Coinbase

PayPal vs EarnPark

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

EarnPark Logo

EarnPark

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developing and automating their own strategies in CeFi and DeFi markets. EarnPark uses both liquidity prov...

Platform
PayPal Platform
EarnPark Platform
Bonus
Token
PYUSD
Founded
1998
2017
Headquarters
San Jose, CA
UK
Availability
Worldwide
Worldwide (services limited in the US)

Cryptocurrency Rates

BTC Rate
7%
BTC Max
ETH Rate
7%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
4%
7%
Stablecoin Max

Fees & Financial

Compounding
No
Yes
Payouts
Daily
Fees
Yes (network fees)
Lockup
None
None
Maker Fee
Taker Fee
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

EarnPark Logo

EarnPark Pros

  • Good interest rates
  • Wide amount of supported assets

EarnPark Cons

  • Rates will fluctuate
  • Multiple yield strategies are confusing and earn differently
  • Funds may be hard capped

Earn Interest on Crypto