Nebeus

PayPal vs River

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

River Logo

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC alongside traditional USD deposits. It serves only customers in the US. Earn Bitcoin on USD deposits Uniquely, River offers a traditional style savings account (FDIC insured)...

Platform
PayPal Platform
River Platform
Website
Bonus
Earn up to $100 in BTC
Token
PYUSD
Founded
1998
2019
Headquarters
San Jose, CA
USA
Availability
Worldwide
US only, excluding NY and NV

Cryptocurrency Rates

BTC Rate
BTC Max
ETH Rate
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
Stablecoin Max

Fees & Financial

Compounding
No
No
Payouts
Monthly
Fees
None
Lockup
None
Maker Fee
Taker Fee
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

River Logo

River Pros

No pros listed

River Cons

No cons listed


Earn Interest on Crypto

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