Gemini

PayPal vs Figure Markets

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

Figure Markets Logo

Figure Markets

Figure Markets is the first company to receive SEC approval for an interest-bearing stablecoin, YLDS, in the United States. Figure Markets offers a range of interest‑earning and borrowing products that bridge crypto and real-world assets. Crypto-b...

Platform
PayPal Platform
Figure Markets Platform
Website
Bonus
Up to $200 when you deposit and trade
Token
PYUSD
YLDS
Founded
1998
2024
Headquarters
San Jose, CA
San Francisco, CA
Availability
Worldwide
Worldwide

Cryptocurrency Rates

BTC Rate
BTC Max
ETH Rate
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
3.9%
Stablecoin Max

Fees & Financial

Compounding
No
Yes
Payouts
Monthly
Fees
Lockup
None
Maker Fee
Taker Fee
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

Figure Markets Logo

Figure Markets Pros

No pros listed

Figure Markets Cons

No cons listed


Earn Interest on Crypto

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