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Earn Programs

Crypto Earn Programs by Supported Coin

Compare 38 platforms by supported coins, APY distribution, and payout terms.

Platform Supported Coins Program Data
CoinDepo
Available in US Daily payouts
Bitcoin BTC 12.00% APY Up to 18.00%
Ethereum ETH 12.00% APY Up to 18.00%
Solana SOL 12.00% APY Up to 18.00%
XRP XRP 12.00% APY Up to 18.00%
Litecoin LTC 12.00% APY Up to 18.00%
Dogecoin DOGE 12.00% APY Up to 18.00%
Tether USDT 17.00% APY Up to 23.00%
USD Coin USDC 17.00% APY Up to 23.00%

Best

17.00%

USDT

Average

13.25%

Across supported coins

Lockup

None

Nexo
Available in US Daily payouts LendingLoans
Bitcoin BTC 4.00% APY Up to 5.50%
Ethereum ETH 5.00% APY Up to 6.50%
Solana SOL 5.00% APY Up to 7.00%
XRP XRP 5.00% APY Up to 7.00%
Litecoin LTC 5.00% APY Up to 7.00%
Dogecoin DOGE 1.00% APY Up to 3.00%
Tether USDT 8.00% APY Up to 11.00%
USD Coin USDC 8.00% APY Up to 11.00%

Best

8.00%

USDT

Average

5.13%

Across supported coins

Lockup

None or 1 month

EarnPark
Daily payouts
Bitcoin BTC 5.00% APY Up to 10.00%
Ethereum ETH 4.00% APY Up to 5.00%
Solana SOL 7.00% APY
XRP XRP 5.00% APY
Dogecoin DOGE 7.00% APY
Tether USDT 5.00% APY Up to 10.00%
USD Coin USDC 5.00% APY Up to 10.00%

Best

7.00%

SOL

Average

5.43%

Across supported coins

Lockup

None

YouHodler
Weekly payouts
Bitcoin BTC 4.00% APY
Solana SOL 4.00% APY
XRP XRP 4.00% APY
Litecoin LTC 5.00% APY
Dogecoin DOGE 4.00% APY
Tether USDT 6.00% APY
USD Coin USDC 6.00% APY

Best

6.00%

USDT

Average

4.71%

Across supported coins

Lockup

None

Nebeus
Daily payouts StakingNeobankLoans
Bitcoin BTC 3.50% APY Up to 4.50%
Ethereum ETH 3.50% APY Up to 4.50%
Solana SOL 1.00% APY
XRP XRP 3.50% APY Up to 4.50%
Litecoin LTC 3.50% APY Up to 4.50%
Dogecoin DOGE 1.00% APY
USD Coin USDC 4.00% APY Up to 12.00%

Best

4.00%

USDC

Average

2.86%

Across supported coins

Lockup

1-4 months

WhiteBIT
Available in US ExchangeLending
Bitcoin BTC 0.23% APY Up to 17.39%
Ethereum ETH 0.23% APY Up to 17.39%
Solana SOL 1.01% APY Up to 17.39%
Litecoin LTC 1.01% APY Up to 17.39%
Dogecoin DOGE 1.01% APY Up to 17.39%
Tether USDT 0.25% APY Up to 18.64%
USD Coin USDC 0.25% APY Up to 18.64%

Best

1.01%

SOL

Average

0.57%

Across supported coins

Lockup

10-360 days

HEXN
Available in US Weekly payouts
Bitcoin BTC 15.00% APY Up to 20.00%
Ethereum ETH 15.00% APY Up to 20.00%
XRP XRP 6.00% APY
Dogecoin DOGE 4.50% APY
Tether USDT 15.00% APY Up to 20.00%
USD Coin USDC 15.00% APY Up to 20.00%

Best

15.00%

BTC

Average

11.75%

Across supported coins

Lockup

30-365 days

Kraken
Available in US Weekly payouts StakingExchangeDeFi
Bitcoin BTC 0.15% APY
Ethereum ETH 2.25% APY Up to 6.50%
Solana SOL 8.00% APY Up to 12.00%
XRP XRP 1.00% APY
Tether USDT 4.08% APY Up to 5.12%
USD Coin USDC 4.08% APY Up to 5.12%

