Coinbase

PayPal vs Pairs

PayPal Logo

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar reserves. As of 2025, PayPal is expanding its crypto offerings to include earning interest on PYUSD...

Pairs Logo

Pairs

Pairs, formerly Fideum/blockbank, is an all-in-one crypto banking super app, with crypto support. Pairspays interest on crypto deposits. Pairs combines CeFi, DeFi and traditional banking in a single platform. Pairs referral code Use code: So...

Platform
PayPal Platform
Pairs Platform
Website
Bonus
Use referral code: SoDXjaMP for $5 bonus on sign up
Token
PYUSD
PAIRS
Founded
1998
2018
Headquarters
San Jose, CA
Gibraltar
Availability
Worldwide
Worldwide

Cryptocurrency Rates

BTC Rate
BTC Max
ETH Rate
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
3.7%
Stablecoin Max

Fees & Financial

Compounding
No
No
Payouts
Fees
Lockup
None
Maker Fee
Taker Fee
PayPal Logo

PayPal Pros

No pros listed

PayPal Cons

No cons listed

Pairs Logo

Pairs Pros

    • Easy to use
    • Lots of banking features and supported coins

Pairs Cons

    • $PAIRS required for meaningful rates

Earn Interest on Crypto

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