Email Updates
Gemini
Gemini
Nexo

Bitcoin IRA vs PayPal

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

Platform
Bitcoin IRA Platform
PayPal Platform
Website
Bonus
Token
PYUSD
Founded
2015
1998
Headquarters
Sherman Oaks, CA
San Jose, CA
Availability
Worldwide
Worldwide

Cryptocurrency Rates

BTC Rate
2%
BTC Max
ETH Rate
2%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
Stablecoin Max

Fees & Financial

Compounding
Yes
No
Payouts
Monthly
Fees
Yes
Lockup
None
None
Maker Fee
Taker Fee
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed


Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether