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Figure Markets

All Crypto Lending Companies & Platforms

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Clapp Finance

Clapp Finance

Founded: 2025
Availability: Worldwide
HQ: Czech Republic

Interest Rates

BTC 5% UP
ETH 6% UP
Stablecoins 8.2% UP

Summary

Clapp Finance is a newer Europe-focused crypto fintech platform combining crypto savings accounts, euro banking features, trading, and crypto-backed c...

Lava

Lava

Founded: 2025
Availability: Worldwide
HQ: New York, NY

Summary

Lava.xyz offers Bitcoin-native financial services that let you borrow, earn, and spend globally.Lava.xyz is a Bitcoin-backed lending platform that let...

Zengo

Zengo

Founded: 2018
Availability: Worldwide
HQ: Israel

Interest Rates

ETH 3% DOWN

Summary

Zengo is a non-custodial wallet app that supports crypto staking and more than 1000+ assets.Zengo EarnZengo Earn is a simple and secure way for Zengo ...

YouHodler

YouHodler

Founded: 2018
Availability: Not available in the US/Canada
HQ: Switzerland, Cyprus

Interest Rates

BTC 8%
ETH 12%
Stablecoins 20%
SOL 12%
LTC 16%
DOGE 12%
XRP 12%

Summary

YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...

World Liberty Financial

World Liberty Financial

Founded: 2024
Availability: Worldwide
HQ: USA

Summary

World Liberty Financial Lend ProgramWLFI's Lend program plans to offer competitive interest rates on stablecoin deposits, enabling users to earn y...

Wirex

Wirex

Founded: 2014
Availability: Worldwide, excluding NY
HQ: London, UK

Interest Rates

Stablecoins 6%

Summary

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...

Tuyo

Tuyo

Founded: 2024
Availability: Worldwide
HQ: Wilmington, DE

Interest Rates

BTC 1.6%
Stablecoins 3.79% DOWN

Summary

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

Trustyfy

Trustyfy

Founded: 2023
Availability: Worldwide
HQ: Lithuania

Summary

Trustyfy is a neobank like platform designed to bridge the gap between decentralized digital assets and traditional financial services. It provides us...

The Kingdom Bank

The Kingdom Bank

Founded: 2015
Availability: Worldwide
HQ: Dominica

Interest Rates

Stablecoins 5.75%

Summary

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a c...

Stoic AI

Stoic AI

Founded: 2015
Availability: Worldwide
HQ: Gibraltar

Summary

Stoic AI is an automated trading bot designed to make professional hedge-fund style strategies accessible to everyday crypto investors. Instead of man...

Solid

Solid

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 6.64% UP

Summary

Solid is a Stablecoin Super-App designed to simplify DeFi yield generation. Users deposit USDC, which is automatically converted into soUSD, a yield-b...

Robinhood

Robinhood

Founded: 2013
Availability: US and select EU countries
HQ: Menlo Park, CA, USA

Interest Rates

ETH 3.15%
SOL 4.55%

Summary

Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...

River

River

Founded: 2019
Availability: US only, excluding NY and NV
HQ: USA

Summary

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

Pyra

Pyra

Founded: 2024
Availability: Worldwide
HQ:

Summary

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

PrimeXBT

PrimeXBT

Founded: 2018
Availability: Worldwide, excluding US
HQ: Seychelles

Summary

PrimeXBT is a cryptocurrency and trading platform that offers multi-asset trading capabilities and advanced tools for investors.PrimeXBT appeals to tr...

Phemex

Phemex

Founded: 2019
Availability: Worldwide, excluding US
HQ: Singapore

Interest Rates

BTC 3% UP
ETH 3% UP
Stablecoins 10% UP
SOL 3% UP

Summary

Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading.Phemex EarnPhemex Earn is a crypto lending product from Phe...

PayPal

PayPal

Founded: 1998
Availability: Worldwide
HQ: San Jose, CA

Interest Rates

Stablecoins 4% UP

Summary

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

OKX

OKX

Founded: 2017
Availability: Worldwide, some services unavailable in US
HQ: Seychelles

Interest Rates

BTC 1.82%
ETH 7.3%
Stablecoins 9.13%
SOL 18.25%
LTC 3.65%
DOGE 3.65%
XRP 3.65%

Summary

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto earn, staking a...

Nook

Nook

Founded: 2025
Availability: Worldwide
HQ: Austin, TX

Interest Rates

Stablecoins 5.9% DOWN

Summary

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

Nexo

Nexo

Founded: 2017
Availability: Worldwide
HQ: Switzerland

Interest Rates

BTC 6.5%
ETH 7.5%
Stablecoins 14%
SOL 8%
LTC 7.75%
DOGE 1%
XRP 12%

Summary

Nexo is one of the most popular crypto earn platforms, calling itself a digital assets wealth platform. A minimum of $5,000 USD worth of assets is req...

Nebeus

Nebeus

Founded: 2014
Availability: UK, Europe and Latin America
HQ: Spain

Interest Rates

BTC 4.5%
ETH 4.5%
Stablecoins 16.5%
SOL 1%
LTC 4.5%
DOGE 1%
XRP 4.5%

Summary

Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins.Nebeus Crypto RentingRent (lend) your crypto to Ne...

Lune

Lune

Founded: 2021
Availability: Worldwide
HQ: Grenadines

Interest Rates

ETH 21.5%
Stablecoins 29.5%

Summary

Lune.fi positions itself as a crypto exchange and liquidity aggregator with a focus on delivering competitive trading rates and high-yield income oppo...

Liquid

Liquid

Founded: 2025
Availability: Worldwide excluding US and Ontario
HQ: Delaware, US

Summary

Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...

Ledn

Ledn

Founded: 2018
Availability: Worldwide, Growth accounts unavailable in certain countries and states
HQ: Ontario

Summary

Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...

Lantern Finance

Lantern Finance

Founded: 2023
Availability: Worldwide
HQ: Las Vegas, NV

Summary

Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...

Kraken

Kraken

Founded: 2011
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.02% DOWN
ETH 2.31% DOWN
Stablecoins 4.08% DOWN
SOL 6%
XRP 1%

Summary

Kraken is a leading digital asset exchange platform that was founded in 2011 and is headquartered in San Francisco, California.The platform allows use...

Krak

Krak

Founded: 2025
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.1% UP
ETH 1% DOWN
Stablecoins 3.6% DOWN
SOL 2.86% DOWN

Summary

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

KAST

KAST

Founded: 2023
Availability:
HQ: Hong Kong

Interest Rates

Stablecoins 3.3%

Summary

KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experi...

Ju.com

Ju.com

Founded: 2013
Availability: Worldwide
HQ: Dubai, UAE

Interest Rates

Stablecoins 3.79%

Summary

Ju.com is the rebranded name of JuCoin, a crypto exchange originally established in 2013. It operates globally (100+ countries), with over 50 million ...

iTrustCapital

iTrustCapital

Founded: 2018
Availability: USA
HQ: Irvine, CA

Interest Rates

ETH 2.25%
Stablecoins 2% UP
SOL 5.37% UP

Summary

iTrustCapital is a U.S.-based platform that allows individuals to buy, sell, and hold cryptocurrencies and precious metals within self-directed retire...

Gemini

Gemini

Founded: 2014
Availability: All US states and Singapore
HQ: New York, NY

Interest Rates

BTC 0.01%
ETH 0.01% DOWN
Stablecoins 0.01%
SOL 0.01%
LTC 0.01%
DOGE 0.01%

Summary

Gemini is a long-running centralized crypto exchange located in the United States. It offers staking and earn programs.Gemini StakingGemini Staking is...

Firefish

Firefish

Founded: 2022
Availability: Worldwide
HQ: Slovakia

Summary

Firefish is a Bitcoin-backed lending marketplace that connects borrowers and lenders directly, using Bitcoin as collateral and stablecoins as the loan...

Figure Markets

Figure Markets

Founded: 2018
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

ETH 1%
Stablecoins 3.85% UP
SOL 3.63%

Summary

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

Fido

Fido

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 10%

Summary

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

EXMO

EXMO

Founded: 2014
Availability: Worldwide
HQ: London, UK

Interest Rates

BTC 3%
ETH 3%

Summary

Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...

ether.fi

ether.fi

Founded: 2022
Availability: Worldwide
HQ: Cayman Islands

Interest Rates

BTC 0.35%
ETH 3.26% UP

Summary

ether.fi offers a suite of products combining staking, restaking, and decentralized finance (DeFi) strategies. This platform provides a way to earn yi...

Ember Fund

Ember Fund

Founded: 2018
Availability: Worldwide
HQ: Los Angeles, USA

Summary

Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...

EarnPark

EarnPark

Founded: 2022
Availability: Worldwide (services limited in the US)
HQ: UK

Interest Rates

BTC 15%
ETH 20%
Stablecoins 20%
SOL 22%
DOGE 5%
XRP 5%

Summary

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...

Cryptomus

Cryptomus

Founded: 2022
Availability: Worldwide
HQ: Canada

Interest Rates

ETH 3%
Stablecoins 3%

Summary

Cryptomus is a globally accessible cryptocurrency platform launched in December 2024. Based in Vancouver, it offers a unified ecosystem that includes ...

Crypto.com

Crypto.com

Founded: 2016
Availability: Worldwide, all US states except NY
HQ: Hong Kong

Interest Rates

BTC 0.2% DOWN
ETH 0.2% DOWN
Stablecoins 0.5% DOWN
SOL 0.25% DOWN

Summary

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...