Best

8.00%

SOL

Average

3.26%

Across supported coins

Lockup

Flexible / varies

OKX
Available in US Varies payouts StakingExchange
Solana SOL 7.86% APY
Litecoin LTC 1.00% APY
Dogecoin DOGE 1.00% APY
Tether USDT 2.62% APY Up to 5.48%
USD Coin USDC 2.62% APY Up to 5.48%

Best

7.86%

SOL

Average

3.02%

Across supported coins

Lockup

None (flexible) to fixed terms

Crypto.com
Available in US Weekly payouts StakingDeFi
Bitcoin BTC 1.00% APY
Ethereum ETH 2.87% APY
Solana SOL 5.79% APY
Tether USDT 6.54% APY
USD Coin USDC 6.54% APY

Best

6.54%

USDT

Average

4.55%

Across supported coins

Lockup

None (flexible), 1 month, 3 months

Krak
Available in US Weekly payouts StakingDeFiApp
Bitcoin BTC 0.02% APY
Ethereum ETH 1.60% APY
Solana SOL 2.86% APY
Tether USDT 3.60% APY
USD Coin USDC 3.60% APY

Best

3.60%

USDT

Average

2.34%

Across supported coins

Lockup

None

Phemex
Available in US Exchange
Bitcoin BTC 1.00% APY Up to 3.00%
Ethereum ETH 1.50% APY Up to 3.00%
Solana SOL 0.80% APY Up to 3.00%
Tether USDT 2.00% APY Up to 10.00%
USD Coin USDC 2.00% APY Up to 10.00%

Best

2.00%

USDT

Average

1.46%

Across supported coins

Lockup

Flexible / varies

AscendEX
Daily payouts StakingExchange
Solana SOL 5.13% APY
XRP XRP 2.02% APY
Litecoin LTC 1.00% APY
Tether USDT 2.02% APY

Best

5.13%

SOL

Average

2.54%

Across supported coins

Lockup

None

CoinRabbit
Available in US Daily payouts Loans
Bitcoin BTC 0.30% APY
Ethereum ETH 1.20% APY
Tether USDT 5.00% APY
USD Coin USDC 5.00% APY

Best

5.00%

USDT

Average

2.88%

Across supported coins

Lockup

None

Lune
Available in US Daily payouts Exchange
Ethereum ETH 14.00% APY Up to 21.50%
Tether USDT 18.00% APY Up to 29.50%
USD Coin USDC 18.00% APY Up to 29.50%

Best

18.00%

USDT

Average

16.67%

Across supported coins

Lockup

1-360 days

Bitfinex
Weekly payouts StakingExchange
Bitcoin BTC 1.98% APY
Ethereum ETH 1.45% APY
Solana SOL 9.30% APY

Best

9.30%

SOL

Average

4.24%

Across supported coins

Lockup

Flexible / varies

Tuyo
Available in US DeFiApp
Bitcoin BTC 1.60% APY
Ethereum ETH 3.13% APY
USD Coin USDC 7.06% APY

Best

7.06%

USDC

Average

3.93%

Across supported coins

Lockup

Flexible / varies

iTrustCapital
Available in US Monthly payouts Staking
Ethereum ETH 2.25% APY
Solana SOL 5.37% APY
USD Coin USDC 2.00% APY

Best

5.37%

SOL

Average

3.21%

Across supported coins

Lockup

Staking

Pyra
Available in US NeobankApp
Solana SOL 5.07% APY
Tether USDT 4.90% APY
USD Coin USDC 4.90% APY

Best

5.07%

SOL

Average

4.96%

Across supported coins

Lockup

None

Backpack
Available in US StakingExchangeLendingLoans
Bitcoin BTC 0.03% APY
Ethereum ETH 0.04% APY
Solana SOL 4.76% APY

Best

4.76%

SOL

Average

1.61%

Across supported coins

Lockup

Unbonding period applies

Bitvavo
Weekly payouts StakingExchangeLending
Bitcoin BTC 0.05% APY
Ethereum ETH 2.50% APY
Solana SOL 4.00% APY

