Yield Millionaire

Bitcoin IRA vs CEX.IO

Bitcoin IRA Logo

Bitcoin IRA

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required). BitcoinIRA Staking In 2025, Bitcoin IRA added staking support for ETH, ADA ...

CEX.IO Logo

CEX.IO

CEX.IO is a cryptocurrency exchange known for offering a user-friendly experience for buying, trading, and earning crypto. It supports spot trading, staking programs, and fiat-to-crypto transactions. CEX.IO Earn Accounts CEX Savings: No manual...

Platform
Bitcoin IRA Platform
CEX.IO Platform
Website
Bonus
Token
Founded
2015
2013
Headquarters
Sherman Oaks, CA
UK
Availability
Worldwide
Worldwide, earn programs not available in US

Cryptocurrency Rates

BTC Rate
2%
0.5%
BTC Max
4%
ETH Rate
2%
3%
ETH Max
6%
LTC Rate
1%
LTC Max
DOGE Rate
2.3%
DOGE Max
Stablecoin Rate
4%
Stablecoin Max
12%

Fees & Financial

Compounding
Yes
No
Payouts
Monthly
Daily
Fees
Yes
Lockup
None
Maker Fee
0.15
Taker Fee
0.25
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits
    • Native staking support added

Bitcoin IRA Cons

    • Requires 10k deposit minimum
CEX.IO Logo

CEX.IO Pros

    • Solid platform with dedication to Earn programs
    • Good crypto interest rates

CEX.IO Cons

    • Earn and staking programs unavailable in the US

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether