Is the oldest crypto lender automatically the safest?

No. Longevity is one signal, but custody, liabilities, transparency, jurisdiction, and current product terms remain important.

Why can a founding year predate crypto?

Some payment or financial companies later added crypto services, so the company history may be longer than its crypto lending history.

How is this list ordered?

Platforms with a reported valid founding year are ordered from earliest to most recent.

Longest-Running Crypto Lending Platforms

Compare crypto yield and lending platforms by founding year, starting with the longest operating track records.

4 platforms found

All Platforms

Nexo

Well-known crypto finance platform combining stablecoin rewards, lending, and borrowing in one account.

Founded

2017

Bitvavo

EU-regulated exchange serving 1.5M+ users with lending and staking for BTC, ETH and SOL.

Founded

2018

Ledn

Top bitcoin-backed lending and savings platform.

Founded

2018

Backpack

Regulated global exchange with dynamic lending rates on BTC, ETH and SOL.

Founded

2022

About this comparison

How to evaluate a crypto platform's track record

Time in operation can show that a business has navigated multiple market cycles, but age alone does not establish current financial strength, product quality, or safety. The founding year may also predate a company's crypto lending or yield product.

What a longer history can reveal

Older platforms provide more public evidence about uptime, withdrawal handling, security incidents, regulatory changes, and customer support. That record is useful only when reviewed alongside recent ownership, product, and balance-sheet changes.

Performance during major market drawdowns
History of withdrawals and service interruptions
Security incidents and remediation
Changes in legal entities or product terms

Founding year is a starting point

The dates shown here describe the platform or parent business where available. They should not be interpreted as the launch date of every current earn product. Verify current disclosures before depositing.

Frequently asked questions

Is the oldest crypto lender automatically the safest?: No. Longevity is one signal, but custody, liabilities, transparency, jurisdiction, and current product terms remain important.
Why can a founding year predate crypto?: Some payment or financial companies later added crypto services, so the company history may be longer than its crypto lending history.
How is this list ordered?: Platforms with a reported valid founding year are ordered from earliest to most recent.