Wirex Interest Rates

BTC Bitcoin

3.5% - 8.5%

ETH Ethereum

4% - 5.5%

USD Stablecoin Any supported USD-based stablecoin, such as USDC/USDT

11% - 12%

Wirex Facts

Wirex Facts

Founded 2014

Compounding interest



Worldwide, excluding NY

Lockup terms




Wirex white logo wirexapp.com

Wirex Review

Nexo: Get $500

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.

X-Accounts are a unique feature offered by Wirex that allows users to earn interest on their traditional and cryptocurrency holdings.

Wirex achieves these crypto interest rates by converting X-Account funds into DAI or another stablecoin, and placing them in a DeFi protocol. This streamlined process eliminates traditional DeFi complexities and fees, providing users with a straightforward balance that can grow or be withdrawn at any time. By incorporating DeFi for the user, Wirex passes on high returns to users in the form of interest without the technical hassle or burdens required to do it yourself.

More about Wirex

Is Wirex legit?

With a user base of 6 million+, Wirex has established itself as a trusted player in the cryptocurrency industry. Here are some key aspects contributing to its legitimacy:Β 

  • London-based, 8 years in the industry 
  • Licensed and regulated by top-tier regulators FCA (UK), MAS (Singapore) 
  • The only crypto-native company in the world to secure Principal Membership with Visa and Mastercard 
  • Secure and insured platform 
  • Award winning app

Is Wirex available in US?

Wirex is available to most US-based customers except residents of New York.

Where is Wirex based?

Wirex has its headquarters in London, UK along with offices in Kyiv, Italy and Singapore.

See also:  Bake

Wirex Pros

  • Long established player in the crypto space
  • Competitive interest rates for crypto

Wirex Cons

Where does Wirex rank?

Wirex Alternatives

Wirex FAQ

Is Wirex interest compounded?

Yes, Wirex compounds interest.

How often do you receive payouts at Wirex?


Where is the Wirex headquartered/located?

Wirex is located in London, UK.

Where is Wirex available (what countries is Wirex available)?

Worldwide, excluding NY.

When was Wirex founded?

Wirex was founded in 2014.

Is Wirex available in the USA?

Yes, Wirex is available in the USA.

Does Wirex pay interest on Bitcoin?

Yes, Wirex pays interest on Bitcoin.

Does Wirex pay interest on Ethereum?

Yes, Wirex pays interest on Ethereum.

Does Wirex pay interest on Dogecoin?

No, Wirex does not support Dogecoin.

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Questions or comments about Wirex?

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