CoinDepo Review 2026 | CoinDepo Rates

Disclosure: This review may contain affiliate links

Popular

Score4.7

CoinDepo is available in the United States.

CoinDepo Snapshot

Last updated: October 25, 2026

High APYs on top coins with daily compounded payouts.

Pros

Extremely high APY rates

Cons

Higher risk profile

CoinDepo Rates

Review Yield data below to understand the source of these returns. Click plus to reveal more rate-specific requirements.

USDC USD Coin: LendingShow rate requirements
APR depends on payout schedule: daily 17%, weekly 17.5%, monthly 19%, quarterly 20%, semiannual 21%, annual 23%. Confirm account and jurisdiction eligibility before depositing.
17 - 23% APR
USDT Tether: LendingShow rate requirements
APR depends on payout schedule: daily 17%, weekly 17.5%, monthly 19%, quarterly 20%, semiannual 21%, annual 23%. Confirm account and jurisdiction eligibility before depositing.
17 - 23% APR
DAI Dai: LendingShow rate requirements
APR depends on payout schedule: daily 17%, weekly 17.5%, monthly 19%, quarterly 20%, semiannual 21%, annual 23%. Confirm account and jurisdiction eligibility before depositing.
17 - 23% APR
EURC Euro Coin: LendingShow rate requirements
CoinDepo EURC rate for the annual payout term.
17% APR
BTC Bitcoin: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
ETH Ethereum: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR

SOL Solana: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
XRP Ripple: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
LTC Litecoin: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
DOGE Dogecoin: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
ADA Cardano: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
ALGO Algorand: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
ATOM Cosmos: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
AVAX Avalanche: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
BNB BNB: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
FIL Filecoin: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
LINK Chainlink: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
NEAR NEAR Protocol: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
TON Toncoin: LendingShow rate requirements
Rates depend on interest payout frequency; 12% APR for Current (Daily) and up to 18% APR for Annual payout.
12 - 18% APR
TRX TRON: LendingShow rate requirements
APR depends on payout schedule: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semiannual 16%, annual 18%. Confirm account and jurisdiction eligibility before depositing.
12 - 18% APR
SUI Sui: LendingShow rate requirements
APR depends on payout schedule: daily 10%, weekly 11%, monthly 12.5%, quarterly 14%, semiannual 15%, annual 17%. Confirm account and jurisdiction eligibility before depositing.
10 - 17% APR

Last updated: October 25, 2026

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Start Earning on CoinDepoCompare Alternatives

Estimates are based on CoinDepo current APY. Rates are subject to change.

CoinDepo Yield Scorecard

Yield Mechanics

Trading: Trading Strategies

Risk & Custody

Custody Model: Custodial / Third Party
Track Record: Operational since 2021

Access

Lockups: None
Access: Worldwide

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

CoinDepo Review

CoinDepo offers custodial compound-interest accounts for supported cryptocurrencies and stablecoins. Interest rates depend on the asset and the selected payout schedule.

Custody and key risks

CoinDepo earn accounts require you to entrust assets to the platform and its custodians. Lending introduces counterparty risk, and withdrawal access depends on product terms and platform operations. These are not insured bank deposits. Custody insurance does not remove platform, credit or liquidity risks; some or all deposited assets could be lost.

Interest Rates and Supported Assets

Compare the rate for the specific asset and payout schedule. The provider distinguishes APR, which excludes compounding, from APY, which includes it. Supported assets and account eligibility should be confirmed on the provider’s current rate page.

The asset examples below cover USDC, USDT, Bitcoin and Ethereum. Other assets have their own schedules; consult the provider’s complete table.

USDC and USDT each show 17–23% APR: daily 17%, weekly 17.5%, monthly 19%, quarterly 20%, semi-annually 21%, and annually 23%. Checked October 20, 2026.

Bitcoin and Ethereum each show 12–18% APR: daily 12%, weekly 12.5%, monthly 14%, quarterly 15%, semi-annually 16%, and annually 18%. Checked October 20, 2026.

Source: CoinDepo Earn asset and payout table. The page also displays a rate-change notice effective November 8, 2026; this future change is separate from the schedule checked here. Rates change — verify current terms with the provider.

Payout Flexibility and Compounding

The published schedules include daily, weekly, monthly, quarterly, semi-annual and annual payouts. Compare the selected schedule, compounding measure and withdrawal terms before depositing; do not treat APR and APY as interchangeable.

Security and Infrastructure

CoinDepo describes Fireblocks custody infrastructure and custodial insurance. Verify the covered entities, events, limits and exclusions directly; custodial insurance is different from government deposit insurance and does not cover every source of loss.

Key Considerations

High APRs are appealing but come with risk. CoinDepo is a centralized platform, and assets are not protected by government deposit insurance.
Rates may change, especially if tied to promotional periods.
Ideal for users comfortable locking up funds for longer durations to maximize returns but also with higher risk appetite

Summary

CoinDepo offers crypto earn accounts with several payout schedules. Compare the rate and withdrawal terms for your asset, and consider the custody and counterparty risks before depositing.