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Nexo vs WhiteBIT

Compare rates, fees, access, and key features side by side.

Nexo

Nexo

Nexo is a custodial crypto platform combining interest accounts, fixed-term savings, borrowing, exchange services, and a payment card. Its yield produ...

Score4.2
Popular
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VS
WhiteBIT

WhiteBIT

WhiteBIT Crypto Lending lets customers lend supported assets to the exchange through flexible or fixed plans. The exchange says these funds can suppor...

Score4.2
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General

Platform
Nexologo
WhiteBITlogo
Founded
Nexo2017
WhiteBIT2018
Headquarters
NexoSwitzerland
WhiteBITLithuania
Availability
NexoWorldwide
WhiteBITWorldwide

Fees & Financial

Bonus
NexoUp to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
WhiteBIT
Token
NexoNEXO
WhiteBIT
Compounding
NexoYes
WhiteBITNo
Payouts
NexoDaily
WhiteBIT
Fees
NexoLimited free withdrawals per month
WhiteBIT
Lockup
NexoNone or 1 month
WhiteBIT10–1080 days
Maker Fee
Nexo0.2
WhiteBIT0.1
Taker Fee
Nexo0.2
WhiteBIT0.1

Cryptocurrency Rates

BTC Rate
Nexo6%
WhiteBIT
BTC Max
Nexo
WhiteBIT
ETH Rate
Nexo6%
WhiteBIT1.47%
ETH Max
Nexo
WhiteBIT
Stablecoin Rate
Nexo11.5%
WhiteBIT

Nexo

Review

Pros

  • Flexible Savings supports daily compounding across more than 30 eligible digital assets without a fixed lockup.
  • Users can combine earning, trading, and crypto-backed borrowing within one custodial account.

Cons

  • Users must maintain a portfolio of at least $5,000 to earn interest.
  • The highest rates require additional commitments, including NEXO-token exposure, NEXO-denominated rewards, a higher loyalty tier, or a fixed term.

WhiteBIT

Review

Pros

  • Offers multiple lending terms across major cryptocurrencies and stablecoins.
  • Plan screens show the rate, term, minimum, maximum, and estimated income.
  • Some long-term plans preserve partial accrued interest after completed checkpoints.

Cons

  • The highest rates can require commitments of 720 or 1,080 days.
  • Ordinary early closure may forfeit all accumulated income.
  • Funds are lent within the exchange, creating borrower and platform-liquidity risk.