Best

4.00%

SOL

Average

2.18%

Across supported coins

Lockup

None

Coinmetro
Available in US End of term payouts StakingExchange
Bitcoin BTC 1.80% APY Up to 6.00%
Ethereum ETH 2.40% APY Up to 4.00%
XRP XRP 2.00% APY Up to 6.00%

Best

2.40%

ETH

Average

2.07%

Across supported coins

Lockup

3, 6, 12, or 24 months

Bitcoin IRA
Available in US Monthly payouts Staking
Bitcoin BTC 2.00% APY
Ethereum ETH 2.00% APY
Solana SOL 2.00% APY

Best

2.00%

BTC

Average

2.00%

Across supported coins

Lockup

None

Clave
Available in US DeFiApp
Ethereum ETH 9.75% APY
Tether USDT 4.22% APY

Best

9.75%

ETH

Average

6.98%

Across supported coins

Lockup

None

Gemini
Available in US StakingExchange
Ethereum ETH 3.00% APY
Solana SOL 6.00% APY

Best

6.00%

SOL

Average

4.50%

Across supported coins

Lockup

None

OneKey Earn
Available in US Varies payouts DeFi
Ethereum ETH 2.93% APY
Solana SOL 5.86% APY

Best

5.86%

SOL

Average

4.40%

Across supported coins

Lockup

Varies

Coinbase
Available in US Varies payouts StakingExchange
Ethereum ETH 1.89% APY
Solana SOL 5.08% APY

Best

5.08%

SOL

Average

3.48%

Across supported coins

Lockup

None

Aave App
Available in US Every second payouts DeFiApp
Tether USDT 5.00% APY
USD Coin USDC 5.00% APY

Best

5.00%

USDT

Average

5.00%

Across supported coins

Lockup

None

Binance US
Available in US Weekly payouts StakingExchange
Ethereum ETH 2.10% APY
Solana SOL 4.80% APY

Best

4.80%

SOL

Average

3.45%

Across supported coins

Lockup

Flexible / varies

Robinhood
Available in US Varies payouts Staking
Ethereum ETH 3.15% APY
Solana SOL 4.55% APY

Best

4.55%

SOL

Average

3.85%

Across supported coins

Lockup

Requires unstaking (unbonding)

Cryptomus
Available in US StakingExchange
Ethereum ETH 3.00% APY
Tether USDT 3.00% APY

Best

3.00%

ETH

Average

3.00%

Across supported coins

Lockup

30-365 days

Figure Markets
Available in US Monthly payouts Loans
Ethereum ETH 1.00% APY
Solana SOL 2.70% APY

Best

2.70%

SOL

Average

1.85%

Across supported coins

Lockup

Flexible / varies

Fido
Available in US Every second payouts DeFiApp
USD Coin USDC 10.00% APY

Best

10.00%

USDC

Average

10.00%

Across supported coins

Lockup

None

Nook
Available in US Every 16 seconds payouts DeFiApp
USD Coin USDC 8.10% APY

Best

8.10%

USDC

Average

8.10%

Across supported coins

Lockup

None

Axal
Available in US Varies payouts DeFiApp
USD Coin USDC 6.00% APY Up to 10.00%

Best

6.00%

USDC

Average

6.00%

Across supported coins

Lockup

None

Solid
Available in US DeFiNeobank
USD Coin USDC 4.33% APY

Best

4.33%

USDC

Average

4.33%

Across supported coins

Lockup

None

Zengo
Available in US Daily payouts StakingWallet
Ethereum ETH 3.09% APY

Best

3.09%

ETH

Average

3.09%

Across supported coins

Lockup

Flexible / varies

Ju.com
Available in US At end of term payouts Exchange
Tether USDT 2.01% APY Up to 3.79%

Best

2.01%

USDT

Average

2.01%

Across supported coins

Lockup

7-90 days

Best Crypto Earn Programs for Supported Coins

This crypto earn program table helps you compare platforms that pay yield on major coins, including BTC, ETH, SOL, XRP, LTC, DOGE, USDT, and USDC. Instead of checking each provider individually, you can evaluate supported assets, APY range, and program details in one view.

How to Choose a Platform

The best crypto earn platform depends on your asset mix and risk tolerance. Use supported coin coverage first, then compare APY range and average rates. Finally, review payout cadence, lockup requirements, and account eligibility before depositing funds.