2014

Flexibility & Access

Lockups
None
Access
All US states and Singapore
Yield data in beta

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

Gemini Review

Gemini is a long-running centralized crypto exchange located in the United States. It offers staking and earn programs.

Gemini Staking

Gemini Staking is a staking service that pays rewards on ETH and SOL.

Gemini offers a credit card, full exchange services and is one of the few US cryptocurrency services with New York state licenses.

Gemini has FDIC insurance on deposited US dollars (note this covers US dollars, not US dollar based stablecoins).

Gemini Referral Code

Join Gemini with referral code (98pxv6a37).

You can earn crypto during sign up by referring friends via the Gemini Referral Club.

Gemini Referral Code / Link

More about the Gemini Referral Club: The Gemini Referral Club is a program by the cryptocurrency exchange Gemini that allows users to earn rewards by inviting friends to the platform. When you refer someone to Gemini, and they sign up and trade at least $100 within their first 30 days, both you and your friend can receive a bonus in the cryptocurrency of your choice.

To participate, you can access your unique referral link through the Gemini mobile app or website. The program is available in several countries, including the United States, United Kingdom, Canada, Australia, and others.

Gemini FAQ

Is Gemini available in the USA?

Yes, Gemini is available in the USA.

Does Gemini pay compound yield?

No, yield is not compounded at Gemini.

Does Gemini require a lockup period?

No, Gemini does not require a lockup period. You can withdraw your funds at any time.

Does Gemini pay interest on Bitcoin?

No, Gemini does not currently pay interest on Bitcoin.

Does Gemini pay interest on Ethereum?

Yes, Gemini pays 3% APY on Ethereum.

Does Gemini pay interest on Solana?

Yes, Gemini pays 4.27% APY on Solana (SOL).

What are Gemini's withdrawal fees?

Yes

What are Gemini's trading fees?

Gemini charges a 0.35% maker fee and 0.35% taker fee.

Does Gemini offer a sign-up bonus?

Yes, $15 in BTC when you trade $100

When was Gemini founded?

Gemini was founded in 2014.

Where is Gemini headquartered?

Gemini is headquartered in New York, NY.

Where is Gemini available?

All US states and Singapore

Available Card

Gemini Credit Card

Gemini Credit Card
Compounds
No
Payouts
Varies
Withdraw Fees
Yes
Lockups
None
Founded
2014
Headquarters
New York, NY
Availability
All US states and Singapore
Gemini
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