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Bitcoin IRA vs BTSE

Bitcoin IRA Logo

Bitcoin IRA

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required). BitcoinIRA Staking In 2025, Bitcoin IRA added staking support for ETH, ADA ...

BTSE Logo

BTSE

BTSE is a popular crypto exchange with a variety of Earn products. BTSE Earn allows users to earn interest on their crypto assets. It has fixed, flexible and lending products available for a variety of coins. BTSE Staking offers native staking ...

Platform
Bitcoin IRA Platform
BTSE Platform
Website
Bonus
20% fee discount for 30 days
Token
BTSE
Founded
2015
2018
Headquarters
Sherman Oaks, CA
Taiwan
Availability
Worldwide
Worldwide, excluding US

Cryptocurrency Rates

BTC Rate
2%
3%
BTC Max
4%
ETH Rate
2%
3%
ETH Max
4%
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
6.5%
Stablecoin Max
9%

Fees & Financial

Compounding
Yes
Yes
Payouts
Monthly
Varies
Fees
Yes
Yes
Lockup
None
None or fixed deposits for 7-90 days
Maker Fee
0.05
Taker Fee
0.075
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits
    • Native staking support added

Bitcoin IRA Cons

    • Requires 10k deposit minimum
BTSE Logo

BTSE Pros

    • Competitive stablecoin interest rates
    • Full exchange services

BTSE Cons

    • BTC and ETH rates bested by other platforms

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether