Pyra
Pyra Interest Rates
- SOL Solana
- 5.07%
- USDC/USDT Stablecoin
- 7%
* Rates subject to change
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Bonus for New Users
1,000 points and 10% less fees with code: CIR
- Compounding Interest
- Yes
- Fees
- None
- Lockup Period
- None
- Founded
- 2024
- Availability
- Worldwide
- app
- pyusd
- usdc
- usds
- usdt
Pyra Pros
- Capital gains/tax efficiency
- Multiple stablecoins supported
Pyra Cons
- Deposits must be on Solana chain
Pyra Review
Spend Crypto Without Selling, Earn While You Hold
Pyra is a self-custodial platform and Visa crypto card solution that lets you spend the value of your crypto without liquidating it. Each purchase is funded through an over-collateralized loan, allowing your assets to remain on-chain and continue earning yield.
How It Works
- Earn yield automatically on idle assets.
- Works with a range of crypto assets, including stablecoins.
- Use the Pyra Visa card at millions of merchants worldwide, including via Apple Pay and Google Pay.
Tax Advantage with Pyra's model
Because spending with Pyra uses a loan rather than a sale, it generally doesn’t trigger a capital gains tax event. The exact impact depends on local tax laws, but many users see this as one of the platform’s most attractive benefits.
Pyra FAQ
Does Pyra pay compound interest?
Yes, Pyra pays compound interest.
Where is Pyra available (what countries is Pyra available)?
Worldwide.
When was Pyra founded?
Pyra was founded in 2024.
Is Pyra available in the USA?
Yes, Pyra is available in the USA.
Does Pyra pay interest on Bitcoin?
No, Pyra does not pay interest on Bitcoin.
Does Pyra pay interest on Ethereum?
No, Pyra does not pay interest on Ethereum.
Does Pyra pay interest on Dogecoin?
No, Pyra does not pay interest on Dogecoin.
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