Lune

Lune.fi positions itself as a crypto exchange and liquidity aggregator with a focus on delivering competitive trading rates and high-yield income opportunities through its Earn lending pools. The platform combines swap functionality with revenue-sharing pools that distribute fees generated from exchange activity.

Swap and Exchange Features

Lune.fi offers a crypto swap service that aggregates liquidity from multiple top-tier sources to secure efficient rates with minimal slippage. The interface guides users through a simple three-step process: select the trading pair, deposit from a personal wallet, and receive the exchanged assets automatically once the transaction is confirmed on-chain. Transparent pricing and real-time transaction tracking are core features, and users do not need to create custodial accounts or deposit funds onto the platform itself for swaps. The exchange infrastructure emphasizes security and privacy, with enterprise-grade encryption and no long-term asset storage.

Earn/Yield Pools

The Earn program is designed to let users earn interest on stablecoins by participating in revenue-sharing pools. Rather than relying on traditional lending or complex DeFi strategies, Lune.fi shares a portion of the trading fees it collects from platform activity with pool participants. Interest is credited daily, and pool options span a range of durations with variable annual percentage yields. According to official documentation, yields can range up to roughly 29.5% APY, with higher returns tied to longer-term allocations. Participants can typically deposit and withdraw funds flexibly, but early withdrawals before the selected term ends forfeit accrued interest.

The revenue model is transparent. Lune is a crypto exchange aggregator: when a user wants to buy, sell, or swap cryptocurrency, they select a trading pair, and the routing engine finds the best available rate across the liquidity partners in real time. For every successfully completed transaction, the protocol earns a commission depending on the asset pair, liquidity conditions, and partner terms. Pool participants receive a direct share of this trading revenue, allocated according to their participation and the pool's distribution rules.

Please note the stablecoin and ETH pools are on different URLs and have different accounts for security purposes. You can use the same login and easily switch between the two platforms once your accounts are created and email verified.

Risk Profile and Considerations

As with any service that offers high yields, users should understand the underlying mechanics and risks. Lune.fi functions as a non-custodial interface that routes transactions through third-party liquidity providers and does not itself act as a financial intermediary. Passive income products that depend on trading fee revenue are inherently variable, and returns are not guaranteed; rates may fluctuate with market conditions and platform activity. Crypto assets and yield products carry risk, and participants should perform their own due diligence before committing capital.

Summary

Lune.fi offers a combination of simple, transparent crypto swapping and innovative revenue-sharing interest pools that appeal to users seeking higher yields on stablecoin holdings. Its user-centric design and daily interest payouts enhance usability, while positive independent reviews support its reputation as a reliable platform. Prospective users should balance the potential for attractive returns with the inherent volatility and operational risks of crypto markets.