Yield Millionaire

Pyra vs YouHodler

Pyra Logo

Pyra

Spend Crypto Without Selling, Earn While You Hold Pyra is a self-custodial platform and Visa crypto card solution that lets you spend the value of your crypto without liquidating it. Each purchase is funded through an over-collateralized loan, all...

YouHodler Logo

YouHodler

YouHodler offers crypto saving accounts (Yield/Gwoth Account) for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety of stablecoins like Tether (USDT), TrueUSD (TUSD), Paxos (PAX) and Circle (USDC).

Platform
Pyra Platform
YouHodler Platform
Website
Bonus
1,000 points and 10% less fees with code: CIR
Token
Founded
2024
2018
Headquarters
Switzerland, Cyprus
Availability
Worldwide
Not available in the US, Canada

Cryptocurrency Rates

BTC Rate
4%
BTC Max
ETH Rate
ETH Max
LTC Rate
5%
LTC Max
DOGE Rate
4%
DOGE Max
Stablecoin Rate
7%
6%
Stablecoin Max

Fees & Financial

Compounding
Yes
Yes
Payouts
Weekly
Fees
None
Yes
Lockup
None
None
Maker Fee
Taker Fee
Pyra Logo

Pyra Pros

    • Capital gains/tax efficiency
    • Multiple stablecoins supported

Pyra Cons

    • Deposits must be on Solana chain
YouHodler Logo

YouHodler Pros

    • Compounding interest
    • No lockups
    • Wide coin support

YouHodler Cons

    • Not available in the US
    • Better rates require heavy trading volumes
    • No signup bonus

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether