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Bitfinex vs Gemini

Compare rates, fees, access, and key features side by side.

Bitfinex

Bitfinex

Bitfinex provides two separate ways to earn: proof-of-stake rewards and peer-to-peer funding for margin traders. Funding gives customers control over ...

Score3.9
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VS
Gemini

Gemini

Gemini Staking is a custodial staking service built into the Gemini exchange. It currently supports Ethereum, Solana, and Monad, with no stated minimu...

Score4.4
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Trading costs and documented exchange features

Spot fee estimates use CIR’s tracked maker/taker data. Funding, spread, slippage and withdrawal charges are additional. Simple buys and recurring orders may use different pricing.

Exchange trading fee examples and sourced product features
CompareBitfinexGemini
$25 spot taker orderNot verified$0.30
$100 spot taker orderNot verified$1.20
$500 spot taker orderNot verified$6.00
Fee scheduleNo verified spot scheduleGemini ActiveTrader
USDt withdrawals on Tron

Select the correct Tether network. Basic Plus verification or higher is required for Tether transfers and trading.

Checked September 9, 2026		Not verified

“Not verified” means CIR has no current evidence for this comparison, not that the exchange lacks the feature.

Explore exchange rankings by use case →

General

Platform
Bitfinexlogo
Geminilogo
Founded
Bitfinex2012
Gemini2014
Headquarters
BitfinexBritish Virgin Islands
GeminiNew York, NY
Availability
BitfinexWorldwide, excluding US
GeminiAvailable in supported jurisdictions; UK, EEA and Australia accounts closed effective 6 April 2026. Verify the specific location.

Fees & Financial

Bonus
Bitfinex6% discount on fees
Gemini$50 in BTC when you trade $100
Token
Bitfinex
GeminiGUSD
Compounding
BitfinexNo
GeminiNo
Payouts
BitfinexWeekly
Gemini
Fees
BitfinexYes
GeminiYes
Lockup
Bitfinex
GeminiNone
Maker Fee
Bitfinex0.1
Gemini0.6
Taker Fee
Bitfinex0.2
Gemini1.2

Cryptocurrency Rates

BTC Rate
Bitfinex1.98%
Gemini
BTC Max
Bitfinex
Gemini
ETH Rate
Bitfinex
Gemini3%
ETH Max
Bitfinex3%
Gemini
Stablecoin Rate
Bitfinex
Gemini

Bitfinex

Review

Pros

  • Peer-to-peer funding lets customers choose offered rates and terms.
  • Lending Pro can automate funding offers within customer-set rules.
  • Staking and lending are presented as separate products with different return sources.

Cons

  • Bitfinex takes 15% of ordinary funding income.
  • Funding adds borrower, collateral, and liquidation-system risk.
  • The platform is unavailable to U.S. customers.

Gemini

Review

Pros

  • No stated minimum balance for supported staking assets.
  • No separate transfer or redemption fee for staking.
  • ETH, SOL, and MON staking are managed from the existing Gemini account.

Cons

  • Gemini can retain up to 35% of protocol rewards as its staking service fee.
  • Only three assets are currently supported.
  • Rewards are distributed monthly, and assets may be unavailable during network unstaking.