CoinDepo

CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn passive income on their digital assets. The platform supports both stablecoins and major cryptocurrencies, providing flexible terms and some of the highest advertised fixed APRs in the market.

Due to the nature of centralized platforms, please DYOR before making any deposit. High APY is often associated with high risk, and while we've not been able to find any definitive evidence that CoinDepo is a scam or untruthful in its marketing, we still caution you to limit your exposure if you decide to use this service. Learn more about crypto lending risks.

Interest Rates and Supported Assets

CoinDepo provides fixed APRs ranging from 12% to 24%, depending on the asset and payout frequency. Supported assets include:

• Stablecoins: USDT, USDC, DAI, TUSD, BUSD
• Cryptocurrencies: BTC, ETH, XRP, LTC

Stablecoins typically receive the highest APRs, up to 24% annually when choosing annual interest payouts. Cryptocurrencies like Bitcoin and Ethereum earn between 12% and 18% APR depending on the payout period selected.

Payout Flexibility and Compounding

Users can select how often they want to receive their interest: daily, weekly, monthly, quarterly, semi-annually, or annually. The less frequent the payout, the higher the effective APR due to compounding. Interest is compounded daily, regardless of payout frequency, which increases the effective yield over time.

Security and Infrastructure

CoinDepo partners with Fireblocks for insured custodial services and uses overcollateralized institutional lending to back its earning program. The platform claims compliance with multiple international standards, including SOC 2 Type II and ISO/IEC certifications, and operates in over 220 jurisdictions.

Key Considerations

• High APRs are appealing but come with platform risk. CoinDepo is a centralized platform, and assets are not protected by government deposit insurance.
• Rates may change, especially if tied to promotional periods.
• Ideal for users comfortable locking up funds for longer durations to maximize returns but also with higher risk appetite

Summary

CoinDepo’s crypto earn program offers some of the most competitive rates in the market, particularly for stablecoins. With flexible payout schedules, daily compounding, and a focus on security and compliance, it’s positioned as a strong option for yield hungry crypto investors seeking passive income.