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Nexo

Fido Snapshot

Verified: December 16, 2025

Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate
Rates last verified: December 16, 2025

New User Bonus

30-day 1% APY boost with code: CIR ($250 deposit required)

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Rate Updates

Get notified when Fido rates change.

Fido Calculator

Daily
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Weekly
0.00
Monthly
0.00
Yearly
0.00

How Fido Generates Yield

Yield Mechanics

  • DeFi Lending Protocols

Risk & Custody

Custody Model
Non-Custodial
Insurance
Included
Track Record
Operational since 2025

Flexibility & Access

Lockups
None
Access
Worldwide
Yield data in beta

Fido Review

Fido is a crypto-yield platform offering 10% APY with a simple, banking-style user experience. Unlike many centralized lenders, Fido emphasizes self-custody, so users keep control of their assets while earning yield.

Why It Stands Out

  • High Yield: 10% target APY is enticing.
  • Ease of Use: Designed to feel like online banking, powered by DeFi.
  • Insurance Coverage: Your first $100k is fully protected through comprehensive insurance coverage.
  • Self-Custody: Users hold their own keys, reducing counterparty risk.

Risks to Know

  • Sustainability: Yields depend on underlying DeFi lending and staking markets, which can change.
  • Smart Contract Risk: Bugs or exploits could impact funds.

Fido FAQ

Does Fido pay compound interest?

Yes, Fido pays compound interest.

How often do you receive payouts?

Every second

Where is Fido available?

Worldwide

When was Fido founded?

Fido was founded in 2025.

Is Fido available in the USA?

Yes, Fido is available in the USA.

Does Fido pay interest on Bitcoin?

No, Fido does not pay interest on Bitcoin.

Does Fido pay interest on Ethereum?

No, Fido does not pay interest on Ethereum.

Does Fido pay interest on Dogecoin?

No, Fido does not pay interest on Dogecoin.

Compounding Interest
Yes
Payouts
Every second
Withdraw Fees
None
Lockup Period
None
Founded
2025
Headquarters
N/A
Availability
Worldwide
Fido
app defi insurance non-custodial usdc

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