CoinRabbit

CoinRabbit

Founded: 2020
Availability: Worldwide
HQ: Seychelles

Interest Rates

BTC 0.3%
ETH 1.2%
Stablecoins 5%

Summary

CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (Tether) and USDC (Circle).With no KYC, no fees, and...

Coinmetro

Coinmetro

Founded: 2017
Availability: Worldwide
HQ: Tallinn, Estonia

Interest Rates

BTC 6%
ETH 4%
XRP 6%

Summary

Coinmetro is a regulated, user-friendly centralized cryptocurrency exchange founded in 2017. The platform focuses on making crypto accessible through ...

CoinJar

CoinJar

Founded: 2013
Availability: Australia and the United Kingdom (UK)
HQ: Melbourne, Australia

Summary

CoinJar is an Australian cryptocurrency exchange and platform. It offers a variety of services, like CoinJar Exchange, CoinJar Card and CoinJar Bundle...

CoinDepo

CoinDepo

Founded: 2021
Availability: Worldwide
HQ: Grenadines

Interest Rates

BTC 12%
ETH 12%
Stablecoins 17% DOWN
SOL 12%
LTC 12%
DOGE 12%
XRP 12%

Summary

CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn yield on their digital assets. The platform supports both sta...

Coinbase

Coinbase

Founded: 2012
Availability: 100+ countries
HQ: Wilmington, DE

Interest Rates

ETH 1.87% DOWN
Stablecoins 3.5%
SOL 3.91% DOWN

Summary

Coinbase is one of the most popular centralized crypto exchanges.In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with required Co...

BYDFi

BYDFi

Founded: 2020
Availability: Worldwide
HQ: Singapore

Summary

BYDFi is a global cryptocurrency exchange offering spot trading, perpetual futures, and simplified crypto products aimed at both beginner and advanced...

Bitvavo

Bitvavo

Founded: 2018
Availability: EU only
HQ: Netherlands

Interest Rates

BTC 0.05%
ETH 2% DOWN
SOL 5%

Summary

Bitvavo is a cryptocurrency exchange founded in 2018, serving over 1.5 million users across the European Union. The platform offers a user-friendly in...

Bitunix

Bitunix

Founded: 2021
Availability: Worldwide, excluding US
HQ: St. Vincent

Summary

Bitunix is a centralized cryptocurrency exchange that focuses on both spot and derivatives trading. It supports over 270 cryptocurrencies, including p...

Bitfinex

Bitfinex

Founded: 2012
Availability: Worldwide, excluding US
HQ: British Virgin Islands

Interest Rates

BTC 1.98%
ETH 1.45%
SOL 9.3%

Summary

Bitfinex offers two unique products to earn yield on deposited crypto.Bitfinex Lending Pro is a crypto lending offering that pays variable rates on yo...

Bitcoin IRA

Bitcoin IRA

Founded: 2015
Availability: Worldwide
HQ: Sherman Oaks, CA

Interest Rates

BTC 2%
ETH 2%
SOL 2% UP

Summary

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement...

Binance US

Binance US

Founded: 2019
Availability: US only
HQ: CA, USA

Interest Rates

ETH 2.6%
SOL 5.2% UP

Summary

Binance US (binance.us) offers native staking for ETH and SOL held on its popular exchange platform. Staking rewards are made weekly.Binance US Stakin...

Backpack

Backpack

Founded: 2022
Availability: Worldwide (lending unavailable in US, a few states restricted)
HQ: Tokyo, Japan

Interest Rates

BTC 0.03%
ETH 0.24% UP
SOL 4.76% DOWN

Summary

Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...

Axal

Axal

Founded: 2023
Availability: Worldwide
HQ: New York, NY

Interest Rates

Stablecoins 6%

Summary

Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. Users deposit stablecoins, and Axal’s system autom...

Avici

Avici

Founded: 2024
Availability: Worldwide
HQ: Delaware, USA

Summary

Avici is an on-chain self-custody crypto app with a Visa-based card. Learn more about the Avici Card.Apple and Google Pay are supported, as well as vi...

AscendEX

AscendEX

Founded: 2018
Availability: Worldwide, excluding US
HQ: Singapore

Interest Rates

Stablecoins 2.02% UP
SOL 5.13%
LTC 1%
XRP 2.02%

Summary

AscendEX is a global cryptocurrency exchange and financial platform that gives users a powerful way to earn, trade, and grow their crypto portfolios.A...

Arch Lending

Arch Lending

Founded: 2022
Availability: US
HQ: New York, NY

Summary

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

APX Lending

APX Lending

Founded: 2022
Availability: US and Canada
HQ: Toronto, Canada

Summary

APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...

Aave App

Aave App

Founded: 2017
Availability: Worldwide
HQ: London, UK

Interest Rates

Stablecoins 3.42%

Summary

The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest.Simple,...