We compare platforms & may earn a commission. Learn more.

Nexo
Live USDC Rates • January 2026

Best USD Coin Reward Rates

Stablecoin reward rates for USD Coin are among the most stable ways to earn yield in crypto. These platforms allow you to earn interest on your dollar-pegged assets.

CoinDepo

CoinDepo

18% APY

Verified USDC Reward

HEXN

HEXN

15% APY

Verified USDC Reward

Fido

Fido

10% APY

Verified USDC Reward

Compare All USD Coin Reward Rates

Top tracked platforms for USDC yield generation.

Live Verification

CoinDepo

dai usdc usdt
Current Reward
18%

HEXN

dai tusd usdc usdt
Current Reward
15%

Fido

app defi insurance non-custodial
Current Reward
10% STEADY

Nexo

custodial dual investment interest lending
Current Reward
8% DOWN

Nook

app defi usdc
Current Reward
7.6% STEADY

Tuyo

app defi usdc
Current Reward
7.6% DOWN

Solid

defi neobank non-custodial usdc
Current Reward
7.15% DOWN

EarnPark

custodial dai interest usdc
Current Reward
7% STEADY

Axal

app defi non-custodial usdc
Current Reward
6%

YouHodler

custodial interest usdc usdt
Current Reward
6%

Pyra

app neobank pyusd usdc
Current Reward
5.44% DOWN

Aave App

app defi usdc usdt
Current Reward
5%

CoinRabbit

loans no kyc usdc usdt
Current Reward
5%

Uphold

usdc
Current Reward
5%

Kraken

bitcoin staking custodial exchange staking
Current Reward
4.25% DOWN

Nebeus

eurc loans neobank staking
Current Reward
4%

Krak

app defi staking usdc
Current Reward
3.6% DOWN

Phemex

exchange usdc usdt
Current Reward
2% DOWN

Crypto.com

custodial interest usdc usdt
Current Reward
0.5%

WhiteBIT

exchange lending usdc usdt
Current Reward
0.25% DOWN

Maximizing Your USD Coin Rewards

Earning rewards on your USD Coin (USDC) is one of the best ways to compound your holdings without active trading. By using yield generation platforms, you essentially "rent" your assets to institutional borrowers, on-chain protocols, or market makers who pay you a reward in return.

Key Factors to Consider

  • Risk vs Reward: Higher rates often carry higher risk. Centralized platforms (CeFi) provide ease of use, while Decentralized (DeFi) protocols give you more control but require more technical skill.
  • Lock-up Periods: Some platforms offer "flexible" rates where you can withdraw anytime, while others offer higher rewards if you commit your USDC for 30, 60, or 90 days.
  • Compounding: Look for platforms that compound your rewards daily or even per-block to maximize the effective annual yield.

Is Staking the Same as Reward Rates?

Usually, "Reward Rates" is a broad term that includes both Proof-of-Stake (PoS) staking and lending yields. If you're looking specifically for native network staking, be sure to check if the platform is acting as a validator or simply a lending pool.